CA Viraj Mulay
Aurangabad
Summary
Optimistic, sincere, hardworking learner with a vision to develop and upgrade professional skills. Seeks to work in a dynamic and challenging atmosphere for the benefit of the organization and individuals, aligning personal goals with organizational objectives. Highly motivated professional eager to contribute knowledge and skills to enhance business performance. Operates effectively in both individual and team capacities, leveraging a strong work ethic to adapt quickly and drive company objectives. Resourceful, results-driven, passionate about growth and efficiency to meet company needs and increase service value.
Overview
10
10
years of professional experience
Work History
Business Consultant
Self Employed
09.2024 - Current
- Currently providing consultancy to clients on areas like Finance, Credit, Internal Audit, Income Tax, etc
Credit Manager
Kotak Mahindra Bank
12.2021 - 08.2024
- Worked as credit manager in Kotak Mahindra Bank, involved in credit underwriting assessment & review of cases/portfolio for Secured & Unsecured funding for Aurangabad, Ahmednagar, Jalgaon & Jalna districts
- Experienced in under writing Unsecured BL products for various industries under various program like GST, Banking, Financials & CGTMSE since last 5 years
- Major area of work includes underwriting credit proposals, Analysis of financials, Understanding business ratios
- Experienced in looking after various products like Cash Credit/ Overdraft, Term Loan, LAP along with various programs including Banking Surrogate, Financial assessment, GST Surrogate, etc
- & assessment of the proposals on basis of financial viability
- Good exposure in team handling, team coordination, and Liaoning within various departments
Credit Manager
AU Small Finance Bank
02.2020 - 12.2021
- Worked as Credit Manager in AU Small Finance Bank was involved in Borrower analysis, due diligence, identifying & reporting risk areas in business
- Was involved in analysis of loan proposals right from verifying CIBIL, financials, background check, conducting personal discussions & reporting to higher authorities
Partner
AJ Mohan & Associates
12.2016 - 02.2020
- Previously worked with AJ Mohan & Associates as partner where was involved in conducting bank audits, stock audits & other miscellaneous work across Maharashtra
Finance Executive
SKP Tricor Corporate Services Private Limited
06.2015 - 11.2016
- Previously worked as finance executive with SKP
- Was involved in daily accounting overview, preparing MIS reports, reporting inefficiencies & ways to improve the same & reporting to senior management
- Worked with client in New Delhi for 6 months looking after their end to end accounting & MIS reporting
- Was involved in onsite assignment of client for MIS reporting & month end closing activities
Education
Company Secretary Final - (Group 2 & 3) -
Institute of Company Secretary of India
12.2014
Chartered Accountant - Final -
Institute of Chartered Accountants of India
11.2014
Chartered Accountant - IPCC -
Institute of Chartered Accountants of India
11.2010
Chartered Accountant - CPT -
Institute of Chartered Accountants of India
06.2009
Skills
Data Analysis
Communication
Team Work
Problem Solving
Analysis
Leadership
Accomplishments
- Stood First in Aurangabad Division in CA-IPCC exam.
- Received 'Pat on the Back' award for my performance in SKP Tricor Corporate Services Pvt Ltd.
Hobbies and Interests
- Like to play chess and badminton.
- Like to solve Sudoku and Rubik's cube.
- Read many books like Autobiography of a Yogi, A Monk Who Sold His Ferrari, ICON: Steve Jobs, Connecting the Dots, Corporate Chanakya.
- Have unique and antique collection of old coins.
- Have special interest & understanding in Space, Astronomy & Tech like Blockchain, AI & Bitcoin.
Personal Information
- Age: 33
- Date of Birth: 09/11/91
- Gender: Male
- Nationality: Indian
- Marital Status: Married
- Relocation: Ready to relocate for better opportunity.
Timeline
Business Consultant
Self Employed
09.2024 - Current
Credit Manager
Kotak Mahindra Bank
12.2021 - 08.2024
Credit Manager
AU Small Finance Bank
02.2020 - 12.2021
Partner
AJ Mohan & Associates
12.2016 - 02.2020
Finance Executive
SKP Tricor Corporate Services Private Limited
06.2015 - 11.2016
Chartered Accountant - Final -
Institute of Chartered Accountants of India
Chartered Accountant - IPCC -
Institute of Chartered Accountants of India
Chartered Accountant - CPT -
Institute of Chartered Accountants of India
Company Secretary Final - (Group 2 & 3) -
Institute of Company Secretary of India
Similar Profiles
Elizabeth U'PrichardElizabeth U'Prichard
Fulltime Home Educator at Self EmployedFulltime Home Educator at Self Employed
Robert AndersonRobert Anderson
Independent Contractor at Self employedIndependent Contractor at Self employed
Katelyn Dawn MarnochKatelyn Dawn Marnoch
Certified Professional Coach at Self EmployedCertified Professional Coach at Self Employed