Apurva Banaye
Mumbai
Summary
Chartered Accountant with 6+ years' experience in Business Finance (FP&A), P&L management, budgeting, and variance analysis across top banks. Proven track record of driving financial planning cycles, cost-benefit evaluations, KPI tracking, and executive-level dashboards. Skilled in aligning business requirements with financial goals and supporting strategic decision-making through data-backed insights. Advanced in Excel and Power BI with hands-on experience in financial modelling and stakeholder collaboration.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Senior Manager – Business Finance (FP&A)
Kotak Mahindra Bank Ltd
08.2024 - Current
- Led budgeting, forecasting, and business planning cycles to drive profitability and cost control.
- Analyzed P&L trends, prepared executive dashboards, and tracked incentive-linked KPIs.
- Partnered with business head to evaluate cost-benefit proposals and strategic initiatives.
- Identified revenue leakages using system checks; coordinated with BIU and product teams for resolution.
- Defined financial requirements and ensured business alignment with reporting outcomes.
Deputy Manager – Financial Analyst
DCB Bank Ltd
04.2022 - 07.2024
- Performed variance analysis on cost of funds; led initiatives to reduce funding inefficiencies.
- Created automated MIS reports and dashboards for senior management’s strategic reviews.
- Analyzed financial KPIs across PAN India cost centres, leading to 20% cost optimization.
- Ensured alignment of reporting structures with accounting standards for consistency and compliance.
Deputy Manager – Tax Associate (GST)
DCB Bank Ltd
09.2021 - 04.2022
- Managed GSTR-1 and GSTR-9 filings across 20+ states, reducing turnaround time by 50%.
- Reconciled ₹4 Cr of ITC, improving cash flow and reducing unreconciled liabilities.
- Handled GST audits and drafted responses to tax authorities, avoiding penalties.
Professional Assistant – Audit & Advisory
MM and Co. LLP
04.2020 - 09.2021
- Supervised statutory, internal, and tax audits for multiple clients simultaneously.
- Led audit teams of 10+ members and implemented control improvements for clients.
- Provided financial consultation on Ind AS, direct tax, and audit requirements.
Articleship – Audit and Tax
MM and Co. LLP
03.2017 - 03.2020
- Assisted in audits and preparation of financials for companies and individuals.
- Handled income tax filings and payroll processing for large employee base.
Education
Chartered Accountant -
ICAI
01.2022
Bachelor of Commerce -
Smt. MMK College
Skills
- Financial Planning & Analysis
- Budgeting & Forecasting
- Cost-Benefit Analysis
- P&L Ownership
- KPI Tracking
- Variance Analysis
- Financial Modelling
- Regulatory Compliance
- Advanced Excel
- Power BI
- Microsoft Office
- Business Partnering
- MIS Reporting
Certification
- Advanced Integrated IT & Soft Skills – ICAI
- Advanced Consulting Program – InsideIIM
- Management & Communication Skills – ICAI
- Pursuing Data Analytics & Financial Modelling
Accomplishments
- Awarded Employee of the Year 2022 – DCB Bank
Key Skills And Tools
- Financial Planning & Analysis
- Budgeting & Forecasting
- Cost-Benefit Analysis
- P&L Ownership
- KPI Tracking
- Variance Analysis
- Financial Modelling
- Regulatory Compliance
- Tools: Advanced Excel
- Power BI
- Microsoft Office
- Business Partnering
- MIS Reporting
Timeline
Senior Manager – Business Finance (FP&A)
Kotak Mahindra Bank Ltd
08.2024 - Current
Deputy Manager – Financial Analyst
DCB Bank Ltd
04.2022 - 07.2024
Deputy Manager – Tax Associate (GST)
DCB Bank Ltd
09.2021 - 04.2022
Professional Assistant – Audit & Advisory
MM and Co. LLP
04.2020 - 09.2021
Articleship – Audit and Tax
MM and Co. LLP
03.2017 - 03.2020
Chartered Accountant -
ICAI
Bachelor of Commerce -
Smt. MMK College
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