CA Vaibhav Anil Mehendale

Results-driven professional with nearly 14 years of experience in underwriting high ticket size unsecured loans, professional loans, and secured loans (equipment, HL, LAP & LRD). Skilled in accountancy, auditing, business finance, and taxation. Demonstrated proficiency in credit and loan administration, including due diligence, loan sanctioning, risk minimization, credit appraisal and monitoring, portfolio performance analysis, and policy level changes facilitation. Proven track record in leading underwriting strategy formation, process setup, and team structuring. Expertise in policy maintenance tasks as per underwriting procedures, including report preparation, manual creation, and document management. Successfully managed key accounts across corporate, retail, and SME sectors by monitoring risk and providing insights on issues like overdue payments and interest to the Risk & Business Team. Ensured compliance with credit policies and regulations while supervising loan proposal approval and credit sanctioning after thorough solvency status appraisal and document verification.

K-604 Mohan Palms Phase -II Shirgaon, Badlapur, Maharashtra, 421503

Strategist, planner & achiever targeting senior-level assignments with a reputed organization preferably in Mumbai & Pune., Credit Appraisals, Risk Management Internal / External Risk, Ratings Underwriting Operations, Relationship / Portfolio Management, Collection Management Team, Management Process Improvement, Team Building & Leadership, Focused CA professional with nearly 14 years of experience in Underwriting of High Ticket Size Unsecured Loans, Professional Loans and Secured Loans (Equipment, HL, LAP & LRD) along with accountancy, auditing, business finance & taxation., Proficiency in credit / loan administration including due diligence, sanction of loans, minimizing the risk, credit appraisal & monitoring, portfolio performance analysis and facilitating policy level changes., Led underwriting strategy formation, setting up of processes, team structure; expertise in conducting policy maintenance tasks in accordance with underwriting procedures and preparing reports, manuals & other documents as needed., Managed key accounts including Corporate, Retail & SME; monitored the risk and provided insights on upcoming issues like overdue & interest to Risk & Business Team., Monitored compliance to credit policy and regulations; supervised approval of loan proposals & sanctioning of credits after appraising solvency status & verifying documents.