Pooja Tulsyani
Banker
Ahmedabad
Summary
Chartered Accountant with over 10 years experience in Banking Industry and 2 years experience in CA Firm.
Enthusiastic Credit Manager eager to contribute to team success through hard work and clear understanding of credit procedures and guidelines. I have got the holistic view of the industry by working in Sales, Credit and Operations.
Motivated to learn, succeed, lean and lead.
Overview
17
17
years of professional experience
Work History
Team Leader, CPU Operations
HDFC Bank
Ahmedabad
01.2023 - Current
- Handling the team of 16 reportees and ensuring disciplined and joyful culture within team.
- Looking after two Units: Retail LC BG and CAM Updation.
- Managing the floor work along with ensuring to get the transactions processed within TAT and without any error.
- Liasioning with different stakeholders to resolve the issues and managing the escalations.
- Working on projects for improving TAT, reducing exceptions, and reducing the exposure to bank.
- Approving the CAM and doing Grade wise Authorisation in system.
Credit Manager, SMELF
Bank of Baroda
Ahmedabad
07.2017 - 01.2023
- Credit processing with specific focus on MSME
- Handling products like overdraft, cash credit, term loan, export finance, supply chain finance, vendor finance etc for MSME clients
- Loan appraisal including due diligence, financial assessment, viability assessment, security assessment, conducting presanction visits and property evaluations to determine loan feasibility
- Liasioning with advocates and valuers for TCR and Valuation Reports
- Investigated and evaluated customers for creditworthiness and potential risk factors
- Work cross-functionally with sales department, branches and credit departments to maintain effective operations including lead generation, disbursement, post sanction reporting, allotting of credit audit, reporting of sanctions
- Used LLPS and BOBICON to perform credit appraisals, document verification and loan approvals.
Solution Manager, RIBG
ICICI Bank
Ahmedabad
07.2013 - 07.2017
- Credit processing with specific focus on MSME
- Handling products like overdraft, cash credit, term loan, export finance, supply chain finance, vendor finance etc for MSME clients
- Loan appraisal including due diligence, financial assessment, viability assessment, security assessment, conducting presanction visits and property evaluations to determine loan feasibility
- Liasioning with advocates and valuers for TCR and Valuation Reports
- Handled lead generation, collection of documents, preparation and execution of loan documents, creation of charge over securities, disbursement and monitoring of accounts
- Attended ongoing professional training to facilitate accurate and productive credit management.
Internal Auditor
Chandra Toyota, Udaipur
03.2013 - 06.2013
- Looking after accounting, statutory compliance including filing of Returns
- Preparation of financial statements
- Submission of various reports to the main company, i.e Ashok Leyland and Leyland Deere
- Trained newly hired employees on company processes, procedures and deadlines.
Credit Consultant
KPSJ & Associates
Noida
07.2012 - 02.2013
- Preparation & filing of Income tax returns & VAT returns, ledger scrutiny, preparation of final accounts and audit reports for clients
- Project financial consultancy for clients including preparation of project reports, arranging for financial tie ups, liasoning with bankers, advocates and valuers.
Chartered Accountant
Calibrated Advisory
Noida
12.2011 - 02.2012
- Preparation as well as finalization of accounts of LLP in Tally
- Guiding the team of accountants regarding daily accounting practices.
Article Trainee
Sudhish Sharma & Company
Bikaner
09.2007 - 03.2011
- Preparing and maintaining of books of accounts for clients and compilation of financial statements
- Performing audits of clients, preparation and computation of income tax returns.
Education
Chartered Accountant - undefined
Institute of Chartered Accountant of India
Company Secretary - undefined
Institute of Company Secretaries of India
Bachelors of Commerce - undefined
M.G.S. University
Skills
Proficient with MS Officeundefined
Accomplishments
- Secured 1st position in C.S. Foundation all over Bikaner
- Secured 2nd position all over Bikaner in senior secondary with 92.2%.
- Secured 2nd position all over Bikaner City in C.P.T.
- Secured 1st position in college in B.Com first year
- Won various prizes for elocution and essay competition.
- Won the contest in ICICI Bank for the fastest sanction of the Overdraft case in the month of Dec, 2013.
- Got the trophy for the best performer for the month of June, 2014 all over Gujarat in ICICI Bank.
- Won the Best Achiever Award all over Gujarat for the period of April, 14 to June, 2014 .
Personal Information
Date of Birth: 04/15/89
Timeline
Team Leader, CPU Operations
HDFC Bank
01.2023 - Current
Credit Manager, SMELF
Bank of Baroda
07.2017 - 01.2023
Solution Manager, RIBG
ICICI Bank
07.2013 - 07.2017
Internal Auditor
Chandra Toyota, Udaipur
03.2013 - 06.2013
Credit Consultant
KPSJ & Associates
07.2012 - 02.2013
Chartered Accountant
Calibrated Advisory
12.2011 - 02.2012
Article Trainee
Sudhish Sharma & Company
09.2007 - 03.2011
Chartered Accountant - undefined
Institute of Chartered Accountant of India
Company Secretary - undefined
Institute of Company Secretaries of India
Bachelors of Commerce - undefined
M.G.S. University
Similar Profiles
KAMALA SUBRAMANIANKAMALA SUBRAMANIAN
Senior Vice President and Unit Head at HDFC Bank Limited, HDFC BankSenior Vice President and Unit Head at HDFC Bank Limited, HDFC Bank
Jignesh PatelJignesh Patel
Relationship Manager at HDFC Sales Pvt. Ltd. (Group Company Of HDFC Bank)Relationship Manager at HDFC Sales Pvt. Ltd. (Group Company Of HDFC Bank)
Prodip SahaProdip Saha
Collection Officer at HDFC Bank, Bajaj Finance, Axis Bank, IDFC BankCollection Officer at HDFC Bank, Bajaj Finance, Axis Bank, IDFC Bank
Rajan GargRajan Garg
Assistant Manager at HDFC Bank LTD (HDFC Sales Pvt Ltd)Assistant Manager at HDFC Bank LTD (HDFC Sales Pvt Ltd)
AKASH SINGHAKASH SINGH
Fenergo Developer (US Bank) at Amiseq India Private LimitedFenergo Developer (US Bank) at Amiseq India Private Limited