Dynamic Finance Analyst with background in executing financial and strategic analyses to support key operational metrics and business decision making. Strong knowledge of financial forecasting, reporting, and operational metrics tracking. Skilled in analyzing complex financial data, providing accurate financial recommendations and establishing financial models for decision support.
Overview
10
10
years of professional experience
Work History
Finance Analyst
Ford Motor Company
Chennai
09.2023 - Current
Developed financial models and analysis to support strategic initiatives, introducing new products for the markets, deletion of loss-making product lines/ identifying profit improvement ideas.
Actively participated in senior management reviews for program decisions and shared the Finance POV on the programs, highlighting risks and opportunities along with sensitivity.
Assisted in developing financial dashboards, providing real-time financial metrics, thereby eliminating the manual workload of the team.
Review monthly forecast, actuals to assess status and work with market and skill teams to identify PIA (Person in Authority) to deliver stretch.
Area Credit Manager
ICICI Bank Ltd
Cochin
03.2021 - 08.2023
Key Tasks undertaken in brief - Appraise/Underwrite the loan, Manage the entire credit application process, Manage the post disbursement documents, Coordinate with Legal, Technical, FI & Risk Containment agency for processing the file, Responsible for TAT of delivering sanction letter & disbursement, controlling delinquencies through portfolio review.
Responsibility includes Underwriting Specific Retail Loan proposals and preparing Credit Appraisal Memo.
Promoted to the Position of Area Credit Manager (Grade MMI) within 1 year due to performance ahead of schedules.
Team Lead - Accounts & Statutory
Elite Group Viz Elite Developers, Solgen Energy Pvt Ltd
05.2020 - 03.2021
Company Overview: a leading Real Estate Developers in Kerala & Solar Power Generating Company
Key responsibilities include handling Accounts, Taxation, Pricing, Statutory compliance.
Responsible for preparing MIS Reports & other statements to provide feedback to top management on financial performance viz revenue, fund management, credit control profitability & cost rationalization measure, etc.
Analysing financial data, preparing financial statements & monthly, quarterly & yearly budget forecasts to senior management, and proposing recommendations.
Taxation & Statutory Compliance -Income Tax, GST, Service Tax, TDS, ESI, EPF, Gratuity, leasing with bank/ financial institution whenever necessary.
Managed team of accountants, executives, and trainees responsible for managing payroll, accounts payable & debtors management.
A leading Real Estate Developers in Kerala & Solar Power Generating Company
GST Audit Consultant
Ajith Kaimal R & Associates
01.2019 - 02.2020
Was responsible for handling various GST audits, including examination and ensuring correctness of records worked by auditees.
To assess such other compliance warranted under the GST Act for the conduct of GST Audit.
CA Articleship
K.V.Venkitaraman & Co
06.2015 - 06.2018
Company Overview: one of the established CA firms in Palakkad
Experience in conducting the audit and finalisation of accounts of clients in various sectors.
Provided Direct & Indirect Tax compliance services for public companies, private companies, charitable trusts, partnership firms, and proprietorships.
Conducted Statutory Audits of Companies involving compliance with Company law, CARO, Accounting Standards, and other relevant statutes.
Major works handled - Transactional audit of BEML Ltd (A Central Govt undertaking), Internal Audit of Valluvanad Hospital Complex Ltd, Stock audit of United Breweries Ltd.
One of the established CA firms in Palakkad
Education
CS Professional (2 Groups Qualified) -
ICSI
12.2021
Qualified Chartered Accountant (First Attempt) -
ICAI
11.2018
Higher Secondary Education -
State Board
03.2013
Secondary Education -
State Board
03.2011
Skills
Data modeling
Financial analysis
Budgeting and Forecasting
Dashboard development
Power BI
Power Query
Qlik Sense
Miro
Alteryx
Hobbies and Interests
Playing keyboard
Reading Books
Travelling
Interested in community servicing
Affiliations
Awarded for literary skills and presentation skills in various competitions
Secured an A grade for Instrumental music conducted by SICASA of ICAI
Secured second place for the English recitation conducted by SICASA of ICAI
Awarded in Kerala state youth festivals
Personal Information
Date of Birth: 02/22/96
Nationality: Indian
Disclaimer
I do hereby declare that the particulars mentioned above are true and correct.
Senior Software Engineer, •Senior Java Developer at Ford Motor Company, Ford Motor CoSenior Software Engineer, •Senior Java Developer at Ford Motor Company, Ford Motor Co
Plant Manager's Executive Assistant, HR Associate at Ford Hungary Ltd - Ford Motor CompanyPlant Manager's Executive Assistant, HR Associate at Ford Hungary Ltd - Ford Motor Company