CA ADITI GARG
Noida,UP
Summary
Dynamic Credit Manager with 6 years of experience in credit analysis and risk management. Highly proficient in evaluating credit worthiness, analyzing financial statement and implementing credit risk mitigation policies. Strong ability to collaborate with cross functional teams and deliver effective outcome through strategic decision-making and effective communication. Quick learner with excellent capacity to retain and implement new information.
Overview
6
6
years of professional experience
Work History
Senior Credit Manager
Axis Bank
11.2021 - Current
- Conducted detailed financial analysis to assess credit risk.
- Analyzed credit reports such as CIBIL, past tracks etc. to assess credit worthiness.
- Manage credit evaluation to prepare notes and present recommendations to senior management.
- Collaborated with relationship managers to manage exposure and optimize credit solutions.
- Collaborated with cross-functional teams such as Policy, IT etc to resolve credit-related issues.
- Training new joiners regarding policy and procedure.
Credit Manager
ICICI Bank
04.2019 - 10.2021
- Managed credit evaluation and approval process for new and existing clients.
- Analyzed financial statements and credit reports to assess credit risk and creditworthiness.
- Collaborated with cross-functional teams to resolve credit-related issues.
- Confer with credit analysts and seniors to better understand the potential risk associated with a customer.
Education
Executive Program in Applied Finance - Finance
IIM
Kolkata, India07-2023
Chartered Accountant - Finance
ICAI
Delhi, India11-2018
Bachelor of Commerce - Finance
SS College
Shahjahanpur, India06-2016
Skills
- Efficient and Organized
- Credit Analysis
- Collaborative
- KYC and Due diligence as per Policy
- Deliverable and Goal Oriented
- Ratio Analysis
- Fast Learner
- Financial Modelling
- Problem Solver
- Ms-office and Tableau
Timeline
Senior Credit Manager
Axis Bank
11.2021 - Current
Credit Manager
ICICI Bank
04.2019 - 10.2021
Executive Program in Applied Finance - Finance
IIM
Chartered Accountant - Finance
ICAI
Bachelor of Commerce - Finance
SS College
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