BHAVANI MADIREDDY
CREDIT EXECUTIVE
HYDERABAD
Summary
To Pursue a highly rewarding career, seeking for a job in a challenging environment where I can implement my knowledge and skills efficiently for the organization growth and development.
Overview
37
37
years of post-secondary education
3
3
Languages
Work History
Credit Executive
SMFG Credit India
5 2023 - Current
- I am working in the Underwriting Team and I know how to solve cases of salaried personal loans and self-employed business loans.
- Work cross-functionally with sales, management, and other departments to maintain effective operations.
- Created financial dashboards to provide insights into key performance indicators.
- Optimized credit approval and collection processes, improving operational efficiencies by over 90%.
- Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
- Oversaw reporting, documentation and recordkeeping requirements for department.
- Developed customized credit solutions for clients based on their unique financial needs and risk profiles.
- Implemented and regularly reviewed financial controls to generate accurate and reliable financial data.
- Collaborated with cross-functional teams to streamline the credit review process, resulting in faster decision making.
- Reviewed historical records, current operational data and forecasting information to identify and capitalize on system enhancement opportunities.
- Contributed to a positive work environment by actively participating in team meetings, sharing insights, and providing constructive feedback on colleagues'' work.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Paid attention to detail while completing assignments.
- Proven ability to learn quickly and adapt to new situations.
Education
M.B.A (FINANCE AND ACCOUNTING) -
ANUBOSE INSTUTITE OF TECHNOLOGY
Palwancha, India09.2023
Bachelor of Arts - BCOM COMPUTERS
PRIYADARSHINI DIGREE AND PG COLLEGE
Kottagudem, India 04.2001 - 04.2021
KLR COLLEGE OF INTERMEDIATE
Palwancha, India 04.2001 - 04.2018
High School (SSC) -
PRAGATHI HIGH SCHOOL
Sarapaka, India05.2016
Skills
- Work Planning
- Financial Management
- Strategy Development
- Credit Scoring
- Credit Reports
- Time management abilities
- Fraud knowledge
- Risk Assessments
- Critical Thinking
- Loan structuring
- Chartered Business Valuator
Personal Information
- Father's Name: M.Seetharami Reddy
- Mother's Name: M.Sathyavathi
- Date of Birth: 01/21/1997
Interests And Hobbies
- Playing cricket
- Reading books
Extracurricular Activities
Playing games Travelling Job specific activities
Disclaimer
I hereby declare that the given above information is true to the best of my knowledge.
Timeline
Bachelor of Arts - BCOM COMPUTERS
PRIYADARSHINI DIGREE AND PG COLLEGE
04.2001 - 04.2021
KLR COLLEGE OF INTERMEDIATE
04.2001 - 04.2018
Credit Executive
SMFG Credit India
5 2023 - Current
M.B.A (FINANCE AND ACCOUNTING) -
ANUBOSE INSTUTITE OF TECHNOLOGY
High School (SSC) -
PRAGATHI HIGH SCHOOL
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