Balla Prasanna Lakshmi Sai
BANGALORE
Summary
Detail-oriented KYC Analyst executes Know Your Customer activities focusing on client onboarding and exceptions in line with regulatory standards and jurisdictions. Robust knowledge and understanding of regulation affecting KYC program. Interacts and works closely with business stakeholders at all levels of seniority.
Practical and competent with 7 years of experience providing risk assessment with firm's regulatory and statutory obligations. Thorough knowledge of Customer Identification Procedure (CIP) requirements. Detail-oriented professional with high-level proficiency to streamline communication.
Overview
7
7
years of professional experience
Work History
AML/KYC Analyst
ICICI BANK LTD
01.2017 - Current
- Conducted KYC formality reports on questionable accounts and transactions.
- Adjusted end-to-end KYC process needs to align with workforce capabilities.
- Prepared high-risk reviews with results and recommendations for customer onboarding, closure and retention.
- Determined customer ratings based on analriskysis and research findings.
- Analyzed and investigated clients to conduct detailed customer due diligence and enhanced due diligence review.
- Partnered with client-facing teams to collect legal documents and associated information for regulatory and internal policies.
- Conducted thorough reviews for high risk clients based on stratified risk level guidelines.
- Performed periodic reviews and reports on merchants to comply with rules, regulations and KYC requirements.
- Facilitated communication with onboarding team to gather information and onboarding documentation.
- Interpreted evidence from multiple tools and systems to determine legitimacy of customer behavior.
- Offered internal support for audit, compliance and reporting activities.
- Supported KYC processes for prospective and existing customers.
- Monitored testing results on related controls from business unit compliance officers.
- Consulted with compliance department to create regulatory reports.
- Refined tools and practices to optimize manual reviews.
- Educated staff on anti-money laundering and financial crimes to escalate concerns to senior members of PSR team.
- Provided input to company decisions for prospective suppliers.
- Researched and interpreted corporate documentation to determine business and ownership structure.
- Reviewed new prospect KYC documents to meet requirements and determine business model risk.
- Improved emergency resolution processes to save time.
- Tracked prices, yields and other trends to correctly interpret impacts on investment programs.
- Researched macroeconomic, industry and company-specific data to inform investment decisions.
- Presented oral and written reports on general economic trends, individual corporations and entire industries.
- Developed trading strategies to maximize returns on investments.
- Orchestrated client-centered financial packages factoring in current market trends.
- Generated comprehensive reports on portfolio performance and risk assessment.
- Helped clients make optimal decisions on amounts and timing of capitalization.
- Assisted in preparation of presentations, data tables and other documents for investor meetings.
- Coordinated with financial advisors to develop long-term investment strategies.
- Developed financial models to assess potential investments and identify potential risks.
- Evaluated performance of existing investments and adjusted accordingly.
- Reviewed and analyzed project spending throughout project life cycle.
- Developed financial projections and forecasts to guide investment decisions.
- Conducted due diligence on potential investments and presented findings to investors.
- Participated in client meetings to discuss financial analysis and investment strategies.
- Monitored market trends and news to identify emerging opportunities.
- Created and maintained precise and accurate models, charts and reports.
- Created financial strategies to optimize portfolio performance and reduce risk.
- Assisted companies with choosing and timing investments for optimal results.
Education
MASTER OF BUSINESS ADMINIST - Banking and Finance
Manipal University
BANGALORE11.2023
POST GRADUATE DIPLOMA IN BANKING - PGDB
MANIPAL UNIVERSITY
BANGALORE05.2016
Skills
- Industry analysis experience
- Advanced financial analysis
- Financial and operational reporting
- Problem-Solving
- Self-Motivated
- Decision-Making
Timeline
AML/KYC Analyst
ICICI BANK LTD
01.2017 - Current
MASTER OF BUSINESS ADMINIST - Banking and Finance
Manipal University
POST GRADUATE DIPLOMA IN BANKING - PGDB
MANIPAL UNIVERSITY
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