SQL
Binay
Relationship Manager
Mumbai,MH
Summary
Results-driven Corporate Banker with extensive experience in credit analysis, financial structuring, risk assessment, and corporate relationship management. Currently working as a Relationship Manager in the Corporate Banking Group at ICICI Bank, handling NBFCs and large conglomerates. Adept at conducting credit underwriting, financial due diligence, portfolio risk analysis, and onboarding new corporate clients. Strong expertise in structured finance, working capital management, and regulatory compliance. Seeking opportunities to leverage analytical acumen and strategic relationship-building skills in a dynamic financial environment.
Overview
5
5
years of professional experience
4
4
Certifications
Work History
Relationship Manager
ICICI Bank
06.2023 - Current
- Manage a diverse portfolio of large conglomerates and NBFCs, ensuring effective client servicing and relationship management.
- Conduct credit underwriting, financial statement analysis, and risk assessment to evaluate lending opportunities.
- Structure and execute fund-based and non-fund-based credit solutions, including term loans, working capital, and trade finance.
- Assess and mitigate financial and operational risks associated with high-value corporate clients.
- Originate, onboard, and expand business relationships with new-age NBFCs and corporate entities.
- Liaise with internal stakeholders (Risk, Credit, and Compliance teams) to streamline loan disbursements and portfolio management.
- Monitor macroeconomic trends and regulatory changes to advise clients on strategic financial decisions.
Programmer Analyst
Cognizant Technologies Solutions
11.2017 - 08.2020
- Managed SQL-based job monitoring and retail-level 2 support for project-related applications.
- Ensured smooth workflow execution by proactively resolving operational bottlenecks.
- Collaborated with cross-functional teams to enhance system performance and efficiency.
- Contributed to successful project completion with effective time management and prioritization skills, meeting tight deadlines consistently.
- Worked closely with clients to establish specifications and system designs.
Education
PGDM - Finance & Marketing
Management Development Institute
Murshidabad, India 04.2001 -
B.Tech - Civil Engineering
Kalinga Institute of Industrial Technology
Bhubaneswar 04.2001 -
Skills
Financial Modeling & Valuation
Accomplishments
- Project of the Year at Cognizant (2018).
Software
C#
Certification
Lean Six Sigma Green Belt – KPMG
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