Summary
Overview
Work History
Education
Skills
Websites
Certification
Accomplishments
Languages
Personal Information
Work Availability
Software
Interests
Quote
Timeline
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BIPLOB SINHA

BIPLOB SINHA

Bengaluru,Karnataka

Summary

To leverage extensive analytical skills to drive innovation and efficiency within a dynamic financial institution

Seasoned Data Analytics professional with 15+ years of experience in the Banking and Financial Services industry, specializing in transforming complex data into actionable insights to drive growth and efficiency. Proficient in advanced analytics, machine learning, data visualization, reporting tools such as SAS, Python, SQL, Tableau, and Alteryx. Expert in predictive modeling, risk analysis, and regulatory compliance, with a proven track record in delivering scalable solutions for fraud detection, portfolio optimization, and KPI monitoring. Adept at collaborating with cross-functional teams, translating business needs into data-driven strategies, and simplifying complex data for stakeholders. Committed to driving digital transformation, Product Analytics fostering a data-driven culture, and delivering impactful solutions aligned with organizational goals.

Overview

14
14
years of professional experience
6
6
Certification

Work History

AVP Data Product (Enabling Technology & DS)

JPMorgan Chase Bank
Bengaluru, Karnataka
05.2022 - Current
  • Company Overview: A leading global financial services firm offering solutions in investment banking, financial services for consumers, and commercial banking.
  • Perform assessments through fact finding and data requiring creative approaches to solving complex issues, and develop appropriate solutions or recommendations
  • Streamlined processes through active engagement in requirements gathering, analysis, and POCs.
  • Designing workflows and deriving actionable insights for senior leaders using tools such as SAS, Alteryx, and Tableau
  • Actively developing a chatbot utilizing Langchain and LangGraph, with Redis memory for maintaining conversation context.
  • Employing Python Programming,vector databases, and agents to provide more coherent and personalized
    interactions.
  • Building data and reporting capabilities using Alteryx, SQL, and Tableau to offer real-time insights into product and business KPIs
  • Creating Straight Through Processing (STP) automation processes for efficient OCR-related activities within the Syndicated Loan portfolio within commercial lending.
  • Querying unstructured DB's, more than 10 million records from JSON formatted databases,managing large files with advanced data cleaning and preprocessing.
  • Ensured effective stakeholder communication, created 50 tailored visuals for intricate data sets.
  • Implementing NLP techniques, leveraging Python libraries (Pandas, Spacy, Regex, OpenCV), to automate OCR data extraction processes, yielding a 30% improvement in data accuracy
  • Boosted decision-making efficiency by 30% by implementing real-time data visualization solutions.
  • Utilizing Agile, Scrum, and JIRA for effective governance, project reporting, and streamlined development cycles
  • Creating comprehensive technical training manuals to facilitate seamless onboarding and skill development for the team.
  • Writing technical requirements and documentation in Confluence for cross team collaboration and understanding.
  • Implemented automated reporting systems, reducing processing cycle time, reducing manual effort and increasing reporting accuracy.
  • Performing Extract, Transform, Load (ETL) processes to support data pipeline, data mining and warehouse system.

Assistant Manager SAS Consultant

KPMG India
11.2017 - 05.2022
  • Company Overview: A leading global management consulting firm providing advisory and consulting services.
  • Conducted monthly surveillance of GSTN data across all Punjab districts to detect potential fraudulent activities.
  • Provided actionable insights to department heads for strategic decision-making based on the identified fraud
  • Gathered requirements from users and wrote definition documents.
  • Developed multiple Operational Data Store (ODS) systems using SAS EG and SAS VA to enhance data systems and automation
  • Automated standard reports using SAS Macros to streamline recurring tasks and improve efficiency
  • Automated data refresh using SAS EG processes and scheduled jobs, ensuring up-to-date reporting with minimal manual intervention.
  • Designed and developed a SAS Visual Analytics dashboard integrating data from GSTN DB and API's, including internal departmental systems, operational databases, excel files, reports and financial platforms.
  • Built forecasting models (e.g., ARIMA), conducted trend analysis, and developing predictive models using SAS EG to support decision making
  • Troubleshot problems and diagnosed system faults.
  • Reduced executive reporting cycle time by 60% and eliminated manual slide deck creation
  • Enhanced visibility into performance drivers, enabling faster strategic adjustments.
  • A leading global management consulting firm providing advisory and consulting services.

SAS Developer (Credit Risk-Unsecured lending)

ANT Creditex Technologies Pvt Ltd.
01.2017 - 07.2017
  • Company Overview: A company specializing in credit risk analytics and technology solutions for the finance industry.
  • Analyzed credit risk data to identify patterns, trends, and potential areas of concern for informed decision-making.
  • Assessed and evaluated credit applications, exercising commercial and responsive decision-making to give recommendations to Credit Committee.
  • Conducted data validation and reconciliation in the BFSI domain including: Validating data population against data mappings and business requirements
  • Reconciling customer data elements to detect discrepancies and identify suspicious activities using PROC SORT, merging, concatenation, and various SAS functions
  • Analyzed raw loan data from LMS using PROC IMPORT, PROC FREQ, and PROC MEANS to generate reports in HTML, PDF, or Excel formats based on management needs
  • Created weekly and monthly reports leveraging Base SAS, SAS Macros, and SQL for streamlined reporting
  • Developed predictive models using SAS Enterprise Miner and Enterprise Guide with algorithms like logistic regression, decision trees, and cluster analysis for the banking and financial domain
  • Used programming languages such as SAS and SQL to manipulate data and garner insight.
  • A company specializing in credit risk analytics and technology solutions for the finance industry.

