Baburaj Shanmugam
Thane
Summary
Results-driven compliance professional with extensive experience at UBS,HDFC Bank, IndusInd Bank. specializing in AML investigations and sanctions assessments. Proven ability to leverage data analytics tools for effective transaction monitoring and suspicious activity reviews. Strong cross-department coordination skills enhance due diligence processes, ensuring regulatory compliance and timely reporting of suspicious transactions.
Overview
7
7
years of professional experience
1
1
Certification
Work History
US AML Analyst – Compliance
UBS
07.2022 - Current
- Reviewed and investigated AML alerts in Actimize for Correspondent Banking and Financial Services clients across Americas region.
- Conducted due diligence utilizing OSINT tools and internal systems for comprehensive risk assessment.
- Performed periodic reviews of below-threshold transactions, ensuring compliance through semi-annual monitoring.
- Executed Level 1 sanctions screenings to efficiently clear false positives.
- Handled Level 2 sanctions screenings, escalating potential true matches with detailed case documentation.
- Identified and reported suspicious activities in accordance with regulatory expectations.
- Leveraged tools such as LexisNexis & Cosima for effective case tracking and resolution.
- Analyzed financial statements and transaction histories to detect potential money laundering activities.
- Monitored customer accounts for any changes that may require further investigation or review.
Deputy Manager – Compliance
HDFC Bank Ltd
05.2019 - 06.2022
- Monitored AML alerts from Compass and analyzed transactions against customer profiles.
- Conducted enhanced due diligence, including adverse media searches for suspicious activities.
- Utilized Flexcube, UAS, and Cadex systems for effective transaction analysis and case management.
- Liaised with branches for clarifications and documented findings for escalation purposes.
- Reported suspicious transactions to FIU-IND through STR process and ensured timely record maintenance.
Officer – General Banking Operations (FCU)
IndusInd Bank Ltd
04.2018 - 04.2019
- Monitored debit card and internet banking transactions for fraudulent activity detection.
- Investigated fraud patterns including counterfeit cards, phishing, and unauthorized international usage.
- Initiated Enhanced Due Diligence (EDD) and field verification for flagged customer accounts.
- Managed account freezes and unfreezes in Finacle related to fraud detection.
Education
PGDM - Finance Management
L.N. Welingkar Institute of Management
Mumbai01.2021
B.Com - Banking & Insurance
S.I.E.S. College of Commerce & Economics, University of Mumbai
01.2017
HSC -
Sainath Junior College of Commerce
Mumbai01.2014
SSC -
Swas. Veer Sawarkar English High School
01.2012
Skills
- Regulatory compliance skills
- Suspicious activity review
- Sanctions assessment
- Cross-department coordination
- Data analytics and automation tools
- Fraud risk management strategies
- AML investigation
- Due diligence
- Transaction monitoring
Certification
Certified Global Compliance Specialist (GCS) – Passed on 2021-12-28
Awards
- Gold Star Award – Best Performance, HDFC Bank (Q2 2021)
- Best Employee Award – UBS (Q3 2024)
Personal Details
- Date of Birth: 17 December 1996
- Marital Status: Married
- Address: Flat No. 1808, Riverview Building, Lodha Splendora, Ghodbunder Road, Thane, Mumbai – 400615
Languages
English, Tamil, Hindi, Marathi.
Timeline
US AML Analyst – Compliance
UBS
07.2022 - Current
Deputy Manager – Compliance
HDFC Bank Ltd
05.2019 - 06.2022
Officer – General Banking Operations (FCU)
IndusInd Bank Ltd
04.2018 - 04.2019
PGDM - Finance Management
L.N. Welingkar Institute of Management
B.Com - Banking & Insurance
S.I.E.S. College of Commerce & Economics, University of Mumbai
HSC -
Sainath Junior College of Commerce
SSC -
Swas. Veer Sawarkar English High School
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