CHAITRA MANJUNATH
Bangalore
Summary
A goal driven and passionate AML professional with 12.9 years of experience in multiple domains of transaction monitoring, SMR filing and sanctions screening. Provide detailed risk analysis by identifying and researching the patterns, trends and anomalies in complex transactional data with in depth understanding of AML procedures and laws.
Overview
13
13
years of professional experience
1
1
Certification
Work History
FINANCIAL CRIME OPERATIONS SENIOR ANALYST
CBA Services Private LImited
Bangalore
03.2023 - 02.2024
- Conduct complex fraud investigations of customer accounts to identify the victims, perpetrators and fraudulent transactions by end to end analysis of transaction patterns and account reviews.
- Perform high risk account reviews and determination of source of funds and wealth.
- Conduct negative news and adverse media ,Worldcheck searches to identify the high risk customers and PEPs. ` OFAC Sanctions screening and Suspicious Matter Report drafting and filing as needed to resolve issues and ensure adherence to bank policies , regulations and guidelines.
- Perform detailed AML and KYC investigations to detect patterns, trends, anomalies in transactions and counterparty relationships across multiple products and queues.
FINANCIAL CRIME SPECIALIST
ANZ Support Services Pvt Ltd
Bangalore
05.2011 - 03.2023
- Review, research and make determination of suspicion on items and transactions identified according to the AUSTRAC regulatory via AML automated alerts (Transaction Monitoring System) or manually received reports and referrals
- Performed Enhanced Customer Due Diligence on customers deemed high risk, and suggested account restrictions and/or account closures based on risk to the institution.
- Ensure timely, efficient reporting of suspicious activities and /or transactions to senior team member;
- Review Money Laundering/Terrorism Financing (ML/TF) alerts generated from Transaction Monitoring System (TMS) to identify false positive alerts and provide justification for closure
- Work on the adhoc request provided by Financial Crime Intelligence (FCI) such as Legal Notices, Fraud, Transaction Threshold Reporting, Sanction Country indicators and Money Service Business
- Investigate Watch List Management (WLM) alerts to de-identify potential Politically Exposed Persons (PEP)
- Close WLM/TMS alerts able to be de-identified and provide justification for closure
- Action Customer Due Diligence (CDD) alerts as per the procedure
- Action Ongoing Customer Due Diligence (OCDD) will help reporting entities to identify, mitigate and manage any money-laundering or terrorism-financing (ML/TF) risks that may arise from providing one or more designated services to their customers which includes collection and verification of additional ‘know your customer’ (KYC) information, transaction monitoring program and enhanced customer due diligence program
- Perform sanctions screening and review of client accounts by analysing the red flag indicators, transactional data analysis and assess the financial risks posed in accordance with compliance laws.
- Provide support to the business units on the identification of legitimate accounts by KYC/Sanctions screening and transaction monitoring trends.
- Reporting information and escalate the high risk clients and take action in terms of risk mitigation.
- Monitoring Society for Worldwide Interbank Financial Telecommunication (“SWIFT”) messages in/out for all ANZ sites Name Search (ANZ Customer Databases). Sanctions screening of SWIFT messages like MT103, MT202, MT400, MT700, MT999 and MT199 enquiry. Making OFAC/HMT/HKM/UNS/EU/HMA/SMA/DFAT investigations on the payments creating a case on the payments.
- Second Level screening of the SWIFT PAYMENTS.
- De-Identifying the non-sanctioned parties.
Education
Master of Business Administration - Finance
Bangalore University
Bangalore 01.2006
Skills
- Strong organisational skills with attention to detail in Transaction Monitoring and Risk Analysis
- Critical thinking for fraud detection and identification of suspicious activity
- Proficient knowledge on relevant documentation associated with AML/CTF, bank laws, policies and procedures
- Adapatability in frequent changing of multiple queues with best quality scores
- Good knowledge of MS Office Suites
Additional Roles Responsibilities
- Acting a string staff for Quality Team for quality check for all the services.
- Cross training to the new joiners.
- Work allocation to the team members and re-allocation when in need.
- EOD reports to the line managers and Stake holders on Daily Team Performance.
- Daily Volume Stats shared with team to priorities and to clear off the aging alerts to keep SLO/SLA intact.
Skill Sets
- Truly dedicated, smart working, Responsible, Committed and Flexible.
- Good Communication Skills.
- Good team player with ability to positively influence people.
- Enthusiastic, Resourceful and willingness to learn.
Disclaimer
I hereby solemnly declare that all the statements made above are true and correct to the best of my knowledge and belief.
Accomplishments
Awarded as a consistent performer in the team.
Awarded as "Multitasking Star" in March 2022
Certification
CAMS Certification and AML Essentials
Timeline
FINANCIAL CRIME OPERATIONS SENIOR ANALYST
CBA Services Private LImited
03.2023 - 02.2024
FINANCIAL CRIME SPECIALIST
ANZ Support Services Pvt Ltd
05.2011 - 03.2023
Master of Business Administration - Finance
Bangalore University
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