Bhuvanesh B R
Bengaluru
Summary
Self-motivated and experienced Title Search professional with over 5 years of expertise in US Underwriting, Escrow Closing and Title Search. Proven ability to analyze complex title documents, ensure compliance with regulatory standards, assess risks, and manage escrow closings to facilitate accurate and timely loan processing. Skilled in leveraging knowledge and dedication to contribute to team objectives and drive organizational success. Seeking a challenging role to apply my expertise in title search, escrow closing, and underwriting to deliver impactful results in the mortgage industry.
Overview
6
6
years of professional experience
Work History
Senior Analyst
Fidelity National Financial India
09.2021 - Current
- Escrow Closing Coordination Coordinated the finalization of escrow closings for real estate transactions, ensuring all documents, funds, and requirements were in place for a smooth transfer of property ownership.
- Document Preparation and Review Prepared, reviewed, and verified closing documents such as the settlement statement, title reports, and deeds, ensuring accuracy and compliance with contract terms and regulatory standards.
- Funds Disbursement and Reconciliation Managed the disbursement of funds at closing, ensuring that all payments were correctly allocated to the seller, lender, agents, and other parties as per the terms of the agreement.
- Title and Ownership Verification Verified title information and resolved any title discrepancies before closing, ensuring a clear transfer of ownership to the buyer and compliance with local and federal regulations.
- Escrow Funds Management Ensured proper handling and disbursement of escrow funds, including collecting the buyer’s down payment and securing necessary funds for closing costs, taxes, and insurance.
- Client and Lender Communication Served as a point of contact for buyers, sellers, and lenders, providing status updates and answering questions to ensure a smooth and timely closing process.
- Compliance with Closing Regulations Ensured that all closing activities complied with state and federal regulations, including RESPA (Real Estate Settlement Procedures Act), and coordinated with title companies and legal representatives.
- Performing full Research on the land and the owner of the property from the Full Value Deed or from the Patent by referring Data Management System (DMS), which contains all State Specific laws and procedures.
- Preparing commitment report to reflect all the liens and judgments on the owner and buyer and also will show any hazard which is affecting the property.
- Specially worked on Risk Investigation in Fraudulent Reconveyance of Deed of Trust and Mortgage to avoid major critical claims.
- Working on Quality Management System (QMS) to evaluate individual quality standard and providing feedback for new Joiners.
- Preparing process, performance related reports and submitting it to the management.
- Reviewed and assessed mortgage loan applications for risk, eligibility, and compliance.
- Analyzed financial documents, including credit reports, income statements, and tax returns.
- Evaluated property appraisals to ensure accurate valuation relative to loan amount.
- Applied guidelines for FHA, VA, Fannie Mae, and Freddie Mac programs.
Senior Process Executive
Cognizant
04.2019 - 08.2021
- Conduct Quality Audits Perform detailed reviews of loan files to ensure accuracy, completeness, and compliance with US mortgage regulations.
- Compliance and Risk Management Identify discrepancies and escalate non-compliant files while recommending corrective actions to mitigate risks.
- Reporting and Analysis Generate QA reports, highlight trends, and provide actionable insights to improve process efficiency and compliance standards.
- Process Improvement Suggest enhancements to workflows and standard operating procedures (SOPs) based on audit findings and ensure team-wide adherence.
- Training and Feedback Mentor team members, providing feedback and training on quality standards, error reduction, and compliance best practices.
- Collaboration with Stakeholders Work closely with underwriting, processing, and closing teams to resolve discrepancies and ensure seamless operations.
L1 Hardware And Networking Engineer
Power Bridge Solutions
10.2018 - 03.2019
- Designed network architectures to support scalable and secure connectivity across multiple locations
- Monitored network traffic & Linux system logs for security, performance, proactively addressing anomalies
- Conducted network performance assessment & implemented optimization strategies to enhance reliability
- Automated system and network administration tasks using shell scripting and configuration management tools to streamline operations and reduce manual intervention
- Monitored network traffic and system logs for potential security threats and performance issues, proactively addressing any anomalies to safeguard network integrity
- Configured and managed firewalls and VPNs to ensure secure remote access and protect against unauthorized intrusions
- Strong understanding of TCP/IP networking fundamentals, DHCP, DNS, and firewall configurations, ensuring reliable connectivity
Education
Bachelor of Computer Applications -
Bharathiyar University
2018
Skills
- Underwriting
- Escrow Closing
- Title Search
- Title Examiner
- QA
Languages
English
Kannada
Tamil
Malayalam
Websites, Portfolios and Profiles
https://www.linkedin.com/in/bhuvanesh-b-r-9118ba15b/
Applications
- SoftPro
- RamQuest
- ProForm
- ClosingCorp
- ResWare
- Data Trace
- Loan serve / sagent
- EDMS
- Data Tree
- Landex
- Title Point
- Fiddler
- Citrix
- Land Shark
- Netronline
- Image Updating
- Sales force
Personal Information
- Nationality: Indian
Timeline
Senior Analyst
Fidelity National Financial India
09.2021 - Current
Senior Process Executive
Cognizant
04.2019 - 08.2021
L1 Hardware And Networking Engineer
Power Bridge Solutions
10.2018 - 03.2019
Bachelor of Computer Applications -
Bharathiyar University
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