Bijoy Unni

· Assist the Head of CSEM in facilitating the decisions around client exits at the country level.

· Responsible for maintaining an accurate record of all cases presented to CSEM, logging completed cases as well as cases that require further information or actions before a decision can be made.

· Assist in preparing reports to regulators and senior stakeholders in country and region.

· Validation of Triggers, which requires close liaison with the Trigger submitters, who may be from a variety of sources (e.g. Relationship Managers, Business Banking Analysts, FCC etc)

· Preparation of cases for decisioning (presentation to the Committee) by liaising between front line & secretariat and assisting UK CMB Head with managing and aligning stakeholder opinions across multiple businesses, functions and time zones, supported by a governance framework to support client decisions at country level

· Assisting in providing governance and oversight across all stages of the exit management process and continuously seeking to improve the process

· Ensuring exit process is timely, orderly and structured such that the bank is safeguarded against potential reputational, operational, regulatory or legal risk

· Assisting in preparing timely and accurate Management Information and validating Management Information

• As part of first line of defense (1LOD), Primary role is Robust identification of financial crime risk (FCR), undertaking all necessary actions to mitigate potential risks via. RQA reviews by ensuring no material FCR issues are missed.
• MI & Reporting: Support in providing high quality information which facilitates planning and execution of ongoing FCR assessment.
• Monthly reporting at Regional and Country level calling - sites below risk threshold, themes identified and improvement plan.
• As part of FCR mitigation, Conducting Account activity review (AAR) to ensure that clients we bank with are within risk appetite.
• AAR Reviews: Conducting transactions review in detail within AAR tools to ensure clients activity do not represent any red flags such as transactions to sanctioned countries etc.
• Governance Packs: Preparing management packs on monthly basis to present quality snapshot to wider business financial crime risk (BFCR) stakeholders across MENAT and UK.
• Stakeholder Management: Be able to deliver high quality insights on FCR exposure, devising and delivering thematic reviews, analysis etc.
• Ensuring stakeholder feedbacks on issues and challenges identified are well documented and action plans are designed accordingly.
• Ensuring managed self-identified issues (MSII) raised for country / region specific are tracked to closure.
• Collaborate with Audits, Compliance and FCR counterparties in GB and CMB to achieve global objectives.

• Performed sample testing of approved customer due diligence (CDD) profiles in accordance with country and/or global standards & policy, and confirm that high quality of customer data is maintained
• Working through a metrics environment by monitoring key control indicators (KCI) 01 & 06 on monthly basis.

• Performed Periodic KYC checks on existing clients and review information & documentation of client as part of Client Renewal process.

• Updating customer enquiry in Customer relationship management.