KUMAR VISHWESH
Patna
Summary
Results-driven banking professional with over 10 years of progressive experience in retail and corporate banking. Proven expertise in financial and credit management, branch operations, team leadership, and client relationship management. Adept at developing strategies to drive revenue growth, improve operational efficiency, and ensure regulatory compliance. Strong interpersonal and decision-making skills with a consistent record of exceeding performance benchmarks.
Overview
11
11
years of professional experience
5
5
years of post-secondary education
3
3
Languages
Work History
Relationship Manager
IDBI Bank
11.2024 - Current
- Provided personalized financial advisory to HNI and NRI clients.
- Focused on high-value customer acquisition including TASC accounts.
- Sourced and facilitated quality credit proposals.
Branch Manager
IDBI Bank
09.2022 - 10.2024
- Led branch operations, sales strategy, budgeting, and compliance.
- Managed a team for customer acquisition and service enhancement.
- Strengthened audit preparedness and regulatory adherence.
Credit Manager
IDBI Bank
08.2020 - 08.2022
- Appraised and monitored credit proposals in MSME, Agri, and SRA sectors (exposure up to ₹5 Cr).
- Handled recovery of bad debts and initiated legal actions when necessary.
Relationship Officer
IDBI Bank
10.2016 - 08.2020
- Acquired new retail and government accounts.
- Promoted third-party products and enhanced client engagement.
TSE / CSE
IDBI Bank
07.2014 - 10.2016
- Managed cash operations, remittances, and ATM activities.
- Delivered high-quality customer service at the branch level.
Marketing Officer
Canara Bank
02.2014 - 07.2014
- Promoted CASA and TPD products for three tagged branches.
- Supported marketing campaigns and customer onboarding.
Education
MBA - Marketing & HR
Shivaji University
06.2007 - 06.2009
Bachelor of Commerce (B.Com) - undefined
Patna University
05.2003 - 05.2006
Skills
- Financial & Credit Management
- Branch Operations & Audit Compliance
- Customer Relationship Management
- Team Leadership & Performance Supervision
Relationship building and management
Excellent communication
Client engagement
Client acquisition
Issue resolution
New business generation
Team leadership
References
Available upon request.
Timeline
Relationship Manager
IDBI Bank
11.2024 - Current
Branch Manager
IDBI Bank
09.2022 - 10.2024
Credit Manager
IDBI Bank
08.2020 - 08.2022
Relationship Officer
IDBI Bank
10.2016 - 08.2020
TSE / CSE
IDBI Bank
07.2014 - 10.2016
Marketing Officer
Canara Bank
02.2014 - 07.2014
MBA - Marketing & HR
Shivaji University
06.2007 - 06.2009
Bachelor of Commerce (B.Com) - undefined
Patna University
05.2003 - 05.2006