BINDU SAJITH KUMAR

· KYC and EDD checking for NRI customers

· Overall monitoring day to day functions of all Departments of the company

· Coordination and Periodic support to all Regulatory Authorities.

· Auditing support and Coordination with External Auditors

• Worked as a Compliance Analyst with Emirates Islamic Bank with the responsibility of Suspicious Transaction Report (STR) writing and submitting to the Central Bank of UAE. Coordination with IT team for UAT of new software for Central Bank reporting .

• Processing Team Member (AML Officer) with the responsibility of STR writing and submitting to the Central Bank of UAE with ENBD Retail Compliance Department .

Worked as full time AML Compliance Officer, reporting to Central Bank of UAE. I was fully responsible to oversee compliance matters of the company and functioning as an independent official to review and evaluate compliance issues / concerns and ensure that the company’s day to day activities are in tune with the Compliance policies and procedures of the Central Bank of UAE. As an AML Compliance Officer, I was also responsible to monitor the activities of Operations Department, Correspondence and Banking Department, Systems and HR Departments, which includes incoming and outgoing remittance activities, AML monitoring and STR reporting to the Central Bank etc.

To ensure the compliance across the company, implemented Daily Operational Policies and Procedure, AML Policies and Procedures, Know Your Customer (KYC) and Know Your Employee (KYE) in tune with Central Bank requirements, Monthly Compliance Assessment Report for Director Board, Enhanced Due-Diligence(EDD) procedure for High Risk Customers and Transactions and Filing and Records Management System to the company as per Central Bank guidelines. Initiated for External AML Training for Staff Members. Prepared AML Compliance Manual for the Company. Enhanced Due diligence with WORLD CHECK Compliance Software.

• Monitoring and supporting queries of International Investors and NRIs.

· Overall monitoring day to day functions of all Departments of the company as per regulations.

· Coordination and Periodic support to all Regulatory Authorities.

· Coordination with External Auditors

· Responsible Officer for US Foreign Accounts Tax Compliance Act (FATCA)

· Coordination with software vendors.

· Overall monitoring day to day functions of all Departments of the company as per DGCX and ESCA regulations.

· Coordination and Periodic support to all Regulatory Authorities.

· Coordination with External Auditors

· Responsible Officer for US Foreign Accounts Tax Compliance Act (FATCA)

· Coordination with empanelled DGCX trading software vendors and back office software vendors.

· Coordination with auditors for ISO Certification and internal auditing.

· Overall administration of Systems Division

· Database Backup & Management

· Co-ordination with software vendors

· Analyzing the requirements of Systems for new projects

· Support for Integrated Financial Accounting, Property Management & MIS Applications.

• ·Know Your Clients (KYC) scrutinization, Filing & Records Management , Installation of DGCX Trading Software and Online Trading support to Clients ,Backup & Database Management , Local Area Network Management

• ·Over all Management of the Branch for Mutual Fund, Capital Market & Commodity trading activities.

• Designed database for creating Member details, Liability details and Share details of PEOPLES URBAN CO-OPERATIVE BANK, Tripunithura and to load the details to the software developed by TCS Ltd., at Bank. Leaded in the Fixed Deposit work of KERALA STATE FINANCIAL ENTERPRISES LTD. (KSFE) to create and re-conciliate the Fixed Deposits for the year 2000-2001 & 2001-2002.

• Developed software “CSE Employees Attendance Report System” in VAX VMS platform using VAX Cobol with embedded SQL, DEC RDB and DEC Forms.