AVINASH VYAS
Ahmedabad
Summary
Experience Bank Manager seeking to fill a full-time position. At least 10+ years of relevant experience in credit documentation role. Demonstrable experience in leading a credit administration function in a wholesale bank, Building a long-term relationship with existing and prospective clients. Always prepare to help customer. I am passionate about solving problems, delivering results, and exceeding customer expectations.
Overview
13
13
years of professional experience
Work History
Senior Real Estate Portfolio Manager
ICICI Bank Ltd.
Ahmedabad
09.2021 - Current
- Build and improve relationships with customers, Intermediaries and partners
- Review company practices to ensure clients get maximum satisfaction from their financial purchases
- Origination of business opportunities in project funding, Inventory funding, LRDs and liability products etc
- Identify potential opportunities and inform the sales team to follow up
- Educate and inform clients about the company's products, services and special offers
- Attend to client complaints and resolve issues promptly
- Conduct customer satisfaction surveys and recommend ways of improving client satisfaction
- Work with internal departments to ensure company meets clients' expectations
- Oversee customer relationship management system
- Engage in structuring, credit appraisal processing, sanction process, execution of loan documents and post monitoring process.
Loan Administration Manager - Team Lead
ICICI Bank UK PLC
City of London
11.2016 - 08.2021
- Successfully performed a full range of Transaction manager duties
- Committed to risk mitigation of credit portfolios through defined process of online verification of loan documentation
- Ensuring that all activities are being carried to a high standard, and escalating any issues to the Head of Credit
- Extensive skilled in due diligence of Credit documentation, working alongside relationship managers, the Legal Department and other internal stakeholders to ensure documentation is in line with Bank's internal approval, internal credit and other policies
- Extensive experience in the area of Credit Administration/transaction management in the financial industry
- Maintain oversight on covenant and conditions monitoring requirements in line with procedure
- Embedding a culture of risk awareness and continuous improvement.
- Review and interpreted LMA/LSTA standard loan documents such as credit agreements, constitutional documents, guarantee deeds, security documents and other relevant loan governing documents
Credit Admin Manager
ICICI BANK Ltd.
Ahmedabad
12.2011 - 10.2016
- Extensive experience in the area of Credit Administration/transaction management in the financial industry
- Excellent knowledge of corporate credit facility documentation
- Good product knowledge of term loan, working capital and trade finance (receivables, letters of credit, SBLC/Guarantee), RCFs, syndicated loans etc
- Good knowledge of the credit approval process
- Good experience in communication and interaction with senior management, head office and other stakeholders
- Credit Admin for WBG portfolio of over 70 corporate clients (Revenues >INR 500.0 MN) across geographies and diverse sectors like manufacturing, trading, metals, auto and auto ancillaries, professional services, travel, financial services, infrastructure, transportation, FMCG, healthcare, IT etc.
- Assisted in streamlining the policies and processes, of the lending life cycle and actively participated in lending related projects to improve the efficiency and accuracy.
Credit Controller
Sheth Insulation Pvt. Ltd.
Ahmedabad
07.2011 - 12.2011
- Heading accounts receivable, accounts payable and accounts finalization for company and sole proprietary firm
- Submission of monthly returns with various government department- VAT, TDS, Provisional tax, Professional tax, Pension etc
- Assisting in finalization of tax return submission, attending tax meetings for ensuring statutory compliance
- Preparing working capital, term loan proposal for banking facilities and liaising with banks
- Attending tax or other legal dispute with Company's law counsel for Employment or other court matters.
Education
Junior Associate of the Indian Institute of the Bankers, Indian Institute of Banking and Finance, Ahmedabad -
INDIAN INSTITUTE OF THE BANKERS, INDIAN INSTITUTE OF BANKING AND FINANCE
11.2013
Chartered Accountant, Ahmedabad -
THE INSTITUTE OF CHARTERED ACCOUNTANTS OF INDIA
06.2011
Skills
- Microsoft-Office
- Computer-Skills Fast Learner
- Financing Requirements
- Assessing Loan Qualification
- Leadership Skills
- Credit-Analysis
- Credit-administration
Affiliations
Former Social Activist, Child Help Care Society, Ahmedabad
Personal Information
Title: Senior Relationship Manager
Hobbies and Interests
- Painting
- Sketching
- Adventure
Accomplishments
- Award for executing error free transaction in WBG portfolio >5000 MN within the given timeframe.
Languages
Hindi
First Language
English
Upper Intermediate (B2)
B2
Gujarati
Intermediate (B1)
B1
Timeline
Senior Real Estate Portfolio Manager
ICICI Bank Ltd.
09.2021 - Current
Loan Administration Manager - Team Lead
ICICI Bank UK PLC
11.2016 - 08.2021
Credit Admin Manager
ICICI BANK Ltd.
12.2011 - 10.2016
Credit Controller
Sheth Insulation Pvt. Ltd.
07.2011 - 12.2011
Junior Associate of the Indian Institute of the Bankers, Indian Institute of Banking and Finance, Ahmedabad -
INDIAN INSTITUTE OF THE BANKERS, INDIAN INSTITUTE OF BANKING AND FINANCE
Chartered Accountant, Ahmedabad -
THE INSTITUTE OF CHARTERED ACCOUNTANTS OF INDIA
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