Atul Kumar Srivastava
Lucknow
Summary
Experienced retired Central Bank of India Internal Auditor with expertise in audit methodologies, risk assessment, and regulatory compliance. Seeking an administrative position to utilize strong organizational skills and leadership abilities for efficient operations management and team coordination.
Overview
39
39
years of professional experience
Work History
Internal Auditor
Central Bank Of India
Lucknow
05.2016 - 04.2019
- Conduct comprehensive internal audits to assess the effectiveness of internal controls, risk management practices, and compliance with regulatory requirements.
- Perform detailed testing of financial, operational, and compliance processes to identify weaknesses, deficiencies, and areas for improvement.
- Document audit findings, prepare detailed reports, and communicate results to management, highlighting recommendations for corrective actions and process enhancements.
- Collaborate with various departments and stakeholders to ensure timely implementation of audit recommendations and monitor progress towards resolution.
- Provide support and guidance to junior audit staff, fostering their professional development and adherence to audit standards.
- Participate in special projects and investigations as assigned by senior management or the audit committee.
- Uphold the highest standards of integrity, objectivity, and professionalism in all audit activities.
Branch Manager
Central Bank Of India
Barabanki
10.2000 - 04.2016
- Lead and supervise all activities within the branch to ensure the delivery of excellent customer service and attainment of business objectives.
- Develop and implement strategic plans to drive branch growth, increase market share, and achieve targets for various banking products and services.
- Effectively manage and mentor branch staff, providing coaching, guidance, and training to foster a high-performance culture and achieve individual and team goals.
- Oversee branch operations, including cash management, transaction processing, account opening, loan processing, and other banking services, to ensure efficiency, accuracy, and compliance with regulatory requirements.
- Monitor branch performance against key performance indicators (KPIs), analyze trends, and develop action plans to address areas for improvement and maximize profitability.
- Build and maintain strong relationships with existing and potential customers, addressing their banking needs, resolving inquiries or complaints, and promoting customer retention and loyalty.
- Ensure compliance with all regulatory requirements, internal policies, and procedures, and implement controls to mitigate operational, financial, and reputational risks.
- Collaborate with internal departments, such as credit, operations, and marketing, to coordinate activities, streamline processes, and enhance the overall customer experience.
- Stay informed about industry trends, market conditions, and competitor activities to identify opportunities for business growth and innovation.
Assistant Manager
Centeral Bank Of India
Sagar, Kanpur
06.1989 - 09.2000
- Customer Service: Provide exceptional customer service by addressing inquiries, resolving complaints, and assisting customers with their banking needs.
- Administrative Support: Assist in the day-to-day administrative functions of the bank, including data entry, document preparation, and record-keeping.
- Financial Transactions: Process various financial transactions such as deposits, withdrawals, fund transfers, and loan payments accurately and efficiently.
- Compliance: Ensure compliance with banking regulations and internal policies and procedures to maintain the integrity and security of banking operations.
- Team Collaboration: Collaborate with team members and other departments to achieve organizational objectives and deliver superior service to customers.
- Problem Solving: Identify and resolve issues related to banking operations, customer accounts, and transactions promptly and effectively.
- Reporting: Prepare and submit reports on operational activities, financial transactions, and customer interactions as required by management.
- Risk Management: Assist in identifying and mitigating risks associated with banking operations, ensuring compliance with risk management protocols.
Clerk
Central Bank Of India
Kanpur
05.1980 - 05.1989
- Customer Service: Assist customers with various banking transactions such as deposits, withdrawals, and inquiries, ensuring prompt and courteous service.
- Cash Handling: Receive and disburse cash accurately, maintaining proper records of cash transactions and balancing cash drawers at the end of each shift.
- Account Maintenance: Update customer account information, process account openings, closures, and modifications, and ensure the accuracy of account records.
- Data Entry: Input customer information, transaction details, and other data into the bank's ledger system (manually) with precision and attention to detail.
- Record-Keeping: Maintain organized and up-to-date records of customer transactions, account balances, and other pertinent information.
- Document Processing: Assist in the preparation and processing of various banking documents, including loan applications, account statements, and financial reports.
- Administrative Support: Provide general administrative support to bank staff, including answering phones, and responding to customer inquiries.
- Compliance: Adhere to banking regulations, policies, and procedures to ensure compliance with legal and regulatory requirements, maintaining the security and integrity of banking operations.
- Team Collaboration: Collaborate with colleagues and supervisors to achieve team goals, resolve issues, and deliver excellent service to customers.
Education
Master of Commerce - Accounting And Finance
Kanpur University
Kanpur04-1979
Bachelor of Commerce - Accounting And Finance
Kanpur University
Kanpur06-1977
Skills
- Team Leader
- General Secretary of Central Bank Officers Association
- Tax Preperation
- Fraud Investigations
- Fixed Assets Management
- Risk Management
- Account Reconciliation
- Debt Management
- Daily Reporting
Languages
Hindi
First Language
English
Advanced (C1)
C1
Timeline
Internal Auditor
Central Bank Of India
05.2016 - 04.2019
Branch Manager
Central Bank Of India
10.2000 - 04.2016
Assistant Manager
Centeral Bank Of India
06.1989 - 09.2000
Clerk
Central Bank Of India
05.1980 - 05.1989
Master of Commerce - Accounting And Finance
Kanpur University
Bachelor of Commerce - Accounting And Finance
Kanpur University
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