Avinash Rathod
Pune
Summary
A dynamic professional with approximately twelve years of experience in Financial/Corporate, Direct Sales, Business Development, and Corporate/Client Relationship Management.
Overview
11
11
years of professional experience
Work History
Cluster Sales Manager
Muthoot Finance Ltd
Pune
09.2023 - Current
- Utilize all possible channels (DSA, Direct,New age digital partner , Inside sales etc) to generate business across different UBL product to the tune of 5cr/Month
- Responsible for deal origination for existing as well as new clients & understanding the client's debt requirement .
- Work closely with risk , Legal recovery and internal stakeholders for efficient business growth.
- Handing and Managing team Of 10+ sales executive , mangers and driving 30+branch business
- Looking in Sanction and Disbursement process with Credit and Operations Team
- Knowledge of Credit Policies & BIL
Territory Sales Manager
Inditrade Fincorp Ltd
Pune
12.2018 - 08.2023
- Built a portfolio of 20cr UBL at an average yield 26%
- Handled team of 7 SM and inside sales Team of 5 Executive .
- source new client and top up business to the tune of 5cr /monthly
- Looking in Sanction and Disbursement process with Credit and Operations Team
- Handling Personal discussion’s of Clients with Credit Team
- Won Top TSM PAN India under Udaan program in2019
- I have Maintain APR, Insurance and Cross Sale.
Associate Manager
Neogrowth Credit Pvt Ltd
Pune
07.2017 - 12.2018
- Handling DSA channel for Business loan product
- Handling all process of Login to Sanction and Disbursement
- Also Looking for Requirements of existing client for top up
- Handling DSA channel for Business loan product, maintain and develop relationship with DSA's
- Acquisition of New DSA and also maintaining existing clients for Top Up
- Handling all process of Login to Sanction and Disbursement of Files for Business Loan.
Service Engineer
HDFC Bank Ltd. (Merchant service off roll)
Pune
11.2013 - 05.2017
- Branch Banking Business – EDC Machine Sales
- Service Team Handling Rest of Maharashtra
- Handling Relationship with Merchant Account (EDC)
- EDC Software, Hardware, installation
- Online Traction problem Resolve
- Software & hardware Training provide New Engineers rest of Maharashtra.
Education
Bachelor of Art. (B.A.) -
Yashwantrao Chavan’ Maharashtra University Nasik, YCMO University Nasik
Higher Secondary Certificate (HSC) -
Shri Shivaji College Gugul Pimpri - Dist Hingoli
Secondary School Certificate (SSC) -
Z P High School Sawana Tal – Sengoan Dist Hingoli
Skills
- Have a good knowledge of Computer, Internet, Software (Official Software’s) Excel, Outlook, Ms-Office
Name Signature
Avinash L Rathod
Undertaking
I do hereby confirm that the information given in the CV is true to the best of my knowledge and belief.
Organizational Scan
- Cluster Sales Manager, Muthoot Finance Ltd, Pune, 09/23/23, Present, Team Handling Profile, DSA and Direct both Team handling, We Handing across 28 Gold Loan Branches, Knowledge of Credit Policies & BIL., looking in Sanction and Disbursement process with Credit and Operations Team, Handling Personal discussions of Clients with Credit Team, Handling DSA rest of Pune location
- Territory Sales Manager, Inditrade Fincorp Ltd, Pune, 12/01/18, 08/31/23, Team Handling Profile, Knowledge of Credit Policies & BIL., Handling Requirements of Business Loan of New as well as existing clients, looking in Sanction and Disbursement process with Credit and Operations Team, Handling Personal discussion’s of Clients with Credit Team, Handling DSA rest of Pune location, Handling Collation cases 0-30 DPD and 60 -90 DPD also help legal Team, I have Maintain APR, Insurance and Cross Sale
- Associate Manager, Neogrowth Credit Pvt Ltd, Pune, 07/01/17, 12/31/18, Handling DSA channel for Business loan product, Handling all process of Login to Sanction and Disbursement, Also Looking for Requirements of existing client for top up, Handling DSA channel for Business loan product, maintain and develop relationship with DSA's., Acquisition of New DSA and also maintaining existing clients for Top Up, Handling all process of Login to Sanction and Disbursement of Files for Business Loan
- HDFC Bank Ltd. (Merchant service off roll), 11/01/12, 05/31/17, Branch Banking Business – EDC Machine Sales, Service Team Handling Rest of Maharashtra, Handling Relationship with Merchant Account (EDC), EDC Software, Hardware, installation, Online Traction problem Resolve, Software & hardware Training provide New Engineers rest of Maharashtra
Personal Information
- Date of Birth: 03/05/90
- Marital Status: Married
Timeline
Cluster Sales Manager
Muthoot Finance Ltd
09.2023 - Current
Territory Sales Manager
Inditrade Fincorp Ltd
12.2018 - 08.2023
Associate Manager
Neogrowth Credit Pvt Ltd
07.2017 - 12.2018
Service Engineer
HDFC Bank Ltd. (Merchant service off roll)
11.2013 - 05.2017
Bachelor of Art. (B.A.) -
Yashwantrao Chavan’ Maharashtra University Nasik, YCMO University Nasik
Higher Secondary Certificate (HSC) -
Shri Shivaji College Gugul Pimpri - Dist Hingoli
Secondary School Certificate (SSC) -
Z P High School Sawana Tal – Sengoan Dist Hingoli
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