Summary
Overview
Work History
Education
Skills
Highlights
Accomplishments
Languages
Training
PERSONAL DETAILS
Timeline
Generic

Balaji Ramamoorthy

Chennai

Summary

Accomplished professional with 20+ years of experience targeting senior-level assignments with leading organizations of high repute. Result-oriented professional, offering more than 10 years of experience in operational management, team management, risk management, and client relations, with domain expertise in banking operations. Capability in leading end-to-end operations, processes, people, stakeholder, and customer management, with continuous improvement in metrics, focusing on automation, and ensuring continuity of business. Skilled in managing SLAs, volumes, team utilization, quality, and training, as well as conducting root cause analysis (RCAs). Consistent top performer with skills in building high-performing teams with low attrition that excel in delivering business value; led, trained, and monitored the team to maintain excellence in service operations. Operational excellence: developed and executed comprehensive continuous improvement strategies with clear work plans, metrics, and desired outcomes. Highly adaptive and flexible person with strong planning, analytical, and problem-solving skills.

Overview

21
21
years of professional experience

Work History

Ops Sup Senior Analyst- C12

Citicorp Services India Pvt Ltd
Chennai
03.2022 - Current
  • Oversee daily settlements of exit market countries, Australia, and Vietnam.
  • Perform weekly reconciliation of unclaimed sundry GL accounts in Vietnam and Australia.
  • Conduct a monthly QAP of sanction alerts generated as a result of transaction and name screening for Vietnam.
  • Manage other TSA activities, like fund transfer processing, monthly screening of NTA, etc.
  • Collaborate and assist the India Ops team in the reconciliation of all LF sundry GLs.
  • Conduct quarterly business reviews, and prepare MIS tracking performance and key metrics.
  • Ensure the continuity of business for all activities of the unit.
  • Address client priorities, and resolve escalations within TAT, driving service delivery.
  • Periodic review of SOPs, and ensure adherence to the same by the team.
  • Facilitated a seamless transition of exit market countries, such as Malaysia, the Philippines, and Bahrain, to Holdings.
  • Led the Day 2 QA activities in Malaysia, the Philippines, Thailand, and Bahrain.
  • Automated processes using advanced Excel formulas thereby reduced rework rates.

Senior Manager

DCB Bank Ltd.
Chennai
08.2007 - 03.2022
  • Managed nationwide NACH operations (including MMS and transaction processing), correspondent bank demand drafts, and utility bill payments.
  • Monitored the NPCI portal to ensure timely file return processing, with zero exceptions.
  • Recorded and reconciled balances across relevant suspense accounts with accuracy and consistency.
  • Resolved customer queries related to clearing operations by collaborating with the Service Quality (SQ) unit, and delivering detailed root cause analyses.
  • Conducted periodic Disaster Recovery (DR) drills and upheld Business Continuity Plans (BCP) for all departmental activities.
  • Coordinated with regulatory authorities to ensure timely implementation of regulatory updates and compliance requirements.
  • Ensured strict adherence to Standard Operating Procedures (SOPs) and Service Level Agreements (SLAs), while maintaining Critical to Quality (CTQ), and Critical to Process (CTP) metrics.
  • Identified operational risks in newly introduced processes, and formulated effective mitigation strategies.
  • Prepared monthly business reviews and management information system (MIS) reports to showcase performance metrics and identify improvement opportunities.
  • Achieved SLA targets across all severities; proactively analyzed severity issues, and facilitated regular feedback sessions to drive operational excellence.
  • Served as the escalation point for customer issues, applying a customer-first approach that consistently improved satisfaction levels.
  • Designed and maintained daily and monthly team performance dashboards; conducted training sessions to improve process efficiency and meet team and individual KPIs.
  • Played a pivotal role in staffing, recruitment, talent management, employee engagement, and fostering positive employee relations.

Officer – Times Response Operation

The Bennett, Coleman & Co. Ltd.
Kolkata
02.2007 - 08.2007

Officer-Processing

ADFC Pvt. Ltd., HDFC Bank Ltd
Kolkata
02.2004 - 02.2007

Education

B.Sc. -

Calcutta University
01.2003

Skills

  • Operations management
  • Client and stakeholder management
  • Service delivery
  • Data analysis
  • Problem solving
  • Attention to detail

Highlights

Migrated

NACH to new ACH express application in December 2018; performed UAT and created user acceptance testing cases and scenarios

Inward clearing activities to CTS express clearing application in January 2017

Transitioned, centralized, and established NACH at NPC Chennai in 2016, and centralized the inward clearing unit at NPC Chennai in July 2015

Nominated under the category of Best Employee Ops in DCB Bank’s 7th Annual Awards function in 2016

Received a certificate of appreciation from the MD and CEO for special recognition in clearing Kolkata in 2012-13, and the Good as Gold award for excellent service to internal customers in DCB in 2008

Accomplishments

  • Achieved “Exceptional” rating in consecutive annual performance appraisals (FY 2004–05 and FY 2005–06), reflecting consistent high performance and contribution.
  • Received Certificate of Excellence for outstanding achievements in data processing during the Jul–Sep 2006 review cycle.

Languages

English, Hindi, Bengali, Tamil

Training

  • Information Security & Fraud Awareness
  • Anti-Money Laundering & General Compliance Training Program
  • Time management
  • Risk management

PERSONAL DETAILS

  • Date of birth: November 28, 1981
  • Languages known: English, Hindi, Bengali, and Tamil
  • Address: No 90 Govindan Street, Aminjikarai, Chennai 600 029

Timeline

Ops Sup Senior Analyst- C12

Citicorp Services India Pvt Ltd
03.2022 - Current

Senior Manager

DCB Bank Ltd.
08.2007 - 03.2022

Officer – Times Response Operation

The Bennett, Coleman & Co. Ltd.
02.2007 - 08.2007

Officer-Processing

ADFC Pvt. Ltd., HDFC Bank Ltd
02.2004 - 02.2007

B.Sc. -

Calcutta University
Balaji Ramamoorthy