Bhupinder Singh Virk

• Www.cardekho.com/
• Company Profile: CarDekho.com is India's leading car search venture that helps users buy cars that are right for them
• Its website and app carry rich automotive content such as expert reviews, detailed specs and prices, comparisons as well as videos and pictures of all car brands and models available in India
• The company has tie-ups with many auto manufacturers, more than 4000 car dealers and numerous financial institutions to facilitate the purchase of vehicles

Designation: Product Manager- Financial Services Marketplace Transactions

Key Result Areas

1. Identify high capacity lender from existing banks to look at enhancing RC limits.

2. To support used car GMV of upwards X% of monthly business.

3. Identify Pan India Lenders and bring them onboard- Increase Lender Coverage ( Profile and City Based)

4. Negotiate for higher payouts, better schemes for all new lender onboarded.

5. Drive process and onboarding of new lenders along with the Banking Team

• Www.clix.capital/, Profile: Clix Capital Services Private Limited offers personal, vehicle, business, and home loans to individuals, partnership firms, companies, and other corporate entities
• Clix Capital Services serves customers in India
• Designation:, Key Result Areas
• Delinquency & Post Disbursal Document closure
• Clearance of Deferral with promised timeline and TAT
• Closely work with existing DSA’s for repeat business
• On-boarding new channel partners to increase market penetration and volume
• First Time Right for new login applications to be maintained at 75%
• Insurance Penetration in terms of covering credit risk both at the medical equipment and promoter level
• Coordinating with cross-functional teams like Operations, Credit, Technology and Sales, to create and continuously enable changes in changes in application form, workflows, policies etc
• Defining new processes and documenting of processes related to the loan life-cycle

• Website: https://www.bajajfinserv.in/
• Company Profile: Bajaj Finserv Limited, a part of Bajaj Holdings & Investments Limited, is an Indian financial services company focused on lending, asset management, wealth management and insurance
• The company employs over 20,154 employees at 1409 locations, and is engaged in consumer finance businesses, life insurance, and general insurance
• Apart from financial services, Bajaj Finserv is also active in wind–energy generation with an installed capacity of 65.2 MW
• Products :
• Financial Services, Wealth Services, Insurance Credit Cards
• Revenue
• US$715 million

Bajaj Holdings & Investments Limited

Subsidiaries

Bajaj Allianz General Insurance Company Ltd. Bajaj Allianz Life Insurance Bajaj Finance Ltd.

Designation: Management Trainee- May ‘16 to July ‘17

Deputy Product Manager- July ’17 to June ’18.

Senior Product Manager- Aug’18 to June’19

Key Result Areas :

- Coordinating with cross-functional teams like Operations, Credit, Technology and Sales, to create and continuously enable changes in changes in application form, workflows, policies etc.

- Defining new processes and documenting of processes related to the loan life-cycle.

- Undertaking projects to identify gaps in processes and initiate corrective action wherever required, including improvement in end-to-end login-to-disbursement turnaround time.

- Monitoring & improving lead-to-login, login-to-approval & approval-to-disbursement ratios of the call-centres.

- Taking complete ownership of user experience across digital products.

- Create prototypes and design flow, present the mock designs to the team/ management and seek approval to take live.

- Driving digital penetration of customers through various initiatives and projects.

- Enhanced the data collection process with some validations to reduce the overall TAT.