Vishesh Dewani

• Spearheaded the implementation of a custom Digital Loan Origination System (LOS) for vehicle loans at a leading NBFC, automating end-to-end loan processing and significantly improving operational efficiency.
• Designed and implemented 12 scorecards in the Business Rule Engine to optimize loan assessments for diverse customer segments, including NTC/FTU and pre-approved loans.
• Adopted API-led Microservices Architecture and pattern-based integration to ensure system scalability and performance, aligning with modern technology practices.
• Conducted As-is Process Analysis and gap analysis, identifying risks and process improvement opportunities to support strategic decision-making and operational enhancements.
• Defined Epics, User Stories, and Acceptance Criteria in JIRA, translating business requirements into actionable tasks for development teams.
• Authored key documents (BRD, FSD, TDD) to guide project development, ensuring seamless integration and alignment with technology and business standards.
• Collaborated with UI/UX teams and leveraged Camunda BPMN to design workflows, orchestrate microservices, and create user-friendly interfaces aligned with business objectives.

Tech Stack: Java, Angular, PostgreSQL, Camunda, Microservices Architecture.

• Led the re-engineering of the CMU process, achieving 600 hours of annual time savings, eliminating high-risk audit factors, and optimizing operational workflows.
• Spearheaded vendor selection for a Fintech solution aligned with core banking systems and supported API integration for onboarding and collateral management.
• Drove automation and insourcing of payment regulatory reporting using a Fintech platform, generating USD 115,000 in annual savings from reduced vendor fees and resource allocation.
• Streamlined Remittance Returns automation across PAN Bank India, defining project roadmaps, applying Change Management principles, and reducing risks across 8 departments.
• Managed UAT, stakeholder communication, and risk assessments, ensuring successful implementation and alignment with regulatory compliance standards.

Technical Expertise: Process Optimization, Data Analysis, Vendor Management, Stakeholder Communication, Change Management.

• Spearheaded Digital Transformation Initiatives: Led the end-to-end automation of loan disbursement journeys and approval workflows for a leading NBFC, leveraging Salesforce and microservices architecture to streamline processes, reduce turnaround times, and enhance customer experience.
• Enterprise Solution Design: Directed business process re-engineering and technical implementations, including integrating upstream and downstream systems, ensuring scalability, and aligning IT systems with business objectives.
• Stakeholder Management and Delivery: Collaborated with cross-functional teams and senior stakeholders to identify IT pain points, drive solutions, and deliver projects aligned with enterprise goals, achieving on-time delivery across multiple engagements.
• Data Governance and System Optimization: Delivered system enhancements to improve data quality, implemented validation frameworks, and ensured compliance with regulatory requirements while optimizing reporting and analytics systems.

• End-to-End Lending Platform Implementation: Successfully deployed the FinnOne Neo lending solution for ICICI in India and Sri Lanka, overseeing system architecture design, application customization, and seamless integration with existing enterprise systems.
• Cross-Functional Stakeholder Collaboration: Acted as the primary liaison between technical teams and business stakeholders, facilitating requirement gathering, issue resolution, and alignment of IT solutions with organizational goals.
• System Optimization and Troubleshooting: Led the configuration of application servers in WebLogic 12c, implemented middleware interfaces, and resolved real-time application and backend issues, ensuring system stability and scalability.
• Integration and Quality Assurance: Delivered critical enhancements and performed on-site System and Integration Testing, validating interfaces such as SAP File Transfer, SOA Reports, and customer communication modules to ensure operational excellence.