Bhushan Gunderao Tote
Summary
To work to the best of my capabilities and achieving the targets assigned to me. Try and implement the knowledge acquired and to expand the horizon of learning for better career and company growth.
Overview
10
10
years of professional experience
3
3
Languages
Work History
Senior Manager
Bajaj Finance Ltd
08.2024 - Current
- Responsible for actively managing the delinquent receivables for Pune Location Consumer-Digital BKT-1 Portfolio
- Proactively building vibrant network of specialized resources including external debt collection agents and agency management resources
- Allocation of cases, capacity planning, ensuring adequate calling and field visits
- Managing performance of these resources to maximize their efficiency and effectiveness
Senior Manager
Bajaj Finserv Venture Ltd
04.2023 - 07.2024
- Responsible for the following Bucket 1 Flows for Pune, Solapur, Kolhapur & Goa region
- Team Handling of Bajaj- RBL Credit Card Portfolio
- Manpower & Allocation and capacity planning
- Joint visit on dispute cases
- Continuously monitoring collection agencies and collection executives to identify fraudulent practices and ensure that no loss is incurred due to such activities
- Empanelment of onboarding of new Vendors as per requirement
- Maintain BFL internal control standards including the timely implementation of internal and external audit points together with any issues raised by external vendors
- To ensure that the external agencies and executives adhere to the regulatory requirement and audit checks as per policies
- o Motivating agency team by conducting ROR and quarterly contest which helps to achieve desire target & control manpower attrition .
Area Manager
Bajaj Finance Ltd
04.2021 - 03.2023
Manager
Bajaj Finance Ltd
05.2018 - 03.2021
Team Leader
TATA BUSINESS SUPPORT SERVICES LTD
08.2017 - 04.2018
- Company Overview: Now Formerly Q CONNEQT Business Solution
- Working as a Team Leader for client Tata Motors Finance Ltd in recoveries strategic collection (Time Matured Cases)
- Handling Aurangabad region
- Team Management – Managing team of 05 field executives
- Visit to fleet owner, High POS customer for closing
- Maintaining and developing relationships with existing customers via meetings, legal campaign
- Building a team in respective of area & upgrade collection knowledge
- Now Formerly Q CONNEQT Business Solution
Agency Manager
Kotak Mahindra Bank ( Ivangel PayRoll )
11.2014 - 08.2017
- Handling the portfolio of Barclays Bank & Royal Bank of Scotland for NPA (write-off) Accounts of CC for ROM region
- Handling Seven agencies appointed by the Bank
- Training on Code of Conduct
- Well Knowledge about Skip Tracing
- Preparation of agency payouts in processing
- Data analysis for better results
- Conducting periodic collection Agency Audit & ensuring a minimum good rating in the Audit
- Achieving the target of 0.25 % in recoveries (NPA)
Education
Higher Secondary Examination (H.S.C.) -
Maharashtra Board
School Secondary Examination (S.S.C.) - undefined
Maharashtra Board
B.A. -
Mumbai Hindi University
Skills
* Skip Tracing
Personal Information
- Date of Birth: 03/26/89
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Computer Awareness
- Basic Computer: MS-CIT
- MS EXCEL
- MS WORD-2007
Disclaimer
I hereby declare that statements made above are correct to the best of my knowledge and belief.
Accomplishments
* Received Kudos award Twice for best performance in PAN INDIA
* Achieving A+ Rating every year in Annual appraisal
Timeline
Senior Manager
Bajaj Finance Ltd
08.2024 - Current
Senior Manager
Bajaj Finserv Venture Ltd
04.2023 - 07.2024
Area Manager
Bajaj Finance Ltd
04.2021 - 03.2023
Manager
Bajaj Finance Ltd
05.2018 - 03.2021
Team Leader
TATA BUSINESS SUPPORT SERVICES LTD
08.2017 - 04.2018
Agency Manager
Kotak Mahindra Bank ( Ivangel PayRoll )
11.2014 - 08.2017
School Secondary Examination (S.S.C.) - undefined
Maharashtra Board
Higher Secondary Examination (H.S.C.) -
Maharashtra Board
B.A. -
Mumbai Hindi University
Similar Profiles
Shabbir Khan MewatiShabbir Khan Mewati
Area Sales Manager. (ASM) at Bajaj Finance Ltd. (now Bajaj housing finance ltd.)Area Sales Manager. (ASM) at Bajaj Finance Ltd. (now Bajaj housing finance ltd.)
KARTIK D BHATTKARTIK D BHATT
Cluster Head at Bajaj Finance Limited (Bajaj Finserv)Cluster Head at Bajaj Finance Limited (Bajaj Finserv)
Vijay BansalVijay Bansal
Area Credit Manager at BAJAJ FINSERV LENDING (Bajaj Finance Pvt. Ltd)Area Credit Manager at BAJAJ FINSERV LENDING (Bajaj Finance Pvt. Ltd)
RAJESH RRAJESH R
Senior Area Manager - Collections at Bajaj Finserv, Bajaj Finance LtdSenior Area Manager - Collections at Bajaj Finserv, Bajaj Finance Ltd
Pranjali AmbekarPranjali Ambekar
Senior Manager at Capgemini Canada INCSenior Manager at Capgemini Canada INC