B Nivedha
Chennai,TN
Summary
Intend to build a career with leading corporate of hi-tech environment with committed & dedicated
people, which will help me to explore myself fully and realize my potential and I am willing to work as a key
player in challenging & creative environment.
Profile
Total experience:8 years 2 months , currently working at Citi in fund transfer and payment investigation
process.
Overview
8
8
years of professional experience
Work History
Citi corp
2023.05 - Current
Tata consultancy services
2018.02 - 2023.05
KYC ANALYST
Cognizant technology solutions
2016.09 - 2018.01
- Roles and responsibilities in Citi:
- Processed on a daily basis thousands to millions of dollars in US and International currency of wire transfer payments and administrative messages into the Money Transfer and or
- Correspondent Bank Systems
- Received, released, and processed wire transfers thru Federal Reserve and Corresponding bank relationships
- Input call-in customer wire requests along with processing of call-back verifications
- Perform end-of-day balancing with Federal Reserve, Core Deposits system, and foreign exchange correspondent relationship
- Monitored the effectiveness of daily wire operations
- Performed wire related research and response to Accounting reconciliation questions
- Assisted in preparing monthly management reports
- Interpreted, evaluated, and clarified research requests to determine potential payment issues
- Regularly met with management team to discuss and resolve issues or billing obstacle
- Roles and Responsibilities in TCS:
- Worked as fraud investigator for Morgan Stanley ,etrade bank
- Works with lenders and financial institutions to research accounts and help resolve existing account fraud
- Reaches out to lenders and financial institutions to gather details pertaining to accounts in order to determine if an account is fraudulent
- Interacts with lenders and financial institutions to report fraudulent issues, and initiate the resolution process
- Records interactions with customers in the AllClear ID Application and Salesforce
- Com; details of interactions, email correspondences
- Customer fraud cases and tickets must be documented in detail with all pertinent information regarding customer fraud
- Roles and Responsibilities in Cognizant technology solutions
- In Retail Kyc
- Performed required KYC for individuals
- Identified and verify the customer ID and Address Proofs
- Based on risk based approach (RBA), Performed deep analysis on customer country of birth, country of residence, trends of transactions, account balances, cross border transaction, existing products client is using, cash withdrawals and deposits
- Based on the above research assessing the client risk rating as low, medium and high
- Escalated cases based on the risks identified
- Worked in tools such as KYC(Passport), Lexis Nexis and other bank internal tool.
Education
B.com - undefined
seethalakshmi ramaswamy college
2016
HSC - undefined
St Anne’s girl’s Higher secondary school
2012
SSLC - undefined
St Anne’s girl’s Higher secondary school
2010
Skills
- Friendly, positive attitude
- Time management
Timeline
Citi corp
2023.05 - Current
Tata consultancy services
2018.02 - 2023.05
KYC ANALYST
Cognizant technology solutions
2016.09 - 2018.01
B.com - undefined
seethalakshmi ramaswamy college
HSC - undefined
St Anne’s girl’s Higher secondary school
SSLC - undefined
St Anne’s girl’s Higher secondary school