SAS Developer (Mortgage Banking)

ANZ Banking Group
04.2014 - 01.2017
  • Company Overview: A leading banking and financial services group providing financial solutions in Australia and New Zealand.
  • Conducted risk analysis and rated credit proposals within TAT, ensuring accurate internal ratings
  • Identified key risks and proposed mitigation strategies during credit proposal assessments
  • Analyzed risk parameters for mortgage lending portfolios
  • Performed mortgage credit underwriting for Australian customers, ensuring compliance with lending guidelines
  • Cleansed and validated data using SAS procedures, SAS Macros, Excel, and other tools
  • Collected, analyzed, and interpreted business requirements, translating them into technical specifications
  • Conducted thorough data validation to maintain high levels of accuracy in all reporting outputs.
  • Created weekly and monthly reports leveraging Base SAS, SAS Macros, and SQL for streamlined reporting
  • Contributed to the preparation of statistical analysis plans and reports, supporting key decision-making processes.
  • Working with Brokers and stakeholders for smooth functioning of underwriting process
  • Review of credit hold, credit watch & support restriction requests
  • Review of delinquent accounts with collections, sales & legal team for customers in legal pipeline.
  • Developed robust ETL processes using SAS Data Integration Studio, improving data quality and integrity.

Financial Analyst

Northern Trust Operating Services
11.2011 - 04.2014
  • Company Overview: A leading provider of asset servicing, fund administration, and investment management services.
  • Processed dividends for unitized fund holders, ensuring accuracy, integrity, and timely delivery of income-related events to fund managers and prime brokerage clients
  • Facilitated the London team with urgent ad-hoc queries and requests related to settlements and dividend processing
  • Assisted partners and staff with resolving complex problems, maintaining technical knowledge of international income processes and their relationship to other operational areas
  • Maintained data for MIS collation and reporting, ensuring seamless information flow
  • Utilized advanced Excel skills to automate daily reporting processes and streamline operations
  • Efficiently used Bloomberg, SWIFT, Fund Master, TLM Matching, and FTID Feeds to process income, dividends, trades, fixed income, equity, and alternative assets
  • Collaborated with senior data analysts to create interactive visual dashboards by integrating various data sources, developing data models, and designing reports
  • Liaised with onshore registrars and fund managers regarding securities, ensuring SLA adherence
  • Liaised with corporate finance teams to verify accuracy of dividend payments and schedules.
  • Developed and maintained a dividend tracking system to streamline data collection processes.
  • A leading provider of asset servicing, fund administration, and investment management services.

Education

MBA/PGDM - Fin & Mktg

JGI Mats -Jain College
01.2011

B.TECH/B.E. - Mech

BPUT University
01.2006

Skills

  • Alteryx
  • SAS Programming
  • Business Intelligence
  • Tableau
  • Xceptor Developement
  • ETL
  • JIRA Product management
  • Data Analysis
  • PostgreSQL
  • Process Automation
  • Python Programming
  • Requirements Gathering
  • SAS Visual Analytics
  • SAS Enterprise Miner
  • SAS ETL
  • Scrum master
  • Gen AI
  • LangChain
  • LangGraph
  • Natural Language Processing(NLP)
  • Spacy
  • LLM Agents
  • Vector DB
  • Prompt Engineering
  • Supervised/Unsupervised ML
  • Amazon Redshift /Query Editor
  • Amazon Bedrock
  • Strategic planning
  • Pandas Data Analysis

Certification

  • AWS Certified AI Practitioner
  • SAS CERTIFIED Programmer
  • Certified Scrum Master
  • Alteryx Designer Core certified
  • XCEPTOR Core config certified
  • GEN AI Data Analytics certified
  • C/C++ certified
  • SQL developer
  • JIRA Project management tool

Accomplishments

  • Enhanced Data Accuracy, Increased data accuracy by 30% using NLP techniques for OCR data extraction.
  • Enhanced Reporting Efficiency, Designed and deployed end-to-end Alteryx workflows to streamline data preparation, leading to a 50% increase in reporting efficiency.
  • Improved Process Efficiency, Reduced manual effort by 50% through RPA projects utilizing Xceptor OCR Module.
  • Optimized Reporting Systems, Boosted process efficiency by 25% with operational reports developed in Tableau.
  • Detected Fraud Efficiently, Achieved fraud detection in 20 districts by analyzing GSTN data using SAS Programming tools like SAS EG, SAS FCM.

Languages

English
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
Bengali
Bilingual or Proficient (C2)

Personal Information

Title: Associate VP Data Product Owner (Enabling Technology )

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Software

SAS

Python

C

Tableau

Alteryx

SQL

Xceptor

Interests

LLM , AI Agents & Computer Vision

Quote

"Hustle beats talent when talent doesn’t hustle."
Ross Simmonds

Timeline

AVP Data Product (Enabling Technology & DS)

JPMorgan Chase Bank
05.2022 - Current

Assistant Manager SAS Consultant

KPMG India
11.2017 - 05.2022

SAS Developer (Credit Risk-Unsecured lending)

ANT Creditex Technologies Pvt Ltd.
01.2017 - 07.2017

SAS Developer (Mortgage Banking)

ANZ Banking Group
04.2014 - 01.2017

Financial Analyst

Northern Trust Operating Services
11.2011 - 04.2014

MBA/PGDM - Fin & Mktg

JGI Mats -Jain College

B.TECH/B.E. - Mech

BPUT University
BIPLOB SINHA