B A MOHAMMED IBRAHIM RAAQHIB
Chennai
Summary
I am an experienced professional with proven experience in the banking domain, specializing in areas such as customer onboarding, KYC/AML compliance, transaction monitoring, and trade finance operations. Committed to maintaining quality work standards, improving operational efficiency, and supporting cross-functional teams in delivering high-quality financial services.
Overview
8
8
years of professional experience
Work History
BPS Lead- AML /TM – Periodic Review Team
Tata Consultancy Services (TCS) -Project:- ABN AMRO
Chennai
06.2023 - Current
- Conduct reviews of customer transactions to detect potentially suspicious activity related to money laundering, terrorist financing, or other financial crimes
- Analyze alerts generated by monitoring systems based on risk indicators and predefined scenarios and include in current investigation while performing Periodic review.
- Perform detailed investigations using customer profiles, transaction history, and external sources
- Escalate cases by Filing SAR for further review
- Ensure all reviews and documentation are completed accurately and within regulatory timelines
- Maintain compliance with internal policies, & AML regulations.
- Collaborate with other teams (KYC, Sanctions, Compliance) to ensure a holistic risk assessment
C05 Analyst -The Global ID and Access Management (GIAM)
Citicorp Services India Private Limited
Chennai
10.2022 - 03.2023
- Manage daily customer requests through BAU and CRM queues with accuracy and efficiency
- Collaborate with various Citi business units to deliver effective customer service support
- Participate in process enhancements aligned with Citi GIAM to improve operational efficiency
- Promote and provide guidance on information security policies and best practices
- Identify, document, and resolve customer access issues in Citidirect BE; ensure proper closure of service requests.
- Detect and report process gaps and potential risks
- Communicate improvement opportunities to senior analysts and team managers
Operations Executive
HDFC Bank Ltd
Chennai
01.2021 - 09.2022
- Handle end-to-end onboarding of corporate customers by processing account opening forms and KYC documents
- Liaise with business teams for onboarding and Re-KYC requirements across client types (e.g., Pvt Ltd, Partnership, Proprietorship)
- Advise Relationship Managers on resolving CDD screening queries in line with RBI KYC guidelines
- Ensure quality and quick turnaround times for account openings across various corporate constitutions
- Process customer instructions including account openings, transfers, conversions, and Re-KYC
Accounts Executive
Arsha Seafood exports
Chennai
12.2018 - 01.2021
- Manage Trade Finance operations including Letters of Credit (LCs) and Open Account transactions
- Handle inward remittances from customers and ensure accurate maintenance
- Prepare export documentation for both pre- and post-shipment phases
- Negotiate export LC shipment documents with banks and arrange export funding
- Assist senior team members with the forward booking process
- Manage company payables and receivables efficiently
- Oversee payroll processing, including salary statement preparation, NEFT file generation, and bank submission
- Reconcile company books with bank statements to ensure accuracy
- Monitor and track daily production data
Data Research Analyst
IRIS KPO Resourcing Pvt Ltd
Chennai
01.2018 - 11.2018
- Analyze company Annual Reports and CSR reports for key insights
- Map business segments using sector codes in TRAX software
- Identify geographical presence and scope of business operations
- Assess year-over-year revenue fluctuations and subsidiary shareholding
- Conduct in-depth company research and share findings with clients
- Respond to client queries via email and phone; resolve discrepancies
- Prepare monthly reports and ensure timely process updates
Education
MBA - Finance, Marketing
Measi Institute of Management
Chennai04.2018
Bcom - Commerce
Vivekananda College
Chennai04.2016
Skills
- Proficient in Screening & Investigation for Commercial Clients and Related Parties
- Sanctions & Watchlist Screening (OFAC, EU, etc)
- Strong Knowledge of High-Risk Industry Screening
- Proficient in Screening Tools: RDC, Google
- Preparation of Risk Assessment Summaries with arguments, mitigations, and justifications
- Transaction Monitoring & Analysis for identifying unusual or suspicious patterns
- Drafting of clear, concise risk narratives for internal escalation and audit purposes
- Microsoft Office Tools
- Communication Skill
Accomplishments
- Maintained 87 % of quality score against SLA of 85% during 24-25 Financial year in TCS.
- Won Bronze medal in Citicorp during the last quarter of 2022 for quick learning and contributing to the productivity within short span
- Performed Priority work within the given time limit
- Single handedly executed shipments
- Handled huge volumes of account opening forms within TAT
- Processed quick invoices and other exports documents to the buyers
- Monitored payables to vendors within the given credit days
- Handled clients queries effectively which lead to smooth flow of business process
Languages
- English
- Tamil
- Hindi
Personal Information
Date of Birth: 10/30/95
Timeline
BPS Lead- AML /TM – Periodic Review Team
Tata Consultancy Services (TCS) -Project:- ABN AMRO
06.2023 - Current
C05 Analyst -The Global ID and Access Management (GIAM)
Citicorp Services India Private Limited
10.2022 - 03.2023
Operations Executive
HDFC Bank Ltd
01.2021 - 09.2022
Accounts Executive
Arsha Seafood exports
12.2018 - 01.2021
Data Research Analyst
IRIS KPO Resourcing Pvt Ltd
01.2018 - 11.2018
MBA - Finance, Marketing
Measi Institute of Management
Bcom - Commerce
Vivekananda College