Summary
Overview
Work History
Education
Skills
Accomplishments
Interests
Trainings Certifications Memberships
Projects Trainings
Extracurricular Activities
Personal Information
Timeline
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Chacko Chembukkavu

Chartered Banker, CAIIB
Bangalore

Summary

To work in pragmatic way in an organization where I can showcase my talent and utilize my experience to deliver business value and thereby enhance my skills to meet organization goals with full integrity and zest.


Experience in working at Banks and as a Consultant in Banking and International Consulting Domains. Chartered Banker, and a Certified Associate of Indian Institute of Banking and Finance. Seasoned in regular C-level executive engagement responsibilities. Knowledge of handling credit and allied trade requirements of the clientele include a wide array of offerings like PCFC,PSFC,LCBD, Escrow accounts, EEFC, FCNR(B), Inland Discounting, Forward Contracts in addition to the Working Capital facilities of the clients across startup, MSME and corporate sectors. Experienced in liaising with major Foreign Banks(MUFG Bank, Citi Bank and HSBC) relating to LC (Sight,Usance), SWIFT, Foreign Trade transactions and Forex transactions on behalf of the Bank.


To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills and problem-solving skills. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Overview

11
11
years of professional experience
9
9
years of post-secondary education
1
1
Language

Work History

AVP-Knowledge Banking Leader

YES Bank
06.2023 - Current
  • Credit Consulting, Import-Export Liaising Corporate group credit consulting-Startup, Knowledge sector companies, corporate and MSMEs
  • Responsible for new client acquisitions as well as maintaining and enhancing the existing portfolio
  • Structure the facilities as per the clients need and bank's strategy ensuring optimum profitability & sustainability of the business within the regulatory framework
  • Undertake credit risk appraisal, engage with credit team to resolve queries and present the case to relevant senior management forums for sanction
  • Engage and coordinate with various internal teams for relevant approvals, documentation, limit setup, disbursement, post-disbursement compliances and monitoring. Ensure end-to-end transaction execution from origination to completion.

Corporate Manager

ICICI Bank
03.2021 - 06.2023
  • Credit Consulting, Import-Export Liaising Corporate group credit consulting-Mid and large Wholesale Banking Cross-Border Transactions
  • Managing existing portfolio and acquisition of new clients in the segment.
  • To deepen share of wallet for the acquired portfolio
  • C-level executive engagement responsibility representing the bank taking part in credit meetings and addressing operational challenges of the clients in performing business/banking transactions
  • Streamlining of operational aspects of the bank inoder to align the same to client requirements
  • Monitoring account conduct of the company and offer additional facility in line with the client requirement and regulatory framework
  • Preparation of Facility structure according to the client need within the Bank's guidelines

Consultant

Miles
11.2021 - 03.2022
  • FinTech and Banking Domain Consultant
  • US - AICPA and Fintech Consultant

Deputy Manager

HDFC Bank
08.2020 - 05.2021
  • Credit proposal Initiation Portfolio building and management Asset and Liability acquisition and team management Digital Banking Initiatives

Associate Consultant

Fragomen, Del Rey, Bernsen & Loewy LLP.
05.2019 - 07.2020
  • Consultation on behalf of US based companies Consultation about banking requirements of entities
  • Liaising with management of organizations/institutions

Assistant Manager

South Indian Bank
07.2016 - 04.2019
  • Understanding the Liabilities and Asset structure of clients and Coordination of Marketing activities
  • NRI relationship management of the client base.
  • Management of Trade Finance, in operational aspects and realization of LC/BG transactions
  • Initiation and member in initiation of digital banking products for Business Intelligence and analytics vertical
  • Involved in RBI projects -Automated Data Flow, Pre- Approved Disbursal project

Manager

Premier Trading Company
04.2013 - 04.2014
  • Accomplished multiple tasks within established timeframes.
  • Maintained professional, organized, and safe environment for employees and patrons.
  • Developed and maintained relationships with customers and suppliers through account development.
  • Maximized performance by monitoring daily activities and mentoring team members.
  • Developed and implemented business strategies to achieve business goals and stay competitive.

