Bharath JM
Bengaluru
Summary
Goal-driven sales management professional bringing several-year career history in sales and proven track record of strategic business growth. Skilled at aiding in product marketing efforts. Adept at cultivating productive client relationships through positive rapport, tailored solutions and client engagement. Results-driven professional brings outstanding analytical, multitasking, and time management abilities. Offers background overseeing daily operations of business segments or departments. Driven and cost-conscious individual dedicated to capitalizing on new revenue potential.
Overview
11
11
years of professional experience
Work History
Sales Manager
State Bank Of Mauritius (SBM)
Bangalore
03.2025 - Current
- Established relationships with key clients, while maintaining existing customer base.
- Implemented process changes to streamline sales department workflow.
- Analyzed data to identify trends in customer behavior and develop plans accordingly.
- Maintained accurate records of all transactions between customers and company representatives.
- Identified and developed new markets for products or services.
- Conducted regular meetings with staff members to review goals and objectives for the quarter and year.
Area Sales Manager
Bajaj Housing Finance
Bengaluru
07.2024 - 03.2025
- Home loan and loan against property.
- Handling team of 7 members.
- Dsa connector and referral code generation.
- Handling rera approved builder vertical.
- Managing MIS of the team on daily basis.
- Relook of cases rejected and making sure there is change in decision, maintaining customer satisfaction and loyalty towards the company.
- End to end digitalized loan procedures to ease and reduce the paper work.
- Personal visits with clients to maintain better relationship with customers, DSA, and Channel partners.
Area Sales Manager
Godrej Capital
Bengaluru
03.2023 - 06.2024
- Personal visits with clients for better understanding of business nature.
- Maintaining professional relationship with customers for the betterment of the organisation and Customer.
- Handling collections.
Relationship Manager
Kotak Mahindra Bank
Bengaluru
12.2021 - 03.2023
- Managing DSA vertical Business loans.
- Creating MIS.
- File analysis over CAM/FAT (Re-look up)
- End-to-end digitalized loan procedure to ease and reduce paper work for customers and the organisation.
- Up-skilled on new product on supply chain bill discounting (vendor finance).
- Maintaining professional relationship with customers for the betterment of the organisation and customer.
- Handling collections.
- Case analysis along with credit for better customer service.
- I believe in disagreeing and making a difference for professional and personal goals.
Territory sales manager
IDFC FIRST Bank
Bengaluru
05.2020 - 12.2021
- Managing DSA vertical Business loans.
- Creating MIS.
- End to end loan procedures.
- Maintaining professional relationship with customers for the betterment of the organisation and customer.
- File analysis (Re-look up)
- Managing KASA accounts.
- Natch validation, updating udyam for PSL tagging as per RBI guidelines.
- Handling moratorium funding for MSME classification.
- Up-skilled for end-to-end process of digitisation of loan procedure.
Relationship Manager
Shriram Finance Limited
Bengaluru
03.2019 - 04.2020
- Managing DSA vertical Business loans.
- Creating MIS.
- End to end loan procedures.
- Maintaining professional relationship with customers for the betterment of the organisation and customer.
- File analysis (Re-look up).
- Managing collections for 3 months.
Site Manager
Bhoomatha engeneering
Bengaluru
10.2014 - 01.2019
- Managing purchase & work orders.
- Handling payments (Vendor & Employee).
- On site overview.
- Managing end to end work projects.
- Handling a team of 10-15 employees.
Education
B.com - Accounting and Finance
Bishop Cotton Academy of Professional Management
06.2014
Skills
- Sales Management
- Data analysis
- Process improvement
- Team leadership
- Digital loan processing
- Business development
- Financial analysis
- Performance management
- Operations
- Sales presentation
- Team Leadership
- Time Management
Timeline
Sales Manager
State Bank Of Mauritius (SBM)
03.2025 - Current
Area Sales Manager
Bajaj Housing Finance
07.2024 - 03.2025
Area Sales Manager
Godrej Capital
03.2023 - 06.2024
Relationship Manager
Kotak Mahindra Bank
12.2021 - 03.2023
Territory sales manager
IDFC FIRST Bank
05.2020 - 12.2021
Relationship Manager
Shriram Finance Limited
03.2019 - 04.2020
Site Manager
Bhoomatha engeneering
10.2014 - 01.2019
B.com - Accounting and Finance
Bishop Cotton Academy of Professional Management
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