Bhuvnesh Chhibberr

• Lead FCC Product Risk Assessment including delivering the Risk Measurement activities especially strengthening the methodology, support in designing the new methodology, ensure its execution in accordance with regulatory and industry expectations.
• Leading the risk assessment activities include working with stakeholders in the 1LOD, 2 LOD and SME. Working closely with Risk Identification and Response teams, plus other stakeholders, to ensure that the necessary risk information is assessed and available.
• Supporting on various thread-based risk assessment such as on Shell Companies. The targeted risk assessments involve designing the assessment framework, deep dives, risk insights and thematic analysis.
• Support to the Head of Risk Measurement and Product owner and wider RAA team to measure the overall levels of risk exposure vs risk appetite across various risk assessments and risk appetite workstreams across FCC and Compliance PRT
• Being lead strategic risk initiatives Independently and in a group drive strategic risk initiatives, targeted deep dive reviews and thematic analysis to completion
• Own the FCC Risk Measurement methodologies, reporting and oversight. In conjunction with others in the team, ensure the necessary information/data is available and collected for the FCC RA. Maintain necessary documentation and approvals

• Leading Client On-boarding and Operations Team at Standard Chartered Private Banking Global COE for offshore centres in Singapore, HK, UAE, London, Jersey. Special Projects for Private Bank clients including Front Office Procedure Redesign, Oversight and Business Management.
• Built and set-up a team of new recruits for COE teams with a focus on team building and retention. Also handled on staff needing further coaching and development.
• Led on-boarding team during M&T reviews, internal audit, regulatory inspections , thematic reviews and worked towards remediation plans.

• Developed and implemented new procedures to facilitate business growth.
• Participated in training and managing new hires to bring new team members up to speed.
• Provided consultation and training support to clients regarding AML software operation.
• Conducted research, surveys and interviews to gain business insights.

Executive Director - Client CDD On-boarding, Global Private Banking COO team

• Group Process owner responsible for ensuring consistent global standards for private banking client lifecycle and onboarding processes which are compliant to Regulatory & Group requirements
• Collaborate with senior leadership, front office and support functions to ensure that robust controls are in place and are well deployed while balancing client experience.
• Driving adoption of existing and future process and technology initiatives
• As global onboarding process owner, Owned end-to-end accountability of Operations team supporting the onboarding element in countries for Private banking clients
• Lead transformation projects and client onboarding journey’s to simplify the end to end onboarding processes thereby creating more efficiencies.
• Responsible and accountable for implementing the end-state vision of the onboarding client journey, the framework and organizational structure to deliver this experience
• Driving adoption of existing and future process and technology initiatives
• Ensure compliance to CDD procedures at all times and ensure implementation of an effective governance framework to monitor and manage AML/CDD/Sanctions/FATCA risks.
• Provide leadership support and deliver outcomes on standard metrics/scorecard for onboarding, e.g., productivity, accuracy, service levels, losses / lapses, issues, and the Operational Risk Framework ("ORF") related to client lifecycle.

Executive Director, ABC controls and Governance in Global Anti Bribery Corruption Team in AML program

• Support on governance and oversight over the implementation of ABC related policies and procedures to ensure they effectively mitigate ABC risk under the Global ABC standards, control framework and processes
• Global policy owner and responsible for implementation of gift and entertainment standards & speaker engagement standard.
• Support the Group ABC team on the delivery of Group Risk Assessment.
• Collaborate with training teams to input to ABC training curriculum deliverables
• Engage with relevant stakeholders to ensure appropriate CST/KCl/Risk Assessment/Assurance testing in place for ABC risk areas over which ABC CoE has authority
• Support the ABC COE team on driving the migration to Colleague Conduct HUB in GBS Poland
• Review audit findings from relevant audits and develop action plans as needed.

• Implementation of the Group procedures on Politically Exposed Person (PEPs) across all business segments.The role involved working closely with Project team, COO, FCC stakeholders to rolling out the new global procedure across the Group in Retail, PvB, CIB and Commercial segments by ensuring that key documentation (procedures, process notes, forms templates etc) produced to high quality, and staffs are trained on the requirements
• Providing advice on the risk classification and assessment of PEPs and Sensitive clients for APAC region
• Managing a team of analyst which assess and evaluate the clients escalated from regional/country financial crime teams and businesssegments
• Evaluating the specific financial crime risks associated with high risk sensitive clients
• This include working closely with other stakeholder in the business and Financial Crime intelligence team to provide direction on any extra due diligence, account reviews or transaction.
• Met with stakeholders to address issues and implement solutions.

• Manage and mitigate regulatory risk including AML risk through proactive advice to Senior Management in relation to applicable rules, regulation, the Group’s policy and standards
• Improve regulatory risk controls through discharging the responsibilities of Compliance, as defined within the CDD procedures and regulatory framework
• Further, reinforce control and compliance by strengthening pre-emptive risk identification & mitigation
• Preparing an Annual Compliance Plan for the business including annual risk assessment and certificates to the Group Head- Compliance.

• Advising senior management on the requirements of various regulations and group requirements governing the Bank’s operations with respect to Private Banking, Retail & WM business
• Managing the FCC risk and controls by ensuring applicable Group and local regulatory requirements are implemented in for the Private Banking business
• Reviewing proposals for products/process in the businesses to identify key compliance risks and provide pro-active and constructive assistance to line management to take an informed and independent decision within the regulatory framework
• Maintaining good relations with the RBI/SEBI.
• Managed annual review processes to support business functions and compliance.
• Implemented and monitored internal control procedures.