Bonumaddi Krishna Chaitanya
Veervasaram
Summary
To be associated with a Progressive and Innovative Organization that gives scope to apply my knowledge and skills, and to be a part of a team that dynamically works towards the growth of the Organization.
Overview
1
1
Language
6
6
years of post-secondary education
4
4
years of professional experience
Work History
Cluster Credit Manager
SBFC Indian Pvt Ltd
Bhimavaram
04.2022 - Current
- Joined at SBFC as Branch Credit Manager at SBFC on 2022 and Promoted as Cluster Credit Manager on April 2025, with Handling 9 Locations.
- Led team of credit analysts to streamline loan processing and collaborated with collection team on 0-12 MOB cases.
- Reviewed and updated the company's credit policy.
- Checked loan applications and supporting documents to ensure compliance for application sanctioning and disbursement.
- Verifying the Individual and Corporate CIBILs with number of DPD, suit files and inquiries.
- Fraud Analyzing and observing fraud customers during Personal Discussion and processing.
- Prepared branch-wise MIS reports to facilitate data-driven decision-making.
- Underwriting Process of Mortgage Loans.
Education
MBA -
Aurora PG College
Ramanthupur, Telangana 07.2020 - 01.2022
DEGREE - Computer Science
B V Raju College
Bhimavaram 07.2016 - 01.2019
INTERMEDIATE - M.P.C
Aditya Junior College
Palakol 07.2014 - 01.2016
SSC -
State Board of Secondary Education Andhra Pradesh
Bhimavaram 07.2013 - 04.2014
Skills
- Credit analysis
- Creditworthiness and fraud identification
- Fraud analysis
- Loan application processing
- Credit policy review
- Data analysis for lending
- Risk control
Languages
- Telugu
- English
Personal Information
- Father's Name: Bonumaddi Hari Babu
- Date of Birth: 06/21/98
- Gender: Male
- Marital Status: Married
Hobbies and Interests
- Listening to music
- Traveling
Disclaimer
I declare that the information and facts stated above are true and correct to the best of my knowledge and belief.
Languages
English
Beginner
A1
Timeline
Cluster Credit Manager
SBFC Indian Pvt Ltd
04.2022 - Current
MBA -
Aurora PG College
07.2020 - 01.2022
DEGREE - Computer Science
B V Raju College
07.2016 - 01.2019
INTERMEDIATE - M.P.C
Aditya Junior College
07.2014 - 01.2016
SSC -
State Board of Secondary Education Andhra Pradesh
07.2013 - 04.2014