Babita Yadav

Guided and supported junior staff in daily tasks, projects, and objectives.

• Prepared operational reports and provided recommendations for process improvements.
• Maintained accurate records in Mega Corporation system, ensuring data integrity and timely updates.
• Organized documentation for disbursement processing in compliance with company policies.
• Created PowerPoint presentations, Word documents, and Excel sheets for operational needs.
• Monitored EMI receipts monthly and maintained detailed records in Excel for reconciliation.
• Coordinated with accounts department for transaction processing and EMI-related issues.
• Authenticated customer documentation to ensure compliance with disbursement and regulatory guidelines.

• Conducted comprehensive financial analysis to evaluate creditworthiness of new and existing customers.
• Utilized SFDC for credit appraisals, document verification, and loan approvals.
• Analyzed applicants' financial status and credit evaluations to assess loan feasibility.
• Defined loan terms and conditions according to policy after conducting Tele PD and Video PD.
• Handled segmented cases with quality checking to ensure compliance with KYC requirements.
• Provided approval or rejection decisions based on policy guidelines and underwriting standards.
• Maintained QC accuracy and decision turnaround time to enhance operational efficiency.
• Evaluated complex customer profiles using financial statements and industry data for informed lending decisions.

• Monitored uploaded documents in portal to ensure accurate tracking.
• Maintained monthly, weekly, and daily MIS reports for management review.
• Tracked project progress until completion, updating relevant information in MIS.
• Coordinated with Sales team to address case queries efficiently.
• Resolved queries via email, ensuring timely responses.