Desired Job Title
Assistant Vice PresidentVice PresidentManagerSenior ManagerWork Type
Full TimeLocation Preference
On-SiteLocation: Bengaluru, IN
Open to relocation: Yes
Open To Work
Bala Subrahmanyeswar Appalabattula
Bengaluru
Work Preference
Summary
Certified KYC and AML specialist with over 11 years of experience in managing KYC operations at top global banks, including Deutsche Bank, Societe Generale, and HSBC. Demonstrated ability to lead high-performing teams and oversee comprehensive KYC processes, including EDD, CDD, client onboarding, and periodic reviews. Expertise in driving operational excellence, ensuring regulatory compliance, and implementing process improvements in complex corporate banking environments. Aiming to leverage leadership skills and industry knowledge to foster transformational growth and operational excellence in a senior management position.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Assistant Vice President
Deutsche Bank
Bangalore
12.2021 - Current
- Led day-to-day management of a multi-functional KYC/AML team, including workload prioritization, task delegation, progress monitoring, stakeholder coordination, and quality control to ensure KPI and SLA delivery across European,US and other global markets.
- Managed end-to-end KYC onboarding and periodic reviews, including client due diligence, risk rating, sanctions/PEP/adverse media screening, ensuring compliance with regulatory and internal standards.
- Oversaw KYC book of work, coordinating with global stakeholders and Europe, USA onshore business teams to ensure timely onboarding and thorough reviews of high-risk, medium and Low risk clients.
- Acted as the primary escalation point for operational, regulatory, and client-related issues, resolving them in a timely manner to uphold compliance standards.
- Built strong partnerships with Compliance, Legal, Front Office, Operations, Technology, and Financial Crime teams to support cross-functional alignment and efficient workflows.
- Acted as the KYC subject matter expert, advising on complex and high-risk clients such as PEPs, MSBs, and correspondent banking relationships.
- Interpreted regulatory and policy updates from major regulators and translated them into clear operational guidelines and action plans for the team.
- Ensured adherence to audit, compliance, and control frameworks, identifying risks and implementing corrective actions to meet internal and external regulatory expectations.
- Led process improvements and automation initiatives to enhance KYC workflow efficiency and strengthen data governance.
Senior Analyst - KYC Reviews
Société Générale
Bangalore
06.2019 - 12.2021
- Performed due diligence and risk assessments using FCCR SG Tool, ensuring CDD/EDD compliance and accurate client profiling for periodic reviews.
- Drafted and reviewed high-risk KYC memos, coordinating approvals with AMI and Sanctions Compliance, and presenting findings to business line heads for sign-off.
- Managed monthly allocation of AMER KYC volumes using SG KSM Markets tool, overseeing task distribution and ensuring timely delivery of reviews.
- Conducted screening of client-related parties via LexisNexis, World-Check, DDIQ, and OFAC Forces Tool to mitigate financial crime and sanctions risks.
- Led daily scrum meetings and facilitated team training, partnering with SMEs to enhance quality and identify trends in errors.
Senior Process Associate (Client: Deutsche Bank)
Tata Consultancy Services
Bangalore
05.2018 - 06.2019
- Coordinated new client onboarding for Global Transaction Banking products across UK and APAC, aligning global and local KYC requirements with facilitation teams to ensure compliance.
- Prepared Enhanced Due Diligence (EDD) memos and secured system approvals via DBCAR while conducting LKYC checks prior to Quality Control submission to maintain high compliance standards.
- Assessed client risk using CIP's four-pillar framework; identified UBOs and mapped complex ownership structures for accurate risk profiling.
- Conducted client screening using Fircosoft, LexisNexis, and World-Check; engaged AFC for escalations and secured required approvals.
- Trained and mentored junior associates, ensuring compliance with KYC policies and maintaining high quality standards.
Analyst (Client: United Bank Of Switzerland)
WIPRO
Bangalore
08.2017 - 05.2018
- Managed reference data in Legal Entity Master (LEM) for client data and KYC onboarding, ensuring compliance with regulatory standards.
- Created client records in LEM with approved KYC documents and tagged identifiers (MIC, LEI, issuer GLs).
- Updated MIC codes based on regulator info (ESMA, FCA) with business approval.
- Coordinated data amendments with vendors and led weekly vendor calls to resolve issues and streamline data accuracy.
- Addressed vendor challenges and ensured accurate data flow.
- Processed record merging and de-duplication in LEM during corporate mergers to maintain data integrity and support seamless transitions.
Customer Service Executive
HSBC Electronic Data Processing India private Ltd
Bangalore
02.2015 - 08.2017
- Ensured compliance with KYC ID and V requirements according to CIP and CDD standards.
- Conducted KYC refreshes prior to review date expiration to maintain accuracy.
- Executed negative news screenings utilizing RDC World Check and LexisNexis tools.
- Completed comprehensive KYC reviews adhering to CDD checklists guidelines.
- Managed dormancy processes for offboarding inactive accounts, enhancing risk management efforts.
- Cross-trained in FATCA regulations to identify potential tax evaders.
- Acquired CCNA training for efficient processing of credit card applications.
Education
Bachelor of Technology - Mechanical Engineering
Gitam University
Visakhapatnam, India07.2017
Intermediate Examination Certificate - MPC
Narayana Junior College
Visakhapatnam, India01.2010
Secondary School Certification - Class X
Sri Ramakrishna Public School
Visakhapatnam, India01.2008
Skills
- Customer Due Diligence
- Enhanced Due Diligence
- Sanctions Screening
- Risk assessment
- Data governance
- Customer verification
- Stakeholder Management
- Team leadership
Certification
Advanced Certification in Practical CDD, CON-0007720452, International Compliance Association, 12/01/21
Accomplishments
- Earned Société Générale's distinguished Extra Miller Annual Award (2021) for exceptional individual impact.
- Led high-performing teams to consecutive Best Team and Extra Miller Awards, driving excellence throughout 2023-24.
- Orchestrated critical client data onboarding during Deutsche Bank merger, ensuring flawless execution within tight deadlines.
Personal Information
Date of Birth: 16th Aug 1993
Languages
- English
- Hindi
- Telugu
Timeline
Assistant Vice President
Deutsche Bank
12.2021 - Current
Senior Analyst - KYC Reviews
Société Générale
06.2019 - 12.2021
Senior Process Associate (Client: Deutsche Bank)
Tata Consultancy Services
05.2018 - 06.2019
Analyst (Client: United Bank Of Switzerland)
WIPRO
08.2017 - 05.2018
Customer Service Executive
HSBC Electronic Data Processing India private Ltd
02.2015 - 08.2017
Bachelor of Technology - Mechanical Engineering
Gitam University
Intermediate Examination Certificate - MPC
Narayana Junior College
Secondary School Certification - Class X
Sri Ramakrishna Public School