AUROBINDA BISWAS

• Responsible for collection for a specified portfolio with Agency
• Allocate to agency by mail and maintain DRA allocation from agency FE wise and location wise .
• Collect feedback with projection lot wise .
• As per requirement field visit with FE all locations if needed.
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• COLLECTION BKT-X ,1,2,
• Assisted in developing guidelines for special recovery projects that were initiated from time to time
• Assisted in monitoring past due accounts and contacting customers to make collections attempts
• Often put on a special team that was responsible for recovering debt on seriously delinquent accounts
• Assisted in developing some of the recovery guidelines that were used for years
• Part of a team designated to handle seriously past due branch location to discuss credit accounts
• Acted as a resource for customers who would come to the Responsible for collection for a specified portfolio of accounts 0 to 90 days
• Improved customer payment rates by analyzing and effectively supporting these accounts that had been neglected
• Implemented a coding system to prioritize accounts approaching charge-off for immediate collections with a success rate of 85 TO 90 improved collections
• Within a collection staff department where there is an average of 50 calls per day, increased personal productivity to an average of 70 to 80 calls per day
• Conducted industry analysis to assess worthiness of debt rescheduling
• Coordinated the execution of collaterals and foreclosure proceedings with the Legal Division.

• COLLECTION BKT-X ,1,2,3,4
• Assisted in developing guidelines for special recovery projects that were initiated from time to time
• Assisted in monitoring past due accounts and contacting customers to make collections attempts
• Often put on a special team that was responsible for recovering debt on seriously delinquent accounts
• Assisted in developing some of the recovery guidelines that were used for years
• Part of a team designated to handle seriously past due branch location to discuss credit accounts
• Acted as a resource for customers who would come to the Responsible for collection for a specified portfolio of accounts 0 to 90 days
• Improved customer payment rates by analyzing and effectively supporting these accounts that had been neglected
• Implemented a coding system to prioritize accounts approaching charge-off for immediate collections with a success rate of 85 TO 90 improved collections
• Within a collection staff department where there is an average of 50 calls per day, increased personal productivity to an average of 70 to 80 calls per day
• Conducted industry analysis to assess worthiness of debt rescheduling
• Coordinated the execution of collaterals and foreclosure proceedings with the Legal Division.

. COLLECTION PRODUCTS

LAP, PL, BL BKT-X, 1, 2, 3,4

• Conduction legal responsibilities of the department & field visit.
• Responsible for calling credit customers who were over 30 days past due to set up payment plans
• Took incoming calls from credit customers to answer questions and make payment arrangements
• Assisted in developing guidelines for special recovery projects that were initiated from time to time
• Assisted in monitoring past due accounts and contacting customers to make collections attempts
• Responsible for taking incoming calls and giving customers the information they needed to pay accounts
• Often put on a special team that was responsible for recovering debt on seriously delinquent accounts
• Assisted in developing some of the recovery guidelines that were used for years
• Part of a team designated to handle seriously past due branch location to discuss credit accounts
• Acted as a resource for customers who would come to the Responsible for collection for a specified portfolio of accounts 0 to 90 days
• Improved customer payment rates by analyzing and effectively supporting these accounts that had been neglected
• Implemented a coding system to prioritize accounts approaching charge-off for immediate collections with a success rate of 90 to 95% improved collections
• Within a collection staff department where there is an average of 50 calls per day, increased personal productivity to an average of 70 to 80 calls per day
• Conducted industry analysis to assess worthiness of debt rescheduling
• Coordinated the execution of collaterals and foreclosure proceedings with the Legal Division.

• SALES AND COLLECTION BOTH HANDLING AND PROCESS
• Conduction legal responsibilities of the department & field visit.
• Handling BKT-X, 1,2,3

Sales Executive commercial vehicle finance

• Sales Executive commercial vehicle finance