BHAVANTH SS

I have to identify the potential clients and make the initial interaction. If the client is interested i will collect the preliminary documents to run the basic due diligence. If eligible for the proposed credit limit the customer's credit rating is carried out after deep analysis of their financial statements. After this i prepare the draft credit proposal and submt to higher authorities. After necessary correction the proposal is submitted to sanctioning authority. After sanction i fix an appointment with signatory holder for execution of necessary documentation. Then I will prpeapre the documentation and carry out the execution. Once documentation and other pre disbursal formalities are carried out, I have to carry out the necessary entries in Core Banking System like opening of account, creating the limit, disbursement,record keeping, annual renewal/review etc. Once disbursed various post sanction formalities like inspection, obtention of periodic declarations, monitoring of the client operation, liaisoning with the client for meeting their day-to-day requirements on an on going basis is also carried out by me