BHOJARAJ S
Bangalore
Summary
To secure a challenging position and work enthusiastically in a team, which leads to continuous learning, self-development, and achieving the goals of the organization. The position should lead to growth within the firm, offer new challenges, and broaden experience and knowledge.
Overview
7
7
years of professional experience
13
13
Certifications
Work History
Specialist FCSO TM CB
Standard Chartered Global Services Pvt Ltd
02.2023 - Current
- Transaction Monitoring Correspondent Bankingand Financial Crime Surveillance
- Operations
- Roles and responsibilities:
- Assess risks arising from products, segments, geographies, customers, and transactions
- In line with AAA (Assess, Analyze, Act) procedures responsible for Anti-Money
- Laundering end to end, from initial referral through outcome of the case
- Identify and highlight any compliance gaps in existing controls or relevant systems involving FCC-Financial Crime Control
- Support all control checks undertaken by FCC under the ORF (operational risk).
- Framework
- Handled large data sets of bank statements of customers involving multiple debits and credits to different individuals and entities to identify financial risk
- Monitored transactions related to investments in funds done by individuals and entities for due diligence and highlighted the risk arising from such transactions
- Gained deeper knowledge about world banking system and the respective countries regulatory bodies by understanding customers businesses and identifying the various reasons for cross-border transactions
- Provide advice to relevant stakeholders on compliance with group standards relating to
- FCC
Global Exceptions Operations Agent
PayPal India Pvt Ltd
10.2021 - 02.2023
- Payment Operations, Global Exceptions Operations
- Roles and Responsibility:
- Work closely with business partners and broader finance team for resolving disputes and claims raised by banks and other financial institutions
- Assist in process improvements using reporting and planning tools
- Use data to detect risky trends and implement process to mitigate risk with a quality score ofwith no critical errors
- Review and act quickly on payments based on user data payments history and PayPal products
- Investigate and analyze the claims sent by various banks, to take necessary action to clear exception transactions
- Review appropriate queues to reduce instances of fraud, identify areas of high fraud activity, and work in conjunction with risk team to make fraud practices more robust
- Investigate anomalies in underwriting that could potentially include fraud by identifying theft and place limitations and restrictions accordingly
- Perform Wire Transfers & Wire clearing for different merchants from various receiving banks such as Meta, Fidor, Barclays, Danske & Bank of Montreal as part of Hyper wallet
- Tasks
- Assist Western Union, Barclays & Citi Banks to perform Transaction Monitoring on clients by providing requested Client information
- Monitors wire system and performs assigned tasks and functions including validating system status of completed wires from previous day; performing wire end of day activities; resolving exception wires, service messages and transfers throughout the day.
Senior Analyst
Standard Chartered Global Services Pvt Ltd
09.2017 - 08.2021
- Department: Name Screening, Financial Crime Surveillance Unit
- Roles and Responsibility:
- A competent professional in the areas of Financial Crime Compliance, AML, KYC & Fraud
- Detection
- Perform Customer Screening for Sanction Checks, Adverse Media and PEP (Politically
- Exposed Person) on Fircosoft & Oracle
- Meeting the Company Regulations
- Timely clearing the CAD (Case Analysis Duration) Cases
- Supporting other locations when there is a Business Requirement.
- Performed extensive Sanctions screening on clients against Sanctioned parties & SDN’s using OFAC & EU searches
- Escalate incorrectly risk rated client accounts to concerned team for further investigation
- Performing end to end KYC functions for CDD and EDD clients applying appropriate global requirements
- Performed Sanctions, PEP & Adverse Media screening on new customers documenting the information obtained on the client’s as required by standard AML/KYC procedures of the organization
- Research using Bloomberg, World Check, Company registry and Regulators
- Reviewed all required AML/KYC regulatory requirements for all clients and analyzing any accounts that appear unusual based on the customer’s profile
- Worked on client on boarding process, real time screening and periodic customer screening
- To voluntarily take up additional activities, including but not limited to, tracking of team productivity, allocations, assisting in getting access to required source systems, conduct trainings, etc
- Personal Qualities: Motivational and Leadership Skills
- Excellent Written & Verbal Communication Skills
- Remarkable patience with reliability and responsibility
- Ability to make a strong and healthy relation among the employees
- Strong Managemental skills 4
Education
MBA - Finance
Pondicherry
Central
University
PUC - undefined
Bangalore
University, St, Joseph’s
Pre
S.S.L.C Madonna - undefined
Bachelor of - Accounting and Taxation
Seshadripuram
Degree
College
Skills
Attention to Detail
undefinedAccomplishments
- Participated in One- day National Seminar on "Towards Sustainable Development in thet Century"
- Participated in Euphoria Short Movie Contest- Team won 1st Place
- Computer Basics
- MS – Office Specialist – Office Excel 2010
- Tally ERP9
- Received Sport Award for outstanding performance & Appreciation mail from the Unit
- Head & Stake holders.
Certification
Online Certification on Stock Market Basics from Zerodha.
Timeline
Specialist FCSO TM CB
Standard Chartered Global Services Pvt Ltd
02.2023 - Current
Global Exceptions Operations Agent
PayPal India Pvt Ltd
10.2021 - 02.2023
Senior Analyst
Standard Chartered Global Services Pvt Ltd
09.2017 - 08.2021
MBA - Finance
Pondicherry
Central
University
PUC - undefined
Bangalore
University, St, Joseph’s
Pre
S.S.L.C Madonna - undefined
Bachelor of - Accounting and Taxation
Seshadripuram
Degree
College
Online Certification on Stock Market Basics from Zerodha.
Online Certification on ACAMS Human Smuggling & Human Trafficking.
Online Certification on Anti-Money Laundering Concepts AML, KYC, and Compliance
From Udemy.
Online Certification on Advanced Anti-Corruption: Prevention of Corruption from
UNDOC.
Online Certification on Global AML For India from Banker’s Academy.
Online Training Certification on Agile Project Leadership from Project Management
Institute, Inc
Online Training Certification on AML Case Investigation Skills from Udemy.
Online Training Certification on Customer Due Diligence: AML Controls and Procedures
5
Online Certification on The Complete and Ultimate Guide to Know Your Client (KYC)
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