BARATHVAJ D
477 ADHIDHIRAVIDAR STREET VELLUR ORATHANADU TALUKKA
Summary
Accomplished Branch Credit Manager with a proven track record at IIFL Samasta Finance and IDFC First Bharat, adept in portfolio management and team leadership. Excelled in enhancing credit strategies, achieving significant improvements in loan processing efficiency. Skilled in sales strategies and loan underwriting, demonstrated through successful team coaching and innovative marketing material creation.
Overview
4
4
years of professional experience
Work History
Branch Credit Manager
IIFL Samasta Finance
12.2023 - 01.2025
- Led team of 7 staff.
- Created marketing materials.
- Held sales coaching sessions.
- Wrote reports detailing branch activities.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Collaborated with management to evaluate credit strategies and develop improvements.
- Reviewed and analyzed loan procedures.
- Monitored accounts for signs of fraud and non-payment issues.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Used [BR.Net] and [GLOW] to perform credit appraisals, document verification and loan approvals.
Group Relationship Officer
IDFC First Bharat Limited
Pattukkottai , Tamilnadu
04.2021 - 08.2023
Education
Associate of Applied Science - Computer Application
Bharath College of Science And Management
Thanjavur, India04-2020
Skills
- Sales strategies
- Portfolio management
- Loan underwriting
- Team management
Languages
Tamil
Advanced (C1)
English
Upper intermediate (B2)
Software
BRnet
Excel
Word
Personal Details
Date of Birth : 16.06.1999
Gender : Male
Marital Status : Single
Nationality : Indian
Timeline
Branch Credit Manager
IIFL Samasta Finance
12.2023 - 01.2025
Group Relationship Officer
IDFC First Bharat Limited
04.2021 - 08.2023
Associate of Applied Science - Computer Application
Bharath College of Science And Management
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