CA Dhiraj Wadhwani

• Investigated and evaluated customers for creditworthiness and potential risk factors.
• Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
• Analyzed financial statements and credit history to better understand how much risk could be involved in extending credit to customers.
• Handled end to end High value cases of Reputed Clients who are well known in the industry.
• Streamlined credit appraisal process in order to enable quick decision making in accordance with the set policies of organisation
• Reported key performance indicators to department heads for management of positive cash flow and to adjust credit risk policies and procedures.
• Monitored accounts for signs of fraud and non-payment issues.
• Referred delinquent accounts to collections department or outside resources.
• Negotiated settlements and payment terms with customers and delivered customized payment plans.
• Work cross-functionally with sales, management, and other departments to maintain effective operations.

Internal Audit of Cement Manufacturing Company:

• Handled Physical Verification and Stock Audits of approx Rs.250 Cr
• Involved in Examining and reporting Various Procedural and Legal Inconsistencies of approx Rs.15 to 20 Lacs
• Observed Drafting of Quarterly and Annual Reports and Report on Internal Financial Control
• Assisted in Audit of HR Department
• Oversaw Inventory Management Process in Internal Financial Control
• Discussed Departmental Queries with Respective HOD
• Evaluated company processes, making recommendations for change based on system flaws, inefficiencies and costs
• Monitored and alerted Senior Manager to timetable and budget issues

Indirect Tax (GST):

• Executed 10+ Annual returns (GSTR-9 & 9C) of various clients (Including listed client having Market cap of Rs.2,200 Cr)
• Handled 15+ GST refunds of approx Rs.4 Cr
• Assisted one client in saving Penalty and Interest in connection with the non compliance involving Tax amount of approx Rs.2 Cr as a part of GST audit
• Prepared tax liability Reconciliation of tax paid with tax returns filed along with GSTR-1 vs Books
• Performed ITC Reconciliations between GSTR-2A, GSTR-3B, and Books both Monthly and Annually for Various Clients
• Filed 15-20 GST Returns in a single month for various clients
• Involved in IPO Certification with respect to Indirect Tax of Company with Market Cap of Rs.2,600 Cr
• Observed Drafting of Replies for Various Notices of GST