Open To Work
ATUL KUMAR PANDEY
Bahraich
Work Preference
Summary
Dynamic and result-oriented Regional Manager with 8+ years of experience in Microfinance, NBFC operations, portfolio management, and lending business. Proven expertise in branch operations, business expansion, collection management, team leadership, and risk control across multiple locations. Strong ability to manage large portfolios, improve collection efficiency, maintain portfolio quality, and lead high-performing operational teams.
Results-driven Divisional Manager known for high productivity and efficient task completion. Specialized in strategic planning, team leadership, and operational improvement. Excel at communication, problem-solving, and adaptability, ensuring smooth department operations and effective team management. Ready to leverage skills to contribute positively to organizational goals.
Overview
9
9
years of professional experience
Work History
Divisional Manager
Satyamicrocapital Ltd
10.2023 - Current
- Managing operations of 12+ branches, handling n90+ Crore portfolio, leading teams, monitoring collections, and ensuring compliance.
Deputy Regional Manager
Cashpor Micro Credit
03.2021 - 02.2023
- Supervised 24 branches and 133 staff, improved productivity, and achieved portfolio growth targets.
Area Risk Officer
Cashpor Micro Credit
01.2019 - 02.2021
- Managed compliance, monitored portfolio quality, and conducted risk management training.
Management Trainee
Cashpor Micro Credit
01.2018 - 04.2019
- Handled field operations, client acquisition, and operational training.
Education
Master of Agribusiness Management -
Banaras Hindu University
Varanasi, Uttar PradeshSkills
- Regional & Branch Operations
- Portfolio Management
- Collection & Recovery Management
- Team Leadership & Staff Development
- Risk Management & Compliance
- Business Development & Expansion
- PAR & NPA Control
- Agri Finance
- Field Operations Management
- MS Excel
- MS Word
- PowerPoint
- MIS Reporting
- Loan Management Systems
Accomplishments
- Expanded regional portfolio by 25% within 2 years.
- Reduced NPA levels through strong recovery strategies.
- Led multiple branches to top performance rankings.
- Successfully managed large field teams and operational networks.
- Completed Internship at Syngenta India Ltd., Karnal, Haryana.
Languages
- English
- Hindi, Native
- English, Professional Working Proficiency
Languages
Hindi
First Language
English
Intermediate
B1
Timeline
Divisional Manager
Satyamicrocapital Ltd
10.2023 - Current
Deputy Regional Manager
Cashpor Micro Credit
03.2021 - 02.2023
Area Risk Officer
Cashpor Micro Credit
01.2019 - 02.2021
Management Trainee
Cashpor Micro Credit
01.2018 - 04.2019
Master of Agribusiness Management -
Banaras Hindu University