Atul Yadav
Guwahati
Summary
Chartered Accountant with total post qualification professional experience of more than 19 years in the fields of accounting and business finance, Management Accounting, Plant Accounting and credit appraisal.
Overview
21
21
years of professional experience
Work History
GM (Finance and Accounts)
Star Cement Limited
Sonapur
08.2015 - Current
- Led account functions for Sonapur Grinding Unit, enhancing operational capacity through capitalized 2 MT grinding unit.
- Managed project accounting for new Cement and AAC block projects valued at approximately Rs 100 Cr.
- Coordinated with departments and auditors to streamline financial processes.
- Liaised with government bodies for compliance support and subsidy acquisition.
- Monitored daily plant accounting, including contractor bill bookings and employee expenses.
- Oversaw material management to optimize resource allocation.
- Ensured adherence to statutory compliance requirements.
- Collaborated with senior management on strategic planning initiatives.
- Managed staff recruitment and training, ensuring all employees were informed of company policies and procedures.
DGM (Sales accounting and costing)
KJS Cement Limited
04.2015 - 08.2015
- Heading sales account and costing at plant.
Sr. Manager (Sales Accounts)
Prism Cement Limited
10.2011 - 04.2015
- Led sales accounts team of 54 personnel, ensuring efficient daily operations.
- Negotiated pricing with vendors for procurement of goods and services.
- Facilitated negotiations with C&F agents and sales promoters for annual rate contracts.
- Managed negotiations with godown owners, ensuring timely verification for stock maintenance.
- Monitored dealer and retailer activities to analyze price fluctuations.
- Conducted secondary freight analysis to optimize cost control.
- Analyzed total logistics costs, including primary and secondary transportation expenses.
- Coordinated monthly, quarterly, and annual financial closing activities, ensuring compliance with statutory regulations.
Zonal Credit Manager (SME Loan)
Janalakshami Financial Services Pvt. Ltd.
06.2011 - 09.2011
- Facilitated team building and training initiatives to boost operational effectiveness.
- Conducted credit decisioning for SME loans through detailed financial analysis.
- Managed credit appraisal and loan sanction processes for North India region.
- Engaged with customers to evaluate business models and working styles.
- Collaborated with sales teams to enhance sourcing quality and efficiency.
- Assisted in policy formulation and agency appointments, including RCU and FI.
Area Credit Manager (SME Loan)
Magma Fincorp Ltd.
07.2008 - 06.2011
- Credit appraisal of SME cases. The approving authority is up to 10 lacs, and the personal discussion authority is up to any limit.
- Monitoring of FAT preparation and its analysis.
- Personal discussion with the customer to understand his business model and working style.
- Preparation of the deal on the merits of the case.
- Helping sales improve the quality of sourcing.
- Regular training of backend/DSTs in relation to SME Loans Policy.
Credit Manager (Personal Loan)
ICICI Bank Ltd.
Kanpur
09.2007 - 07.2008
- Handling credit processes at Kanpur, Allahabad, and Agra CPAs.
- Credit appraisal of personal loan files with a minimum turnaround time.
- Ensuring that the MIS is sent to concerned managers in a timely and regular manner.
- Regular training of support staff, DSAs, and DSTs in relation to the Personal Loans Policy.
- Same-day decision for 90% of cases (Decision TAT reduced to 1 day from 5 days).
- Reduced FI costing per file logged in, and increased CPA productivity.
AAO (CA)
LIC of India
Bareilly
02.2006 - 09.2007
- Controlled account department for 22 branches within Bareilly Division.
- Managed budgetary control and cash flow effectively.
- Recorded accounting transactions accurately, focusing on ULIP policies.
- Prepared monthly MIS reports on business conservation and financial performance.
- Executed inter-branch reconciliations with divisional office to ensure accuracy.
- Consolidated trial balances for all branches in Bareilly Division.
- Compiled final accounts quarterly to maintain compliance.
- Submitted year-end closing reports to zonal office for review.
Partner
Ashok Srivastava and Associates, Chartered Accountants
Kanpur
09.2004 - 01.2006
- Led audit operations, overseeing reviews and investigations of financial documents.
- Managed independent unit, collaborating with juniors and subordinates for enhanced productivity.
- Conducted tax audits for various business entities, ensuring compliance with regulations.
- Prepared project reports detailing business finances to support decision-making processes..
- Completed government accounting tasks, including preparation of final accounts.
Education
Chartered accountant -
ICAI
05.2004
B.Com. -
APS.University, Rewa
01.1998
Skills
- Goal-driven leadership
- Motivating and coaching
- Planning and organization
- Problem solving
- SAP ECC 60 and HANA
- Cost management
- Management accounting
- Communication skills
- Microsoft Excel
- Microsoft PowerPoint
- Financial analysis
- Regulatory compliance
- Variance analysis
- Vendor negotiation
- Risk assessment
- Team leadership
- Employee training
- Time management
Languages
- English
- Hindi
Personal Information
- Date of Birth: 10/02/74
- Marital Status: Married
Timeline
GM (Finance and Accounts)
Star Cement Limited
08.2015 - Current
DGM (Sales accounting and costing)
KJS Cement Limited
04.2015 - 08.2015
Sr. Manager (Sales Accounts)
Prism Cement Limited
10.2011 - 04.2015
Zonal Credit Manager (SME Loan)
Janalakshami Financial Services Pvt. Ltd.
06.2011 - 09.2011
Area Credit Manager (SME Loan)
Magma Fincorp Ltd.
07.2008 - 06.2011
Credit Manager (Personal Loan)
ICICI Bank Ltd.
09.2007 - 07.2008
AAO (CA)
LIC of India
02.2006 - 09.2007
Partner
Ashok Srivastava and Associates, Chartered Accountants
09.2004 - 01.2006
Chartered accountant -
ICAI
B.Com. -
APS.University, Rewa
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