Summary
Overview
Work History
Education
Skills
Websites
Certification
Timeline
Generic
BAHAAR GUPTA

BAHAAR GUPTA

Pune

Summary

Accomplished professional with expertise in credit risk and financial analysis, leading teams at Union Bank of India. Enhanced cash flow analysis by 22% using SQL and Tableau. Proficient in stakeholder management and structured finance, with a proven track record in risk assessment and compliance. Skilled in SQL, JIRA, and Agile methodologies.

Overview

14
14
years of professional experience
1
1
Certification

Work History

Manager / Senior Analyst

Union Bank of India
Pune
04.2018 - Current
  • Led team of over nine analysts specializing in credit risk and investment banking initiatives.
  • Implemented migration of in-house application through JIRA, facilitating requirement gathering and SDLC execution.
  • Executed KYC/AML checks while overseeing risk policy adherence and post-disbursement activity monitoring.
  • Produced credit analysis reports, effectively assigning obligor risk ratings for structured transactions.
  • Leveraged Tableau and SQL to elevate cash flow analysis, achieving improvements of 22 to 25 percent.

Assistant Manager

Union Bank of India
Pune
05.2013 - 03.2018
  • End-to-end client onboarding, KYC, due diligence.
  • Managed ₹200 Cr net business.
  • Ensured audit, compliance, cross-functional coordination.
  • Conducted trainings, performance management, and risk mitigation actions.

Software Engineer

Infosys Technologies Ltd
Pune
12.2011 - 05.2013
  • Analyzed requirements, created test cases, managed defects.
  • Wrote SQL queries, user stories, acceptance criteria.
  • Developed database solutions with SQL Server.

Education

PGDBM - Finance

NMIMS
Mumbai
01.2023

B.Tech - Electronics & Communication

Govt. Engineering College
Ajmer
01.2011

Skills

  • Financial analysis
  • Stakeholder management
  • Technical skills: SQL, Power BI, JIRA, MS Office
  • Domain expertise: Credit risk, Market risk, AML, Structured finance, KYC
  • Financial modeling and credit rating
  • Risk assessment and reporting
  • SDLC and Agile methodologies

Certification

  • Risk Management - NIBM
  • Business Analysis (Microsoft Certified) - Microsoft / LinkedIn
  • CAIIB - Indian Institute of Bankers (IIBF)
  • Cyber Crime & Fraud Management - IIBF
  • Structured Finance - CRISIL
  • Financial Modeling & Forecasting - NASBA (USA)
  • Excel for Financial Planning - Project Management Institute
  • Audit & Due Diligence - PMI

Timeline

Manager / Senior Analyst

Union Bank of India
04.2018 - Current

Assistant Manager

Union Bank of India
05.2013 - 03.2018

Software Engineer

Infosys Technologies Ltd
12.2011 - 05.2013

PGDBM - Finance

NMIMS

B.Tech - Electronics & Communication

Govt. Engineering College
BAHAAR GUPTA