Summary
Overview
Work History
Education
Languages
Accomplishments
Affiliations
Certification
Timeline
Generic
AZHAR HUSSAIN

AZHAR HUSSAIN

JHUNJHUNU

Summary

Methodical Credit Manager adept at analyzing lending activities according to current regulations, standards and market conditions. Offering [Number] years of financial experience in the banking industry. Seasoned Credit Manager knowledgeable about creditworthiness and document review. Highly effective at optimizing credit policies to balance profit and loss. Astute Credit Manager driven to minimize risk while capitalizing on opportunities to accomplish bank objectives in sales, customer growth and bottom line profitability. Meticulous credit management professional trained in [Area] and [Area]. Collaborates with other bank departments to keep operations running smoothly. Experienced at training and mentoring junior employees. Dedicated Credit Manager with high integrity and deep knowledge of the field bringing [Number] years of related experience to support business financial needs at [Company Name]. Specializing in [Type] credit administration.

Overview

10
10
years of professional experience
1
1
Certification

Work History

Credit Manager

BANK OFBARODA
JHUNJHUNU
05.2014 - Current
  • Analyzed actual financial results to budget, preparing variance reporting to functional groups.
  • Maintained regular performance appraisals for subordinates through verbal, written and on-going review programs.
  • Coordinated preparation of external audit materials and external financial reporting.
  • Identified possible issues with credit systems and monitoring by streamlining processes ahead of time.
  • Applied deep understanding of industry best practices and legal requirements to prevent critical incidents.
  • Coordinated approval or rejection of lines of credit or commercial, real estate or personal loans.
  • Conducted reviews and evaluations for cost-reduction opportunities.
  • Submitted delinquent accounts to collections department or outside resources.
  • Gathered information related to assessment of annual bad debt to carry out in-depth reviews.
  • Completed month-end and year-end closings, kept records audit-ready and monitored timely recording of accounting transactions.
  • Created and updated financial reports on frequent basis to present information to leadership teams.
  • Resolved problems and maintained positive cash position, achieving recognition across organization for having insight, due diligence and precision skills.

Education

MBA - Marketing Management And Research

MDS UNIVERISTY AJMER
AJMER
06.2012

Languages

Hindi
First Language
English
Proficient
C2
Gujarati
Proficient
C2

Accomplishments

  • Exceeded sales goals by average of [Number]% in [Year].
  • Led team to achieve [Result], earning recognition from upper management and financial reward.
  • Promoted from [Job Title] to [Job Title], in less than 12-months.
  • Consistently maintained high customer satisfaction ratings.
  • Realized [Result] in ongoing effort to boost revenue while reducing costs.

Affiliations

  • Member, Alumni Association
  • Member, Small Business Association (2008 - present)

Certification

  • [Area of certification], [Company Name] - [Year]
  • Certified [Job Title], [Company Name] - [Year]
  • [Area of certification] Training - [Year]

Timeline

Credit Manager

BANK OFBARODA
05.2014 - Current

MBA - Marketing Management And Research

MDS UNIVERISTY AJMER
  • [Area of certification], [Company Name] - [Year]
  • Certified [Job Title], [Company Name] - [Year]
  • [Area of certification] Training - [Year]

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AZHAR HUSSAIN