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Bindu B Mishra
Senior Consultant - Internal Audit & Financial Advisory
Mumbai,Maharashtra
Summary
Driven Senior Consultant with 9 years 'experience in Audit & Compliance duties. Relevant experience in the field of regulatory compliance, internal audits, control testing and effectiveness, process reviews, policy documentation and review for areas across Asset management company (AMC) corporate banking, retail banking and support functions such as compliance, finance and accounts, etc. .
Overview
12
12
years of professional experience
5
5
years of post-secondary education
3
3
Languages
Work History
Senior Consultant
Protiviti Global Consulting, India Member
Mumbai
2022.03 - Current
- Providing consulting services to banking and non-banking financial services
- Managed product audit of Kotak Mahindra Bank Ltd.
- Performed audit involving testing of financial controls in various processes for interim and year-end cycles, internal compliances, review of governance structure and discharge of responsibilities of one of the largest Asset Management Companies in US.
- Conducting IFC Testing for leading Private Sector bank and checked its operating effectiveness for Information Technology General Controls (ITGCs) area.
- Prioritized projects and project tasks depending upon key milestones and deadline dates.
- Analyzed problematic areas to provide recommendations and solutions.
- Determined areas for improvement and implemented processes to alleviate problems.
- Closely monitored and updated company systems for efficiency, output and other factors to improve overall productivity.
- Evaluated clients' needs and created plan of action to provide solutions
Manager, Internal Audit
ICICI Bank LTD
Mumbai
2018.05 - 2022.03
- Responsible to conduct product audit of trade finance operations which includes Imports, Exports, Bank Guarantee’s, Inland Trade and Capital account transactions.
- Accomplished multiple tasks within established timeframes.
- Responsible to conduct periodic audit of international geography as per guidelines of International Trade and Procedure and internal guidelines of bank which includes Singapore, Canada, United Kingdom, Dubai, New York, Sri Lanka, Hong Kong, Germany etc.
- Risk based auditing of Trade Finance products. Evaluated controls environment in organization and helped in designing better control environment to mitigate relevant risks.
- Ensured compliance with RBI directions & internal processes while executing audit assignments.
- Preparing reports and lies with trade operation team domestic and international trade operation team for getting responses. Providing recommendation/Suggestion for process improvement.
- Monitoring and managing activity of Trade concurrent audit team.
- Review and drafting of concurrent audit report of Trade finance operations.
- Maintained professional, organized and safe environment for employees and patrons.
- Maximized performance by monitoring daily activities and mentoring team members.
- Onboarded new employees with training and new hire documentation
- Accomplished multiple tasks within established timeframes
- Maintained professional, organized and safe environment for employees and patrons
Deputy Manger, Internal Audit
ICICI Bank LTD
Mumbai
2016.07 - 2018.04
- Responsible to conduct Risk Based Branch Audits independently for West Zone.
- Risk Based Branch Audits operations involving KYC, AML, Cash process, Trade operation, Foreign exchange, Credit, Jewel loan, Lockers, and customer services.
- Preparing and issuing rating to branches based on audit findings.
- Conducted special branch and currency chest audit to review demonetization process being followed as per Regulatory Guidelines.
- Introduced new methods, practices and systems to reduce turnaround time.
Assistant Manager, Internal Audit
HDFC Bank LTD
Mumbai
2014.07 - 2016.06
- Lies with AML & Compliance team to provide KYC confirmation for fraudulent accounts reported by Indian Bank Associations (IBA), Reserve Bank of India (RBI) or complaints received by MD’s desk.
- Raising suspected document forgery cases to Cluster Head’s for investigation and reporting of confirmed forgery cases to FIU Desk.
- Checking & scrutiny of supporting KYC documents as per current regulatory guidelines.
- Audit of various parameters i.e. multiple accounts with same mobile number, mailing address, etc having unrelated customers.
- On yearly basis performed SOX audit of Trade finance and Foreign Branch Operation as per guidelines of Sarbanes Oxley Act U/S 404. Which includes testing of transactions related to Import payments, Export payments, Pre-Shipment Loans, Post Shipment Loans, Buyers Credit Bookings, A2 payments, Inward payments and Bank guarantee (Issued, Amendments, Invocation and Closure).
- Review of Risk controls matrix (RCM), making of Test of design (TOD), Test of Effectiveness (TOE) and system reports as per SOX guidelines.
- Review of Risk controls matrix (RCM), making of Test of design (TOD), Test of Effectiveness (TOE) and system reports as per SOX guidelines.
- Highlighted issues, process gaps and control failure under SOX guidelines to central team.
- Preparing audit report by adhering to guidelines and ensuring that audit report is releasing on time.
- Helps seniors in regulatory investigation for reporting.
Articled Assistant
Janaswamy Associates
Mumbai
2010.08 - 2014.06
- Working as per RBI guidelines and FEMA regulations governing Imports and Exports and allied transactions.
- Audit of Trade Credits and BEF reports to express a true and a fair opinion as required by regulator.
- Performed Concurrent Audit for HSBC banks, BNP Paribas and ICICI bank’s trade products comprising of FDI, ODI and ECB in capital account transactions & Current account transactions like Import payments, Export payments, Pre-Shipment Loans, Post Shipment Loans, Buyers Credit Bookings, A2 payments, Inward payments and GR Waivers etc.
- Concurrent Audit of BNP PARIBAS Branch operations involving products such as Forwards, Fixed deposits, Inland Bills Discounting, Inland LC, Inward clearing, and Outward clearing of Cheques, RTGS and NEFT, Demand Draft and Pay Order transactions, Cash transaction and allied activities.
- Enhanced audit controls by improving planning and testing processes
- Evaluated design and operating effectiveness of audit areas
- Completed audit papers by thoroughly documenting audit tests and findings
Education
Master of Commerce - Accounting And Finance
Mumbai University
Mumbai 2008.05 - 2010.05
Bachelor of Commerce - Accounting And Finance
R.A. DAV. College
Mumbai 2003.06 - 2006.03
Skills
Internal Audit
undefinedInterests
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Senior Consultant
Protiviti Global Consulting, India Member
2022.03 - Current
Manager, Internal Audit
ICICI Bank LTD
2018.05 - 2022.03
Deputy Manger, Internal Audit
ICICI Bank LTD
2016.07 - 2018.04
Assistant Manager, Internal Audit
HDFC Bank LTD
2014.07 - 2016.06
Articled Assistant
Janaswamy Associates
2010.08 - 2014.06
Master of Commerce - Accounting And Finance
Mumbai University
2008.05 - 2010.05
Bachelor of Commerce - Accounting And Finance
R.A. DAV. College
2003.06 - 2006.03
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