Summary
Overview
Work History
Education
Skills
Affiliations
Accomplishments
Certification
Languages
Timeline
Generic
Ayush Aggarwal

Ayush Aggarwal

Chandigarh

Summary

Adaptable and motivated professional with a solid foundation in finance and a keen aptitude for digital data-driven strategies and financial analysis. Proven ability to anticipate industry trends and deliver impactful results while fostering team success. As a Fresher Credit Analyst, equipped with well-developed skills in team management, record updates, and financial statement reviews. Actively seeking a position in a dynamic organization where my understanding of collections and enthusiasm for finance can contribute to operational excellence and growth.

Overview

1
1
year of professional experience
1
1
Certification

Work History

Credit Analyst

Finnable Technologies Private Limited
Bangalore
12.2023 - Current
  • Analyzed and assessed personal loan applications for underwriting, ensuring thorough evaluation of applicant profiles.
  • Achieved a remarkable approval rate exceeding 75%, reflecting adept decision-making skills and meticulous scrutiny.
  • Facilitated maximum loan disbursal's by efficiently processing approved applications within designated timelines.
  • Demonstrated proficiency in minimizing errors throughout the underwriting process, ensuring accuracy and reliability.
  • Effectively communicated with a diverse workforce of over 1000 employees across sales and operations departments
  • Collaborated closely with cross-functional teams to streamline processes and achieve collective targets, emphasizing teamwork and synergy.

Education

MBA - Finance & Digital Merketing

Lovely Professional University
Phagwara
06-2024

BBA -

CHITKARA UNIVERSITY
Rajpura
05-2021

Skills

  • Underwriting
  • Judgmental lending
  • Data Analysis
  • Credit policy development
  • Loan Evaluation
  • Verbal and written communication
  • Financial statement review
  • Credit analysis
  • Risk mitigation strategies
  • Industry standards
  • Credit decision making
  • Teamwork and Collaboration
  • Relationship Building
  • Time Management
  • Power BI
  • Content Writing
  • Creating Ad Campaigns
  • SPSS
  • Tableau
  • Microsoft Tools
  • Professionalism
  • Adaptability and Flexibility
  • Reliability
  • Interpersonal Skills
  • Goal Setting
  • Self Motivation
  • Adaptability
  • Effective Communication

Affiliations

Extracurricular Activities:

  • Badminton Representative: Represented the district in badminton competitions, showcasing dedication and skill in the sport.
  • Music Engagement: Engaged in music activities, demonstrating a passion for artistic expression and creativity.
  • Chess Player: Actively participated in chess games, demonstrating strategic thinking and analytical skills.
  • Contributor to Child NGO: Contributed to a child NGO, showcasing a commitment to social responsibility and community involvement.

Accomplishments

  • Winner of Several School Competitions: Won several competitions in school for class completions, demonstrating determination, skill, and achievement in academic and extracurricular activities.

Certification

IBM Data Fundamentals Certification

  • Developed expertise in data fundamentals through IBM, including proficient use of Power BI for in-depth sales data analysis. Utilized sorting, filtering, and data visualization tools to extract actionable insights.

LinkedIn Learning: SPSS Statistics Essential Training

  • Attained proficiency in SPSS for statistical analysis, applying sample tests to extract valuable insights.

Grant Thornton Advanced Excel Certification

  • Proficiently utilized advanced Excel tools, including VLOOKUP, Pivot Tables, and Dashboard creation, to extract valuable insights and enhance data-driven decision-making processes. Applied skills to optimize business operations.

Languages

Hindi
First Language
English
Proficient (C2)
C2

Timeline

Credit Analyst

Finnable Technologies Private Limited
12.2023 - Current

MBA - Finance & Digital Merketing

Lovely Professional University

BBA -

CHITKARA UNIVERSITY
Ayush Aggarwal