Biswarup Pandit

Job Title: Factory, Junior Accountant.

Location: [Specify Location].

Job Description: As a Factory Junior Accountant, you will be responsible for maintaining accurate financial records and ensuring smooth financial operations within the factory. Your key duties will include:

• Register Maintenance: Keeping detailed records of factory operations, including production registers, purchase and delivery registers, and staff and labor attendance and payment registers.
• Data Management: Uploading all relevant data to the CRM and FoxPro database systems.
• KPI Analysis: Creating Excel databases to analyze key performance indicators (KPIs), such as the percentage of raw material imports, and production output ratios.
• Reporting: Sending data to the head office and the British Tea Board in a proper, organized manner.

Skills Required:

• Strong organizational and record-keeping skills.
• Proficiency in data entry and database management.
• Advanced Excel skills for data analysis.
• Attention to detail and accuracy
• Good communication skills for reporting and coordination.
• Basic knowledge of accounting principles.

Qualifications:

• Bachelor's degree in Accounting, Finance, or a related field.
• Prior experience in a similar role is an advantage.
• Familiarity with CRM and FoxPro database systems is preferred.
• Maintained and reconciled general ledger accounts.
• Prepared monthly and quarterly financial statements for review by senior management.
• Assisted in the preparation of budgets and forecasts.
• Analyzed variances between actual and budget results.
• Reviewed daily cash activity reports to ensure accuracy of information.
• Performed account reconciliations, including bank reconciliations.
• Processed journal entries to record transactions accurately.
• Assisted with year-end audit processes, including preparing schedules as requested by auditors.
• Completed month end close activities such as accruals, deferrals, prepayments and amortization of prepaid expenses.
• Ensured compliance with Generally Accepted Accounting Principles standards.
• Worked closely with other departments to ensure accurate recording of transactions.
• Reconciled intercompany accounts across multiple entities on a monthly basis.

Job Title: Loan Officer.

Location: Urban Areas

Job Description: As a Loan Officer at Bandhan Bank, you will be responsible for evaluating, authorizing, and recommending approval of loan applications. Your key duties will include:

• Customer Interaction: Engaging with customers to understand their financial needs and providing information on loan products.
• Loan Processing: Collecting and verifying all necessary documents for loan applications, and ensuring they are uploaded to the bank's digital portal.
• Credit Assessment: Assessing the creditworthiness of applicants by analyzing financial data and credit reports.
• Compliance: Ensuring all loan applications comply with regulatory and bank policies.
• Customer Service: Providing excellent customer service by addressing customer queries and resolving any issues related to loan applications.
• Application Follow-up: Maintaining and following up on loan application statuses through email communication.
• Sales Support: Promoting and cross-selling other banking products and services to customers.

Skills Required:

• Strong communication and interpersonal skills
• Analytical and problem-solving abilities.
• Attention to detail and accuracy
• Basic knowledge of banking and financial products.
• Ability to calculate interest rates and loan tenures.
• Ability to convince customers by showing them potential profits.
• Ability to work in a fast-paced environment
• Customer-focused attitude

Qualifications:

• Bachelor's degree in any discipline (preferably in Commerce or Finance).
• Prior experience in banking or financial services is an advantage.
• Reviewed credit histories, income statements, and other financial information of loan applicants.
• Analyzed financial data to determine the feasibility of granting loans.
• Negotiated terms and conditions of loan contracts.
• Verified accuracy of loan documents prior to approval.
• Conducted risk analysis to identify potential losses associated with certain loans.

Job Title: Account Opening Executive (S.O).

Location: Urban Areas.

Job Description: As an Account Opening Executive at HDFC Bank, you will be responsible for assisting customers with the process of opening new bank accounts. Your key duties will include:

• Customer Interaction: Engaging with customers to understand their banking needs and guiding them through the account opening process.
• Documentation: Ensuring all required documents are collected, verified, and processed accurately.
• Digital Processing: Filling up customer details and uploading digital copies of their documents to the bank's official portal.
• Compliance: Adhering to regulatory and compliance guidelines to ensure all account opening procedures are followed correctly.
• Customer Service: Providing excellent customer service by addressing customer queries and resolving any issues related to account opening.
• Application Follow-up: Maintaining and following up on application statuses through email communication.
• Sales Support: Promoting and cross-selling other banking products and services to new customers.

Skills Required:

• Strong communication and interpersonal skills.
• Attention to detail and accuracy.
• Basic knowledge of banking products and services.
• Ability to work in a fast-paced environment.
• Customer-focused attitude.

Qualifications:

• Bachelor's degree in any discipline (preferably in Commerce or Business Administration).
• Prior experience in customer service or sales is an advantage.
• Developed strategies to increase sales and market share.
• Conducted research on competitive products and services.
• Identified customer needs and developed customized solutions.
• Analyzed customer feedback to improve product offerings.
• Built relationships with key clients through regular contact.
• Maintained accurate records of all sales activities and results.
• Generated leads through networking, cold calls, and email campaigns.