Bharatkumar Vadhaniya
Deesa
Summary
My responsibility for overseeing the credit granting process for a company. My job is to optimize company sales and reduce bad debt losses by maintaining the credit policy. i do this by assessing the creditworthiness of potential customers and conducting periodic reviews of existing customers.
Overview
8
8
years of professional experience
3
3
Languages
Work History
Credit Manager
Bajaj Finserv
12.2019 - Current
- Key Result Area.
- My responsibility for overseeing the credit-granting process for a company. My job is to optimize company sales and reduce bad debt losses by maintaining the credit policy.
- Underwriting PL and TWL loan File
- Ensure stict adherence to laid down credit policy
- Ensuring tat gaideline
Assistant Branch Head
Manappuram Finance Ltd
07.2018 - 11.2019
- Key Result Area.
- Responsible for gold checking, purity and valuation, and maintaining registers and cash on a daily basis. Taking care of customer care services, like interest collection, re-pledge, etc.
- Customer Relationship management
- Loan Processing
- Sales and Marketing
- Compliance and Documentation
- Maintaining KRA
- Make Daily MIS
- Reslove Audit Queries
Education
MBA - Finance
Parul Institute of Engineering And Technology
Vadodara, India 04.2001 -
Bachelor of Commerce -
S M Patel Institute of Commerce
Ahmedabad, India03-2015
H.S.C -
D.N.J. Adarsh High School
Deesa, India 04.2001 -
S.S.C -
D.N.J. Adarsh High School
DEESA 04.2001 -
Skills
Credit
Credit Management
Interests
Cricket, Traveling
Awards
Kudos Award Aug-2023, I got reworded in year of Jun-2023 certificate for my Exceptional performance in credit management for Bajaj finserv., Heroes Award Dec-2021, I got reworded in year of Dec-2021 certificate for my Exceptional performance in credit management for Bajaj finserv.
Timeline
Credit Manager
Bajaj Finserv
12.2019 - Current
Assistant Branch Head
Manappuram Finance Ltd
07.2018 - 11.2019
MBA - Finance
Parul Institute of Engineering And Technology
04.2001 -
H.S.C -
D.N.J. Adarsh High School
04.2001 -
S.S.C -
D.N.J. Adarsh High School
04.2001 -
Bachelor of Commerce -
S M Patel Institute of Commerce