Summary
Overview
Work History
Education
Skills
Certification
LANGUAGES
Timeline
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BIPASHA RAY

Summary

Results-driven and detail-oriented AML/KYC Analyst with 3.6 years of experience in Anti-Money Laundering, Know Your Customer (KYC), and Transaction Monitoring. Proven track record in conducting client due diligence, identifying suspicious activities, and ensuring compliance with global regulatory standards. Skilled in analyzing financial data using Excel, Power BI, and Bloomberg to generate insights and support regulatory reporting. Adept at working in high-pressure environments and collaborating with teams to improve risk mitigation strategies. Committed to enhancing operational efficiency and contributing to compliance frameworks in financial organizations.

Overview

4
4
years of professional experience
1
1
Certification

Work History

Advanced Analyst

EY GDS Kolkata
11.2024 - Current
  • Performed end-to-end KYC due diligence for new and existing clients, including risk classification, documentation review, and verification of beneficial ownership and source of funds.
  • Conducted transaction monitoring using automated systems to identify unusual or suspicious patterns, investigated alerts, and escalated potential STRs to the compliance team.
  • Managed periodic KYC refresh cycles and executed Enhanced Due Diligence (EDD) for high-risk clients in compliance with regulatory standards.
  • Reviewed client data against global sanction lists, PEP databases, and adverse media using screening tools such as World-Check and LexisNexis.
  • Documented investigative findings with a clear audit trail and ensured timely reporting to meet internal SLAs and regulatory deadlines.
  • Collaborated with cross-functional teams on case escalations, audit readiness, and process improvements in line with evolving AML regulations.
  • Mentored junior analysts and ensured quality control and compliance adherence across deliverables.

Associate

PwC SDC Kolkata
07.2023 - 10.2024
  • Led a small team in conducting end-to-end transaction monitoring to detect and escalate suspicious activities in compliance with global AML standards.
  • Delegated daily alerts, ensured timely resolution, and reviewed team outputs to maintain accuracy and compliance with internal quality benchmarks.
  • Provided guidance and support to team members on alert investigation procedures, documentation standards, and escalation protocols.
  • Performed quality control checks and contributed to continuous improvement of review processes.
  • Analyzed complex customer transactions, patterns, and behaviors to identify potential financial crime risks.
  • Liaised with cross-functional compliance teams to ensure robust case handling and effective communication.
  • Maintained detailed documentation in case management tools for internal audit and regulatory inspections.

Analyst

iMerit Technologies
01.2022 - 07.2023
  • Perform Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Periodic Reviews for individual and corporate clients, including high-risk accounts.
  • Validate client documentation such as IDs, corporate formation records, UBOs (Ultimate Beneficial Owners), and source of funds.
  • Ensure compliance with internal policies and regulatory requirements (e.g., AML, CFT, FATCA, and sanctions).
  • Review adverse media, sanctions, and PEP screening alerts using tools such as World-Check, LexisNexis, or Refinitiv.
  • Collaborate with front-office, legal, compliance, and onboarding teams to resolve documentation or risk issues.
  • Escalate suspicious activity or incomplete profiles to senior compliance or MLRO teams.
  • Maintain data accuracy across systems and ensure audit-readiness of KYC records.
  • Guide, support, and review the work of junior KYC analysts or temporary staff, ensuring quality and compliance standards are met.
  • Coordinate task allocation, assist in training, and act as the first point of contact for process clarifications within the team.

Education

Master of Business Management - Finance

Future Institute of Engineering and Management
Kolkata
07.2022

Bachelor of Business Administration - Business Administration And Management

Dinabandhu Andrews Institute of Technology & Management
Kolkata
07.2020

Skills

  • Power BI, Power Automate, Salesforce
  • Advanced Excel, MS Office
  • Data Analytics, Statistical Analysis
  • Financial Analysis, Reporting

Certification

  • IBM Data Analytics with Excel and R
  • Data Analysis and Presentation
  • Power BI
  • Skills: The PwC Approach
  • Google Digital Marketing

LANGUAGES

English – Fluent
Bengali – Fluent
Hindi – Intermediate

Timeline

Advanced Analyst

EY GDS Kolkata
11.2024 - Current

Associate

PwC SDC Kolkata
07.2023 - 10.2024

Analyst

iMerit Technologies
01.2022 - 07.2023

Master of Business Management - Finance

Future Institute of Engineering and Management

Bachelor of Business Administration - Business Administration And Management

Dinabandhu Andrews Institute of Technology & Management

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BIPASHA RAY