Summary
Overview
Work History
Education
Skills
Interests
Accomplishments
Timeline
Generic

Balaji Mysore

Mumbai

Summary

Backend engineer with 11+ years of experience designing and scaling distributed systems in the payments and financial domain. Currently driving platform initiatives at PayPal to reduce transaction costs and improve latency across high-volume payment flows.

Expertise in Java, Spring Boot, Kafka, and cloud-native architectures on GCP, with strong experience in distributed caching and building low-latency, highly available systems. Proven track record of identifying performance bottlenecks, optimizing critical paths, and delivering measurable improvements in system efficiency and reliability.

Strong analytical and problem-solving skills with a focus on efficient debugging and pragmatic system design. Effective collaborator, experienced in working across teams to deliver scalable, high-impact solutions.

Overview

11
11
years of professional experience

Work History

Senior Software Engineer

PayPal India Private Ltd
Bangalore
07.2022 - Current
  • Led transaction cost optimisation initiatives within PayPal Payments Platform, reducing per-transaction processing fees by 3%, resulting in ~$50 million in annual savings across 120 million daily transactions.
  • Drove latency optimisation across critical payment processing layers, reducing end-to-end response time by ~30 ms (15%), by eliminating redundant async API calls and optimizing service orchestration paths.
  • Designed and implemented high-throughput, low-latency distributed services using Java, Spring Boot, and Kafka, supporting 1.4K+ TPS payment flows with strict SLA requirements.
  • Built and enhanced event-driven architectures using Kafka, improving system decoupling, fault tolerance, and scalability across multiple payment domains.
  • Improved system observability by integrating custom metrics, tracing, and JMeter-based load testing, identifying performance bottlenecks under peak traffic conditions (2000 TPS).
  • Contributed to large-scale global platform initiatives, supporting payment processing across 50+ countries, multiple currencies, and ensuring high availability and regulatory compliance.
  • Conducted design reviews and enforced engineering best practices, improving system resilience, scalability, and deployment reliability across teams.

Key contributions.

  • Architected high-availability payment processing systems with 99.99% uptime SLAs
  • Designed low-latency service communication patterns for real-time payment execution
  • Implemented distributed caching using Juno, reducing read latency by 7%.
  • Enabled Kafka-based asynchronous event pipelines for scalable transaction processing.
  • Delivered cloud-native deployments on GCP using Docker and Kubernetes, improving deployment efficiency and system reliability.

Senior Backend Engineer

Citicorp Services India Private Ltd
Mumbai
04.2021 - 06.2022
  • Designed and implemented Elasticsearch-powered reporting system, enabling fast querying over large-scale datasets (10M+ records).
  • Optimized indexing and query strategies, reducing search latency by 40% and improving report generation speed.
  • Built Spring Boot APIs integrating Elasticsearch with frontend dashboards, supporting real-time and ad-hoc reporting use cases.
  • Developed data ingestion pipelines to index high-volume data into Elasticsearch, ensuring near real-time data availability.
  • Identified and resolved performance bottlenecks, improving system responsiveness under high query loads.

Software Engineer II

JP Morgan Services India Pvt Ltd
Mumbai
11.2018 - 03.2021
  • Developed backend services using Spring Boot and Hibernate, improving data processing efficiency by 7% and reducing query latency by 17 ms.
  • Built React-based dashboards for reporting workflows, improving user experience and reducing manual reporting effort by 20%.
  • Designed and delivered a full-stack reporting platform used by 5000+ users, enabling faster business insights and reducing report generation time by 15%.
  • Led development during high-pressure release cycles, ensuring 100% on-time delivery of critical features.
  • Mentored 8+ junior developers, improving code quality and reducing onboarding time.

Software Engineer

Deloitte
Mumbai, India
05.2018 - 11.2018
  • Validated functionality of large-scale legacy state government application, ensuring compliance with regulatory and business requirements.
  • Designed and executed structured test scenarios, identifying critical defects and improving overall system reliability prior to production releases.
  • Collaborated with development teams to triage issues, reproduce defects, and accelerate resolution cycles.

Full Stack Developer

Tata Consultancy Services
Mumbai
08.2015 - 05.2018
  • Developed full-stack reporting applications for a Fortune 500 financial services client, enabling stakeholders to generate and analyze operational data through interactive dashboards.
  • Built Spring Boot-based backend services and AngularJS frontend components to support report generation and data visualization workflows.
  • Contributed to multiple fast-paced project deliveries, ensuring on-time feature releases and adherence to client requirements.

Education

B.E - Computer Science

SIES Graduate School of Technology
06.2015

Skills

Languages

Java, Python, React, Scala

Frameworks

Spring Boot, Hibernate

Distributed Systems

Distributed Systems Design, Event-Driven Architecture, Distributed Caching

Cloud and Infrastructure

GCP, AWS (working knowledge), Docker, and Kubernetes

Data and Storage

Oracle, MySQL, and Elasticsearch

Messaging, and Streaming

Kafka

DevOps and tools

Jenkins, Git, and Jira

Performance Engineering

Load Testing (JMeter), Latency Optimisation, System Tuning

Interests

  • Exploring large-scale distributed system design and reliability patterns
  • Performance tuning and cost optimization in high-throughput systems
  • Experimenting with AI use cases in payments and financial workflows
  • Reading engineering blogs, system design case studies, and postmortems

Accomplishments

  • Winner – PayPal Payments Engineering Hackathon (2022) for cost-optimization solution with high projected banking savings impact.
  • Reduced payment layer latency by 30ms through deep root-cause analysis and async workflow optimization.
  • Reduced transaction processing fees by implementing optimized routing and expense minimization strategies.

Timeline

Senior Software Engineer

PayPal India Private Ltd
07.2022 - Current

Senior Backend Engineer

Citicorp Services India Private Ltd
04.2021 - 06.2022

Software Engineer II

JP Morgan Services India Pvt Ltd
11.2018 - 03.2021

Software Engineer

Deloitte
05.2018 - 11.2018

Full Stack Developer

Tata Consultancy Services
08.2015 - 05.2018

B.E - Computer Science

SIES Graduate School of Technology
Balaji Mysore