Education

Chartered Banker - Banking

Chartered Banker Institute-UK
12.2021 - Current

MBA -

Christ University Institute Of Management, Christ University
06.2014 - 03.2016

B.Tech -

University of Calicut - Jyothi Engineering College
06.2009 - 03.2013

12th -

Don Bosco Higher Secondary School
06.2008 - 03.2009

10th -

Nirmala Matha Central School, Central Board Of Secondary Education
06.2006 - 03.2007

Skills

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Accomplishments

  • One of the first to be accredited with Chartered Banker title from South India
  • 360 degree relationship model philosophy inculcated to the banking staff and achieved 120% higher revenue from existing base
  • Increased the portfolio size of the corporate group from INR 350 mn to INR 1400 mn in a short span of 11 months
  • Selected as best Trainer for select group for the AICPA qualification from Institution
  • Part of the team which won the accolade for garnering maximum business growth at NRI branch at SIB
  • Pilot projects team with RBI ADF project and online Loan facility for pre-selected customers
  • IIBF awarded CBT
  • 3rd in BSNL quiz competition
  • 3rd in national level technical fest quiz 'astra'
  • 2nd in national level quiz completion 'valence'
  • Overall school chess champion
  • College chess team coordinator
  • Class Representative – MBA Mentoring Group

Interests

General Knowledge - Debate

Automobiles - Cars

Football
Quizzing
Badminton

Trainings Certifications Memberships

  • Chartered Banker - Chartered Banker Institute (UK)
  • CAIIB - Certified Associate of Indian Institute of Banking and Finance
  • CBT - Certified Bank Trainer
  • UGC – NET - UGC – National Eligibility Test (Management)
  • ESG - Climate science to action - Authorized by The World Bank Group
  • FinTech - FinTech by Wharton-University of Pennsylvania (USA)
  • IEI - Member of Institute of Engineers
  • GATE - The Graduate Aptitude Test in Engineering - Qualified
  • NISM - Authorized individual by AMFI
  • IRDA Composite - Authorized individual to carry out insurance business in corporate level
  • IBM Analytics - IBM Predictive analytics training and completion certificate
  • ICTRD - Indian Council for Technical Research and Development – Working Committee Honorary Member

Projects Trainings

  • Organizational Structure Training, Apollo Tyres, Perambra, 04/14 - 05/14
  • Main Project- Improving The Existing Excitation Method At BDPP, Brahmapuram Diesel Power Plant, Kochi, 07/12 - 04/13
  • Mini Project- Automatic Temperature Controller, Jyothi Engineering College, Thrissur, 01/12 - 04/12

Extracurricular Activities

Lead roles in theater competitions and participation and recognitions in Literary competitions

Presented Paper on “Hybrid cars and vehicular communication systems” 

Organizing committee member for events/Tech fests in college 

Conducted training and development programmes for Undergraduate students

Personal Information

  • Date of Birth: 05/10/91
  • Gender: Male
  • Marital Status: Single

Timeline

AVP-Knowledge Banking Leader

YES Bank
06.2023 - Current

Chartered Banker - Banking

Chartered Banker Institute-UK
12.2021 - Current

Consultant

Miles
11.2021 - 03.2022

Corporate Manager

ICICI Bank
03.2021 - 06.2023

Deputy Manager

HDFC Bank
08.2020 - 05.2021

Associate Consultant

Fragomen, Del Rey, Bernsen & Loewy LLP.
05.2019 - 07.2020

Assistant Manager

South Indian Bank
07.2016 - 04.2019

MBA -

Christ University Institute Of Management, Christ University
06.2014 - 03.2016

Manager

Premier Trading Company
04.2013 - 04.2014

B.Tech -

University of Calicut - Jyothi Engineering College
06.2009 - 03.2013

12th -

Don Bosco Higher Secondary School
06.2008 - 03.2009

10th -

Nirmala Matha Central School, Central Board Of Secondary Education
06.2006 - 03.2007
Chacko ChembukkavuChartered Banker, CAIIB