Summary
Overview
Work History
Education
Skills
Technical Skills
Achievements And Awards
Languages
Hobbies and Interests
Disclaimer
Strengths Profile
Personal Information
Timeline
Generic
Bondada Madhav Rao

Bondada Madhav Rao

Bhagwati Garden , New Delhi

Summary

Dynamic Branch Credit Manager with extensive experience at Muthoot Homefin India Limited, excelling in credit appraisals and risk assessment. Proven ability to enhance loan processing efficiency through effective training and collaboration. Proficient in ERP software and adept at fostering strong client relationships, driving significant improvements in approval ratios.

Overview

19
19
years of professional experience

Work History

Branch Credit Manager

Muthoot Homefin India Limited
04.2018 - 05.2024
  • Complete handling credit appraisals / underwriting of cases of Home Loan
  • Preparation of credit proposals which includes analyzing financial, ascertaining key ratios and determining credit worthiness of the borrower with the help of internally developed risk-rating model
  • As an integral part carrying out pre sanction appraisal, Preparing Management committee note, recommending deviations along with appropriate mitigates, study of legal papers related to security, eligibility appraisal, calculation and analysis of Ratios, and doing personal/business discussion with applicants
  • Complete Handling of Collection portfolio across bucket
  • Providing regular training to channel partners and sales team related to product and policy for smoothening the process of sourcing increasing login to sanction ratio
  • Working closely with the sales team and provided support in sourcing and retaining customers
  • Monitor and ensure that monthly Branch Audit Score

Branch Credit Manager

Hdb Financial Services
08.2016 - 04.2018

Assistant Manager

Saral Home Finance Limited
08.2015 - 07.2016

Sr. Credit Officer in Home Loan

Shubham Housing Development Finance Company Pvt Ltd
08.2014 - 08.2015

Team Leader in Home Loan

02.2011 - 07.2014

Back Office Executive

IDBI Bank Ltd
01.2009 - 07.2010
  • Company Overview: on the payroll of IDBI Intech Ltd.
  • On the payroll of IDBI Intech Ltd.

Credit Officer

Barclays PLC
06.2007 - 12.2008
  • Company Overview: on the payroll of Sparsh BPO Services Ltd, New Delhi
  • On the payroll of Sparsh BPO Services Ltd, New Delhi

Processor in Personal Loan

ICICI Bank Ltd
11.2005 - 05.2007
  • Company Overview: on the payroll of A.C Baxi & Co.Pvt Ltd
  • On the payroll of A.C Baxi & Co.Pvt Ltd

Education

B.Com -

EIILM University

10+2 (Commerce) - Commerce

AES Sr. Secondary School
Delhi

10th -

AES Secondary School
Delhi

Skills

  • Microsoft Windows expertise
  • MS Office and OpenOffice proficiency
  • Osource software knowledge
  • ERP software skills
  • WordPress management

Technical Skills

  • Operating system, MS-Windows-98/2000, XP, Window 7
  • Application software, MS office, Open office.org
  • Financial Software, Osource Software, ERP Software

Achievements And Awards

  • Promoted to Team Leader within One Year in Saral Home Finance Limited
  • Earned incentive in every month of the services due to consistent good performance in Barclays Bank Plc.

Languages

  • Hindi
  • English
  • Telugu

Hobbies and Interests

  • Singing
  • Playing Cricket
  • Cooking
  • Photography

Disclaimer

I hereby declare that the details furnished above are true to the best of my knowledge.

Strengths Profile

  • Positive approach
  • Pleasing personality
  • Patience
  • Perseverance
  • A quest for knowledge
  • Dedicated
  • Detail-oriented
  • Industrious
  • Self-motivated professional with good interpersonal and participatory skills
  • A quick learner
  • Adapt-to new technologies and systems
  • Enthusiastic
  • Works as an integral part of a team
  • Able to develop trust with individuals at all levels

Personal Information

  • Father's Name: Shri Simmaya
  • Mother's Name: Smt B.Damyanti
  • Spouse's Name: Mrs. Bhawana Manral
  • Date of Birth: 06/23/85
  • Gender: Male
  • Nationality: Indian
  • Marital Status: Married

Timeline

Branch Credit Manager

Muthoot Homefin India Limited
04.2018 - 05.2024

Branch Credit Manager

Hdb Financial Services
08.2016 - 04.2018

Assistant Manager

Saral Home Finance Limited
08.2015 - 07.2016

Sr. Credit Officer in Home Loan

Shubham Housing Development Finance Company Pvt Ltd
08.2014 - 08.2015

Team Leader in Home Loan

02.2011 - 07.2014

Back Office Executive

IDBI Bank Ltd
01.2009 - 07.2010

Credit Officer

Barclays PLC
06.2007 - 12.2008

Processor in Personal Loan

ICICI Bank Ltd
11.2005 - 05.2007

B.Com -

EIILM University

10+2 (Commerce) - Commerce

AES Sr. Secondary School

10th -

AES Secondary School

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Bondada Madhav Rao