Bazil Rajan Babu

The Group Fraud Risk & Investigations function is part of the group’s Risk Management function and provides second line Fraud Risk oversight for the firm’s front office and support / control functions.

As a Fraud Investigations Manager, It entails in leading a team of Fraud Investigators in alignment with the Bank's Fraud Policy and Response Plan, I ensure that all occurrences of fraud, whether confirmed or suspected, are thoroughly investigated to ultimately produce detailed investigation reports containing pertinent recommendations for consumption by relevant stakeholders. responsible for establishing rigorous investigation standards and SOPs to ensure effective governance. It also includes to identify emerging risks and trends and closely collaborate with departmental peers to develop mitigation measures aimed at reducing fraud and losses while maximizing recovery opportunities.

• Working with product teams to perform financial crime risk assessments related to CDD and KYC, AML / CTF transaction monitoring, Sanctions and PEP screening or fraud
• Supporting the design and development of innovative yet practical financial crime control by translating regulatory requirements into actionable controls
• Assessing and monitoring the impact of new initiatives to Revoluts overall financial crime risk and control framework
• Proactively identifying potential gaps in existing financial crime processes, systems and controls and drive enhancements to these
• Keeping up to date with relevant regulations, industry guidance and financial services innovations, particularly from a financial crime risk perspective
• Ensuring clarity, transparency and insight in both BAU and growth / expansion related discussions with regulators, law enforcement and banking partners
• Collaborating, coordinating and partnering with Revoluts product, compliance and audit teams, as well as local legal entities

• Played a key role in driving excellence in Fraud Risk Management, Predictive Analysis of Risks, Investigations of electronic crimes & fraud avoidance for top clients and customers Resolution of Issues and problems in Risk Management Frameworks Research & reporting of trends in violations including Terms of Service, DMCA, Trademark, Privacy, BBLegal compliance issues, and false profile claims Timely coordination & effective communication with respective legal departments, especially for time- sensitive investigations Providing feedback to management regarding necessary changes and updates (including policies, upgrades and customer care issues) Analysing fraud reports, identifying trends that need to be addressed and communicating findings to appropriate stakeholders Maintaining and promoting a positive attitude while meeting productivity goals Proactively advising day-to-day risk-related job functions including product payment delinquencies, predictive risk reporting.

• Awarded for being Top Investigator on several occasions, credited for being an integral part of an efficient Compliance & Risk Management team Key achievements include defining, applying, and defending regulatory policy and contractual requirements, implementing fraud risk avoidance solutions through skills in Anti Money Laundering (AML), KYC techniques Partnered with the Seattle Compliance team to prevent Illegal activities & misuse on Amazon.com platform for North America Worked across teams influencing process, priorities & trade-offs Influenced vendors & external partners Designed program/product strategies.

• Enhanced and developed Daily, Weekly and Periodic reports and dashboards using Advanced Excel VBA (Visual Basics for Applications) Debugged reports running with Excel VBA and SQL Identified and proactively reported areas of improvement Partnered with stakeholders to identify problems and collaborate with them to provide solutions Identified operational improvements and finding solutions by applying CI tools and techniques Responsible for completing tasks and transactions within agreed KPIs Delivered operational KPIs at the expected quality and accuracy levels by adhering to the quality frameworks Adhered to Business Code of Conduct and always acted with integrity and due diligence Kept up-to-date with process changes.

• Supervised manufacturing processes and ensured quality of work in a safe, efficient manner Liaised with other engineers to develop plans that improve production, costs, and labor required Diagnosed problems in the production line and provided recommendations and training Established safety procedures and protocols that enhanced workers' well-being and minimized the carbon footprint Kept abreast of advancements in engineering and production and shared knowledge with co-workers Identified, documented, and reported unsafe practices Drew up production schedules, material supply and budgets for projects Analysed all facets of production and making recommendations for improvement.

• Successfully implemented TPM methodology and improve Line Efficiency from 62% to 82% Achieved OE (operational excellence) with improved Line efficiency Active member of Total Productive Maintenance (TPM) Team Analysis of Breakdown Maintenance & making Pareto charts for analysis Cross-team documentation and validation to achieve ISO 22000-2005 Successfully completed all stages of validation of ISO 22000-2005 (food safety).