BHOJARAJ S
Bangalore
Summary
To secure a challenging position and work enthusiastically in a team, which leads to continuous learning, self-development, and achieving the goals of the organization. The position should lead to growth within the firm, offer new challenges, and broaden experience and knowledge.
Overview
7
7
years of professional experience
13
13
Certifications
Work History
Specialist FCSO TM CB
Standard Chartered Global Services Pvt Ltd
02.2023 - Current
- Transaction Monitoring Correspondent Bankingand Financial Crime Surveillance
- Operations
- Roles and responsibilities:
- Assess risks arising from products, segments, geographies, customers, and transactions
- In line with AAA (Assess, Analyze, Act) procedures responsible for Anti-Money
- Laundering end to end, from initial referral through outcome of the case
- Identify and highlight any compliance gaps in existing controls or relevant systems involving FCC-Financial Crime Control
- Support all control checks undertaken by FCC under the ORF (operational risk).
- Framework
- Handled large data sets of bank statements of customers involving multiple debits and credits to different individuals and entities to identify financial risk
- Monitored transactions related to investments in funds done by individuals and entities for due diligence and highlighted the risk arising from such transactions
- Gained deeper knowledge about world banking system and the respective countries regulatory bodies by understanding customers businesses and identifying the various reasons for cross-border transactions
- Provide advice to relevant stakeholders on compliance with group standards relating to
- FCC
Global Exceptions Operations Agent
PayPal India Pvt Ltd
10.2021 - 02.2023
- Payment Operations, Global Exceptions Operations
- Roles and Responsibility:
- Work closely with business partners and broader finance team for resolving disputes and claims raised by banks and other financial institutions
- Assist in process improvements using reporting and planning tools
- Use data to detect risky trends and implement process to mitigate risk with a quality score ofwith no critical errors
- Review and act quickly on payments based on user data payments history and PayPal products
- Investigate and analyze the claims sent by various banks, to take necessary action to clear exception transactions
- Review appropriate queues to reduce instances of fraud, identify areas of high fraud activity, and work in conjunction with risk team to make fraud practices more robust
- Investigate anomalies in underwriting that could potentially include fraud by identifying theft and place limitations and restrictions accordingly
- Perform Wire Transfers & Wire clearing for different merchants from various receiving banks such as Meta, Fidor, Barclays, Danske & Bank of Montreal as part of Hyper wallet
- Tasks
- Assist Western Union, Barclays & Citi Banks to perform Transaction Monitoring on clients by providing requested Client information
- Monitors wire system and performs assigned tasks and functions including validating system status of completed wires from previous day; performing wire end of day activities; resolving exception wires, service messages and transfers throughout the day.
Senior Analyst
Standard Chartered Global Services Pvt Ltd
09.2017 - 08.2021
- Department: Name Screening, Financial Crime Surveillance Unit
- Roles and Responsibility:
- A competent professional in the areas of Financial Crime Compliance, AML, KYC & Fraud
- Detection
- Perform Customer Screening for Sanction Checks, Adverse Media and PEP (Politically
- Exposed Person) on Fircosoft & Oracle
- Meeting the Company Regulations
- Timely clearing the CAD (Case Analysis Duration) Cases
- Supporting other locations when there is a Business Requirement.
- Performed extensive Sanctions screening on clients against Sanctioned parties & SDN’s using OFAC & EU searches
- Escalate incorrectly risk rated client accounts to concerned team for further investigation
- Performing end to end KYC functions for CDD and EDD clients applying appropriate global requirements
- Performed Sanctions, PEP & Adverse Media screening on new customers documenting the information obtained on the client’s as required by standard AML/KYC procedures of the organization
- Research using Bloomberg, World Check, Company registry and Regulators
- Reviewed all required AML/KYC regulatory requirements for all clients and analyzing any accounts that appear unusual based on the customer’s profile
- Worked on client on boarding process, real time screening and periodic customer screening
- To voluntarily take up additional activities, including but not limited to, tracking of team productivity, allocations, assisting in getting access to required source systems, conduct trainings, etc
- Personal Qualities: Motivational and Leadership Skills
- Excellent Written & Verbal Communication Skills
- Remarkable patience with reliability and responsibility
- Ability to make a strong and healthy relation among the employees
- Strong Managemental skills 4
Education
MBA - Finance
Pondicherry
Central
University
PUC - undefined
Bangalore
University, St, Joseph’s
Pre
S.S.L.C Madonna - undefined
Bachelor of - Accounting and Taxation
Seshadripuram
Degree
College
Skills
Attention to Detail
Technical communication
Self Motivation
Process Analysis
Leadership
AML Knowledge
Sanctions Knowledge
Accomplishments
- Participated in One- day National Seminar on "Towards Sustainable Development in thet Century"
- Participated in Euphoria Short Movie Contest- Team won 1st Place
- Computer Basics
- MS – Office Specialist – Office Excel 2010
- Tally ERP9
- Received Sport Award for outstanding performance & Appreciation mail from the Unit
- Head & Stake holders.
Certification
Online Certification on Stock Market Basics from Zerodha.
Timeline
Specialist FCSO TM CB
Standard Chartered Global Services Pvt Ltd
02.2023 - Current
Global Exceptions Operations Agent
PayPal India Pvt Ltd
10.2021 - 02.2023
Senior Analyst
Standard Chartered Global Services Pvt Ltd
09.2017 - 08.2021
MBA - Finance
Pondicherry
Central
University
PUC - undefined
Bangalore
University, St, Joseph’s
Pre
S.S.L.C Madonna - undefined
Bachelor of - Accounting and Taxation
Seshadripuram
Degree
College