Maria Preethi K A
Bangalore
Summary
Results-driven banking professional with 10+ years of experience in retail banking, financial operations, risk assessment, and regulatory compliance. Proven ability to analyze data, optimize processes, and enhance decision-making to improve operational efficiency. Recently completed a Data Science and Machine Learning certification, with proficiency in SQL, Python, Excel, and data visualization tools (Power BI). Adept at transforming raw data into actionable insights to drive business growth. Passionate about transitioning into data analytics, leveraging banking expertise and analytical skills to support data-driven decision-making in dynamic environments.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Assistant Manager
Indian Overseas Bank
01.2012 - Current
- Led reporting and data-driven decision-making, ensuring compliance with regulatory frameworks such as CGTMSE and CERSAI
- Monitored and optimized branch-level banking operations, identifying customer behavior, and risk exposure
- Collaborated with cross-functional teams to enhance operational efficiency, reducing processing time for key banking services
- Facilitated CGTMSE coverage for sanctioned loans, minimizing credit risk and ensuring timely claim lodgement
- Secured ₹2 crores in NPA claim settlements by proactively reporting and following up with CGTMSE before regulatory deadlines
- Streamlined compliance processes, reducing document discrepancies by 40% and improving claim approval rates
- Trained and guided branch teams on CGTMSE and CERSAI compliance, enhancing adherence to regulatory guidelines.
Education
B-Tech - Computer Science & Engineering
MG University
05-2010
Skills
- Programming & Machine Learning: Python
- Databases & SQL: MySQL, SQL Queries, Joins
- Data Analysis: Excel (Power Query, Pivot Tables, VLOOKUP, INDEX-MATCH), SQL
- Data Visualization: Power BI
- Banking & Compliance: Finacle, CGTMSE, CERSAI
Certification
Certification in Data Science & Machine Learning (Sep 2024 – May 2025)
Illinos Tech US
Data Science & Machine Learning (Sep 2024 – May 2025)
Entri Elevate
Junior Associate of Indian Institute of Bankers (JAIIB)
Indian Institute of Banking & Finance (IIBF) (2015)
Key Skill
- Data Analysis & Reporting
- Risk Assessment & Compliance
- Loan Portfolio & NPA Monitoring
- Process Optimization
- Financial Data Management
Projects
Library Management System (MySQL)
- Designed a relational database in MySQL for efficient book tracking, member management, and transaction processing, improving data retrieval.
COVID-19 Data Analysis (Power BI)
- Built interactive dashboards to visualize COVID-19 trends, leveraging Power Query & DAX for data transformation & real-time reporting.
Global Super Store Sales Analysis (Power BI)
- Developed an interactive sales performance dashboard in Power BI, facilitating analysis of revenue trends across 15 key customer segments; improved reporting efficiency by reducing data retrieval time.
Bike Sales Analysis (Excel)
- Conducted sales trend analysis using Pivot Tables & Excel formulas, automating reports for improved data visualization and decision-making.
Achievements
- Ensured timely CGTMSE coverage for sanctioned loans, reducing risk exposure and securing guarantee protection within regulatory deadlines
- Reported NPAs to CGTMSE and invoked claims before time-barred deadlines, securing settlements worth ₹2crores and minimizing financial losses
- Managed compliance for 106 branches, guiding teams on CGTMSE and CERSAI to enhance regulatory adherence
- Improved claim approval rates by ensuring accurate documentation, proactive follow-ups, and adherence to guidelines.
Timeline
Assistant Manager
Indian Overseas Bank
01.2012 - Current
B-Tech - Computer Science & Engineering
MG University
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