CBS
BOBBY PHILIP
Gold Loan officer
Thane
Summary
Accomplished Senior Gold Valuer at IIFL Finance Ltd, adept in jewelry appraisal and data entry, demonstrated integrity and negotiation prowess. Elevated branch performance by enhancing loan sanctioning processes and customer follow-ups, contributing significantly to maintaining optimal NPA levels. Proven track record in achieving targets and streamlining operations across multiple financial institutions.
Overview
6
6
years of professional experience
2
2
Certifications
4
4
Languages
Work History
Senior Gold Valuer
IIFL Finance Ltd
02.2024 - Current
- Checking of gold ornaments and confirming valuation as per gold carat.
- sanctioning of loan to customers as per company guidelines .
- Maintaining and updating of records as per system .
- follow-up with customers regarding interest and renewal to maintain branch NPA level.
Assistant Manager, PBGL
HDFC Bank Ltd
08.2022 - 12.2022
- Helping branch in achieving given targets for GL and other products .
- providing information and benefits regarding scheme to gold loan customers .
- Maintaining and updating of records on daily basis .
- Supporting other counters in absence of staff .
Probationary Junior Officer
Model Co-Operative Bank Ltd
02.2022 - 06.2022
- Handling Teller counter and helping customers with queries.
- Maintaining and updating of records on daily basis.
- Creating accounts like CASA, RD, FD as per customer's need in system .
- Handling inward and outward clearing , RTGS AND NEFT.
- Updating of CKYCR in branch level .
- Assessing applicants eligibility for loan against government securities and other Financial Receipts .
Junior Relationship Executive
Muthoot Finance Ltd
08.2018 - 02.2022
- Helping branch in achieving Given branch targets .
- Providing information regarding scheme to walk in gold loan customers .
- Checking of gold ornaments and confirming value of gold .
- Sanctioning loan to customers as per policy and value of gold under guidelines provided by company.
- Maintaining and updating of records on daily basis .
- keeping check on security system of branch .
- Providing service to IMT, Indo -Nepal and DMT customers to send and receive their money as per rules provided.
Education
M.COM - Advance Accountancy
V. K . Krishna Menon College
Bhandup, Mumbai 04.2001 -
B.COM -
J.K. College of Science And Commerce
Ghansoli, Navi Mumbai 04.2001 -
HSC -
Bharat Jr College of Science And Commerce
Thane 04.2001 -
SSC -
ST. Xavier's High School And Jr College
Thane 04.2001 -
Skills
Software
CRM
CTS
Flex Cube
Certification
Gold Appraiser Certification , IIFL Finance LTD
Interests
Calligraphy
Collecting Coins and Stamps
Timeline
Gold Appraiser Certification , IIFL Finance LTD
05-2024
Senior Gold Valuer
IIFL Finance Ltd
02.2024 - Current
Assistant Manager, PBGL
HDFC Bank Ltd
08.2022 - 12.2022
Probationary Junior Officer
Model Co-Operative Bank Ltd
02.2022 - 06.2022
Certificate of Excellence , Muthoot Finance Ltd
07-2020
Junior Relationship Executive
Muthoot Finance Ltd
08.2018 - 02.2022
M.COM - Advance Accountancy
V. K . Krishna Menon College
04.2001 -
B.COM -
J.K. College of Science And Commerce
04.2001 -
HSC -
Bharat Jr College of Science And Commerce
04.2001 -
SSC -
ST. Xavier's High School And Jr College
04.2001 -
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